Daniel Di Natale is a financial advisor with LPL Financial in Buffalo, NY. He holds Series 63 and Series 65 licenses and has eight years of industry experience. His prior roles include positions at M&T Securities and M&T Bank, where he has worked since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various model portfolios, third-party subadvisors, and customized strategies.

Scott Weber is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His prior roles include positions at KEY Investment Services LLC, KEY BANK, PRUCO Securities, LLC, and The Prudential Insurance Company of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Matthew Scheff is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Scheff Thompson Cress Investment Group, Raymond James Financial Services, Inc., and ACV Auctions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of investment strategies and financial planning solutions.

Matthew Francis is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has five years of industry experience. Prior to joining Raymond James, he worked at Merrill Lynch Pierce Fenner & Smith Inc. and Key Bank among other firms. Outside of his advisory role, he is involved as an associate with Plail Wealth Management, supporting client servicing, financial planning, and marketing. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Miche Needham is a financial advisor at Cetera with 12 years of industry experience and holds a Series 66 designation. She has previously worked at Avantax Investment Services, Avantax Advisory Services, and 1st Global Capital Corp. Outside of her advisory role, she serves as Chair of the Board of Directors for the Buffalo and Erie County Botanical Gardens Society, a living museum focused on plant collection, education, and research. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform and a wide range of investment and retirement services to individual, corporate, charitable, and institutional clients through a large network of independent advisors.

Frank Antonucci is a CFP® professional with 46 years of industry experience, currently affiliated with LPL Financial. He has worked at Linsco/Private Ledger Corp. since 1993. His other business activities include providing non-variable insurance products such as life, disability, long-term health care, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by technology tools and a broad non-advisory financial services platform.

David Eno is a financial advisor with OSAIC based in West Seneca, NY, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes longstanding roles with Royal Alliance Associates, Inc., Royal Financial Group, and United Securities Alliance since 2003. In addition to advisory services, he offers life insurance and fixed annuities to clients as part of their financial plans. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and investment advisory services. The firm utilizes a variety of investment tools and third-party programs to construct and manage portfolios that include multiple asset classes on both discretionary and non-discretionary bases.

J. Austin Houlding is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2009, advising accomplished clients and their families across the United States on wealth preservation, transfer, and stewardship. Within his team, he oversees business plan design and implementation, and manages fixed income portfolios. Austin holds both a Bachelor of Science degree and a Master of Science degree in International Business from D’Youville College. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His areas of expertise include executive compensation, equity compensation services, family wealth management strategies, institutional and corporate benefit services, personal retirement planning, and more. He has been involved with the United Way of Buffalo and Erie County, having previously served as Vice Chair. In his personal time, Austin enjoys golfing, tennis, and spending time with his family.

Jeffrey Zaffino is a financial advisor at UBS Financial Services with eight years of industry experience. He has worked at UBS since 2017 and previously spent eight years at Arch Capital Group Ltd. Jeffrey holds the Series 66 designation and is based in Buffalo, NY. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Scott Mcbride is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at M&T Securities for six years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Amy Abrahamson is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Merrill Lynch, Wells Fargo Clearing Services LLC, and Morgan Stanley. She serves on the Board of Trustees for the Buffalo Olmsted Parks Conservancy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chloe Benzin is a financial advisor with LPL Financial in Buffalo, NY, holding a Series 66 designation and seven years of industry experience. Her professional background includes roles at Raymond James Financial Services, Bank of America, Merrill, and other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Connie Herr is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and 17 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Mariah Hines is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. She previously worked at LPL Enterprise LLC, The Westin, Northwestern Mutual, and several financial institutions, including Buffalo Metropolitan FCU and Good Neighbors FCU. Outside of advising, she has involvement in the non-variable insurance business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Wahl is a financial professional with one year of industry experience, currently affiliated with Cetera and Lifetime Wealth Management Group, an affiliate of Lumsden McCormick. He holds a Series 66 designation and has prior experience at Avantax Advisory Services and Roswell Park Comprehensive Cancer Center. Wahl's roles have included assisting with client communications and preparing financial documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and third-party investment strategies.

Sean Siracusa is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63, 65, and 66 licenses and eight years of industry experience. His career includes roles at Northwest Bank, Mass Mutual, Pruco Securities, The Prudential Insurance Company of America, and AXA Advisors. He is currently associated with Northwest Bank in a financial institution role performed alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ujala Tajammal is a financial advisor with LPL Financial in Orchard Park, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining LPL Financial in 2025, Tajammal worked at JP Morgan Securities LLC from 2017 to 2025. Outside of finance, Tajammal is involved with NUST Construction & Roofing LLC. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, with advice delivered by a large network of investment adviser representatives.

Robert Romeo is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co, having previously worked at Wealth Advisors Network, Cambridge Investment Research, and TIAA. Romeo serves as a committee member for Feedmore WNY, a local food bank, where he assists with financial oversight and retirement plan management. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements utilizing advanced software tools and offers various event-driven planning services.

Jennifer Drewniak is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds the Series 63 designation and has been with UBS Financial Services Inc. since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Carl Nagel is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Nagel is active in maritime preservation and education, serving as a director and officer of the Buffalo Maritime Center and as president of the Niagara Frontier Antique and Classic Boat organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.