Rani Ojha is a financial advisor at Citizens Securities, Inc. in Albany, NY, with eight years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Santander Securities, LLC and Citizens Bank, N.A. prior to her current role. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Jodi Sherman is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has been with Key Investment Services and KeyBank since 2016. Outside of her advisory role, she engages in a crafts business focused on jewelry and wood products and serves as treasurer on the board of her condominium association. Key Investment Services LLC serves individual, trust, estate, small business, and corporate clients through a variety of advisory programs and model portfolios. The firm emphasizes client-directed investment decisions supported by non-binding recommendations and ongoing monitoring, and provides access to third-party discretionary managers along with reporting and supervisory oversight.

Michael Rosenthal is a financial advisor with Independent Financial Partners in Albany, NY, holding Series 65 and Series 63 credentials and two years of industry experience. His background includes roles at Upskill Wealth Management, Berthel, Fisher & Company Financial Services, and Upskill Tax Services, which he owns and operates, providing tax preparation and bookkeeping services. Rosenthal also serves as a board member for the Capital Region Vegan Network, organizing vegan networking events. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform managing over $12.5 billion in assets, with notable capabilities in retirement-plan advisory and pension consulting, including ERISA 3(21) and 3(38) services.

Adrian Bryant is a financial advisor at Goldman Sachs Wealth Services with Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Ayco and Sneaker News Inc. Goldman Sachs Wealth Services serves a broad client base including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored financial planning and portfolio management using strategic allocation models and integrates capabilities across multiple Goldman Sachs affiliates.

John Gigliello is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and 22 years of industry experience. He has been with Private Advisor Group since 2013 and also maintains a long-term affiliation with LPL Financial beginning in 2004. Outside of his advisory role, Gigliello is involved in tax preparation and accounting services through JGG Tax Services. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations. The firm provides a range of portfolio management and financial planning services through a network of investment adviser representatives, offering access to third-party asset managers, turnkey asset management platforms, and a firm-managed separately managed account program.

Edward Mccarthy is a financial advisor at Focus Partners Wealth, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at The Colony Group, LLC, Atlas Private Wealth Management, LLC, The Ayco Company affiliated with Goldman Sachs, and Goldman Sachs itself. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that integrates active and passive strategies within an enhanced open architecture framework.

Matthew Mazzone is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 designations and 26 years of industry experience. He previously worked at Berthel Fisher & Company Financial Services Inc for nine years before joining Principal in 2017. Outside of his advisory role, Mazzone is involved in several business ventures, including ownership of a logistics company and a Lawn Doctor franchise, as well as serving on the board of Discover Schenectady, which focuses on promoting travel and tourism in Schenectady County. Principal Financial Services provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Bryan Blair is a CFA® charterholder with 16 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2014. He holds the Series 63 designation and is based in Niskayuna, NY. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, financial planning, and retirement services. The firm’s investment approach includes strategic and tactical asset allocation, manager selection, and a variety of investment strategies tailored to client objectives.

Samantha Dillon is a financial advisor at Goldman Sachs Wealth Services with a Series 66 credential and three years of industry experience. She has been with Ayco/Goldman Sachs since 2017 and previously worked at Colonie Community Day Care Center from 2012 to 2017. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a wide range of clients, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored services such as Executive Wealth and Private Family Office support, and operates within a large integrated financial group with access to diverse affiliated entities and programs.

Charles Reutemann is a financial advisor with Equity Services, Inc. holding CFP® and ChFC® designations and 11 years of industry experience. He has worked at Equity Services, Inc. and National Life Group since 2014. Outside of his advisory duties, he serves as president of the Financial Literacy Alliance of the Northeast, overseeing the organization’s committees and board meetings. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios that combine predominantly long-term strategies with options for shorter-term trading.

Elizabeth Woldring is a financial advisor at Goldman Sachs Wealth Services with five years of industry experience. She holds a Series 66 designation and has worked at firms including New York Life and Lex & Cleo. Outside of her advisory role, she is the owner of Element Wardrobe, a women’s athletic clothing company based in Saratoga Springs, NY. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, executives, and institutional clients, providing financial planning and portfolio management alongside specialized services such as Private Family Office and Executive Wealth programs. The firm integrates various Goldman Sachs affiliates and employs both strategic models and proprietary analytics to tailor solutions across multiple fee and platform arrangements.

Michael Davis is a financial advisor at Goldman Sachs Wealth Services with 10 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021, following seven years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support, integrating solutions across its broad financial platform.

Taryn Mentink is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked exclusively within the Citizens financial services entities since 2015, including roles at Citizens Bank and Citizens Securities. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm utilizes both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Pasquale Razzano is a financial advisor at Goldman Sachs Wealth Services with 11 years of industry experience. He holds a Series 63 designation and has previously worked at JP Morgan Securities LLC and JP Morgan Chase & Co. Since 2024, he has served on the Board of Directors, Investment Committee, and Finance Committee of the Norwalk Symphony Orchestra, a nonprofit organization. Goldman Sachs Wealth Services advises a broad client base, including individual investors, corporate participants, executives, and institutional clients, providing financial planning, portfolio management, and specialized wealth programs. The firm’s advisory teams tailor strategies using proprietary research and analytics, leveraging Goldman Sachs’ extensive affiliated capabilities across asset management, banking, and brokerage services.

Edie Schaffer is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. She holds the Series 66 designation. Prior to joining Goldman Sachs, she worked in hospitality and education sectors, including roles at The Standard Restaurant & Lounge and Congregation Beth Emeth. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm integrates proprietary investment strategy models and offers a range of service platforms, leveraging affiliations within the broader Goldman Sachs ecosystem.

Francis Caraco is a financial advisor with Bankers Life Advisory Services, Inc., holding the ChFC® designation and a Series 63 license, and has 42 years of industry experience. He has been with Bankers Life Advisory Services since 2017 and has worked within the broader Bankers Life organization since 2009. Caraco serves as a board member of The Prevention Council of Hamilton Fulton and Montgomery Counties, a nonprofit focused on prevention education. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, non-discretionary investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolios according to clients’ goals, risk tolerances, and time horizons.

Paul Clickman is a Series 66 licensed financial advisor with 23 years of industry experience. He has been with Goldman Sachs Wealth Services since 2021 and previously worked at The AYCO Company, L.P./Mercer Allied for 21 years. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base including individuals, high-net-worth households, corporate, charitable, and institutional clients. The firm utilizes centralized investment resources and a mix of discretionary and non-discretionary managers to deliver tailored wealth management solutions.

Sean Relyea is a financial advisor at Equity Services, Inc. with one year of industry experience. He holds the Series 66 designation and has worked at firms including National Life Group and Red Door Realty NY. Outside of his advisory role, he is involved in real estate sales and management as a sales person at Red Door Realty NY and manager of Sunfish Holdings LLC. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, combining long-term strategies with options for shorter-term trading, and works with third-party asset managers through a dually registered broker-dealer and SEC-registered investment adviser structure.

Richard Chong is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has worked at Goldman Sachs - Ayco since 2021 and previously spent 17 years at Equitable Advisors and 16 years at AXA Advisors, LLC. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm uses centralized investment resources and model portfolios to deliver tailored wealth management solutions through both discretionary and non-discretionary managers.

Connor Chambers is a financial advisor with Valic Financial Advisors in Corinth, NY, holding a Series 66 designation and five years of industry experience. He has worked at Valic Financial Advisors since 2020 and is also associated with Agia, where he serves as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.