David Girard is the founder of Girard Capital Management and holds a Series 65 designation. He has been working in the financial advisory field since 2024, following a period as a student from 2011 to 2024. Prior to establishing his firm, he was associated with The Fix in 2022. Girard Capital Management is a registered investment adviser that provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients. The firm employs a passive portfolio construction approach using index mutual funds and ETFs within a Modern Portfolio Theory framework, supplemented by fundamental and technical analysis when appropriate.

Robert Kea is a CFA® charterholder with eight years of industry experience. He is currently an advisor at GreenPort Capital Advisors and has prior experience at Putnam Investments, where he worked from 1989 to the present. GreenPort Capital Advisors provides personalized investment and financial management services to individuals, families, retirement plans, trusts, estates, charitable organizations, and investment companies. The firm emphasizes a long-term, diversified approach using fundamental and technical analysis, with attention to tax and liquidity considerations.

Peter Boyd is a ChFC®-designated financial advisor with 16 years of industry experience. He is currently the CEO of Apogee Strong Central Massachusetts, LLC, an insurance sales and service firm, and has been associated with Boyd Financial Strategies, Inc. since 2008. At Apogee Strong, he focuses on insurance sales including fixed rate annuities, life insurance, and long-term care insurance. Boyd Financial Strategies, Inc. serves individuals, couples, and related trusts with assets typically between $500,000 and $20 million, providing comprehensive financial planning and both discretionary and non-discretionary investment management. The firm employs a risk-conscious, top-down investment approach that combines fundamental, technical, and charting analysis with longer-term allocation and shorter-term tactical strategies.

Paul Travis is a financial advisor with Community Financial Group, Inc. in Marlborough, MA, holding Series 63, 65, and 66 licenses and possessing 22 years of industry experience. He has been with Community Financial Group since 2003. Community Financial Group, Inc. offers customized investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm manages client assets on a discretionary basis, employing a range of investment vehicles and strategies, often utilizing third-party managers and sub-advisors, while incorporating insurance consulting through its relationship with DPL Financial Partners.

Donald Sienkiewicz is a CFP® with three years of industry experience, currently with J.R. Prunier Capital Management LLC. His prior roles include positions at Professional Advisory Services, Inc., Advocates Financial LLC, and a long tenure with Estate Preservation & Planning. Outside of his advisory work, he manages First Light Neighborhood, LLC, which owns a cluster subdivision near his home in New Hampshire, and serves as a trustee for an irrevocable life insurance trust. J.R. Prunier Capital Management provides discretionary portfolio management, financial planning, and pension consulting to individuals and retirement plans. The firm tailors portfolios based on client goals and risk tolerance, uses fundamental analysis and modern portfolio theory, and operates under discretionary authority with quarterly reporting.

Joseph Bakaysa is an investment advisor representative at APEX Investment Group with 15 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including The Patriot Financial Group and Cetera Financial Specialists. Outside of advising, he is a licensed insurance agent and serves as a Notary Public in Massachusetts. APEX Investment Group is an SEC-registered wealth management firm serving individuals, trusts, estates, retirement plans, corporations, and charities. The firm offers discretionary investment management and comprehensive financial planning, typically managing accounts on a discretionary basis with portfolios primarily composed of diversified mutual funds and ETFs.

Kyle Swaim is a financial advisor at Bartholomew & Company Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Commonwealth Financial Network, Granite Financial Partners, and Ten Broeck Insurance Group. Outside of his advisory role, he owns New England Trapper, an online clothing sales business, and operates an auto detailing service in Pepperell, MA. Bartholomew & Company Wealth Management provides discretionary and non-discretionary asset management and financial planning services to institutional clients and individual investors. The firm employs an institutional research process and model portfolios that combine active, passive, and core-satellite strategies, with emphasis on fixed income, municipal bonds, and ESG-oriented approaches.

Joseph Charles is a financial advisor at APEX Investment Group with one year of industry experience. He has been the owner of Rock City Pizza, a restaurant in Boston, since 2013. APEX Investment Group is an SEC-registered wealth management firm serving individuals, trusts, estates, retirement plans, corporations, and charities. The firm manages customized, long-term portfolios primarily using diversified mutual funds and ETFs, and provides discretionary investment management, financial planning, and retirement-plan advisory services.

James Laite is a financial advisor at Cadence Wealth Management LLC with 14 years of industry experience. He holds the Series 66 designation and has been associated with both Cadence Wealth Management and Purshe Kaplan Sterling Investments since 2010. Outside of his advisory role, he serves as a commissioner on the Town of Lancaster’s Board of Public Works and assists with ski equipment sales and maintenance at Wachusett Mountain Ski Area during the winter season. Cadence Wealth Management is a team-based advisory firm serving individuals, high-net-worth families, trusts, and estates. The firm employs a long-term core asset-allocation strategy combined with tactically managed overlays using technical analysis and rule-based modeling, constructing portfolios from a range of investment vehicles including ETFs, mutual funds, individual securities, and option strategies.

