Kelly Jakems is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2015 and operated Kelly Jakems Photography from 2010 to 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Christopher Decker is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 65 and Series 66 designations and has 16 years of industry experience. Decker has been associated with Raymond James since 1999 and also works with Veltman Investment Management, where he serves in a non-investment support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, using analytical tools to model potential outcomes, and supports municipal and public finance work through its affiliation with a municipal advisor.

Christopher Wright is a financial advisor with Charles Schwab in Grand Rapids, MI, holding Series 63, Series 65, and Series 66 licenses and bringing 33 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2005, following a brief tenure at Wells Fargo Clearing. Outside of his advisory role, he serves voluntarily on the finance committee of St. James Parish, assisting with budget oversight. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Courtney White is a financial advisor with Merrill in Grand Rapids, MI, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill in 2022, White worked at Riverbank Finance, Chicago Title of Michigan, and Nations Title Agency of Michigan. Outside of advisory work, White is involved in managing a newly formed LLC focused on graphic design and website creation and participates in plasma donation activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lori Hess is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at Morgan Stanley since 2012 and previously spent a year with UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides tailored financial planning through its network of advisors and specialized groups.

Dennis Joppe is a financial advisor with LPL Financial in Grand Rapids, MI, holding the Series 63 and Series 65 licenses. He has 46 years of industry experience, including 17 years with LPL Financial and prior work at Mutual Service Corporation. He is also a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ryan Sullivan is a financial advisor with LPL Financial in Ada, Michigan, holding a Series 66 designation. He began his financial advisory career in 2025 and has prior experience in various business ventures and educational roles, including multiple positions at Hope College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of advisors.

Rachel Kieras is a CFP®-designated financial advisor with Edward Jones in Grand Rapids, MI, bringing eight years of industry experience. She previously worked at Commonwealth Financial Network and CooperDavid Financial Group. Outside of finance, she has experience as a stage manager for local theater productions. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

Daniel Dillard is a financial advisor at Morgan Stanley in Grand Rapids, MI, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, National Association, Morgan Stanley, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process utilizes firm-approved tools and modeling techniques and includes a range of retail and institutional investment services.

Courtney Wesley is a financial advisor at Morgan Stanley with one year of experience in the industry and holds a Series 66 designation. Prior to joining Morgan Stanley in 2026, Wesley worked at LPL Financial for four years and has held positions in various service and retail roles. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and methodologies to support client goals.

Noah Stewart is a financial advisor at Merrill with a Series 66 designation and approximately one year of industry experience. Prior to joining Merrill and Bank of America, he spent several years in full-time education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Randall Murphy is a CFP®-designated financial advisor with 19 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Cetera Financial Specialists LLC, Integrity Wealth Management, and TurboTax at Intuit. He also operates a tax preparation and accounting service under his own business name. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided through a large network of investment adviser representatives.

Bradley Kaminski is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding the CFP® designation along with Series 65 and Series 66 licenses. He has 25 years of industry experience, having worked at Raymond James since 2017 and Oppenheimer & Co since 2006. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management options.

Gary Werkman is a financial advisor with Robert W. Baird & Co. Inc. in Grand Rapids, MI, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Robert W. Baird since 2006. Outside of his advisory role, he is a part-owner of Port Sutton Marina LLC, a community-owned entity formed to manage a local marina that affects his residential property. The DDK Group at Robert W. Baird, where Gary works, serves individuals, corporate clients, pensions, and charitable organizations through a variety of wealth management and advisory services. The firm utilizes manager-traded and model-traded SMA strategies, overlay management, tax-management techniques, and ongoing manager monitoring supported by internal research and advanced tools.

Zachary Tyler is a financial advisor at Edward Jones in Grand Rapids, MI, holding a Series 66 designation with four years of industry experience. He previously worked with Allstate Insurance and Northwestern Mutual before joining Edward Jones. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee services, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Dane Sexton is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and with 24 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is a silent partner in a craft microbrewery and owns a charter business for salmon fishing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and market research.

Robert Clements is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Louisville, Kentucky. He joined Merrill after serving nearly 22 years as a Marine Corps Officer, bringing experience from operating in dynamically complex environments to his role in wealth management. Robert designs and tailors financial strategies utilizing Merrill's resources along with banking solutions through Bank of America. His expertise encompasses education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. Robert employs a goals-based wealth management approach to ensure alignment between individualized strategies and prioritized client goals. He focuses on helping busy professionals and families who face demanding schedules and competing interests, as well as those less inclined to manage wealth themselves. Robert holds a bachelor's degree from The Citadel and a Personal Investment Advisor (PIA) designation. He serves on the Trinity High School Alumni Board and is affiliated with St. Albert the Great Catholic School. Outside of his professional activities, Robert enjoys golf, running, reading, and spending time with his wife and two daughters.

Julie Anderson is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 66 designations and with 32 years of industry experience. She previously worked at Infinex Investments, Inc., Cetera, and Flagstar Bank, where she continues to have an affiliation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered by investment adviser representatives utilizing customized strategies and research tools.

Rachel Laug is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and having 24 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she is a partner in a hair salon business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and investment modeling.

Tyler Staples is a CFP® professional with 19 years of industry experience, currently affiliated with Raymond James & Associates since 2017. Prior to this, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He holds the Series 66 designation and is based in Grand Rapids, MI. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.