Steven Deboth is a CFP® professional with 24 years of experience in the financial advisory industry. He has been with Cadence Wealth Management LLC since 2011 and is also associated with Purshe Kaplan Sterling Investments. Cadence Wealth Management is a team-based advisory firm serving individuals, high-net-worth families, trusts, and estates, employing a long-term core asset allocation approach combined with tactical overlays using technical analysis and proprietary rule-based modeling. The firm manages a diverse range of portfolios and provides goal-based financial planning and rollover advice.

Nicholas Cosentino is a CFP® with 36 years of industry experience, currently serving at Financial Foundations, Inc. since 1999. He also has a long tenure with Commonwealth Equity Services, Inc. dating back to 1991. Outside of his advisory roles, he acts as a trustee for an irrevocable life insurance trust. Financial Foundations provides standalone, fee-for-service financial planning to retail clients, focusing on detailed written plans covering budgeting, tax strategies, retirement, education, estate matters, and investment analysis. The firm does not manage client assets or offer discretionary services, instead coordinating with outside professionals and offering in-house tax preparation through an affiliated enrolled agent.

Jennifer Simes is a Certified Financial Planner® (CFP®) with 22 years of industry experience. She has been with Carl P. Sherr & Co., LLC since 2007, where she is part of a three-advisor team in Worcester, MA. Carl P. Sherr & Co. provides investment management and comprehensive financial planning to individuals, including high-net-worth clients, trusts, estates, charitable organizations, and small businesses. The firm emphasizes asset allocation, mutual fund and ETF analysis, and long-term holdings, managing most assets on a discretionary basis with a team approach and centralized oversight.

Eric Jansen is a financial advisor with Finivi Inc. in Westborough, MA, holding the ChFC® designation and Series 63 and 65 licenses. He has 39 years of industry experience, including prior roles at Signator Investors, Inc. and Triad Advisors. Outside of his advisory work, he is involved in insurance brokerage activities as president and part owner of several related entities. Finivi serves individual clients ranging from non‑high‑net‑worth to high‑net‑worth households, as well as business clients and retirement plan participants. The firm uses an active, core‑satellite investment approach tailored to client risk tolerance and objectives, and offers a range of services including discretionary portfolio management, financial planning, estate-planning facilitation, and financial education.

Leah Michalowski is a financial advisor at Carr Financial Group in Worcester, MA, holding a Series 65 credential with one year of industry experience. Her prior work includes roles at Leominster Credit Union, Stonehill College, and other local organizations. Outside of advising, she coaches volleyball for CMASS Junior Volleyball. Carr Financial Group provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and retirement plans. The firm emphasizes strategic asset allocation using diversified mutual funds and ETFs, managing approximately $744 million in discretionary assets across a small team of advisors.

Jack Foscaldo is a Series 65-licensed advisor at Finivi Inc. with one year of industry experience. Prior to joining Finivi, he worked at Petra Funds Group for one year and was a student for nine years. Finivi serves individual and business clients, providing discretionary investment management and comprehensive financial planning using an active, core-satellite investment approach tailored to client objectives. The firm also offers estate-planning facilitation, family meetings, financial education workshops, and specialized services such as financial-wellness programs and access to a certified divorce financial analyst.

Anthony Veloso is a CFP® with 13 years of industry experience and is currently affiliated with Financial Foundations, Inc. He has worked at Commonwealth Financial Network since 2018 and previously at Cetera Advisor Networks LLC and Sbia. Veloso allocates a small portion of his time to fixed insurance sales conducted at his branch office. Financial Foundations provides comprehensive, non-securities financial planning to retail clients, focusing on areas such as budgeting, tax and retirement planning, education funding, and estate analysis. The firm does not manage client assets or offer discretionary portfolio management, instead delivering individualized plans supported by affiliated tax services and optional implementation through broker-dealer relationships.

Nancy Scott is a CFP® professional with 19 years of industry experience. She is currently with Bartholomew & Company Wealth Management, LLC and has been associated with Bartholomew and Company, Inc. and Commonwealth Financial Network since 2006 and 2007, respectively. Her other business activity includes providing fixed insurance services through Bartholomew and Company as an agent. Bartholomew & Company Wealth Management, LLC offers discretionary and non-discretionary asset management and financial planning services to institutional clients and individual investors. The firm uses an institutional research process and model portfolios combining active, passive, and core-satellite strategies, with emphasis on short-term, high-grade fixed income, municipal bonds, and ESG-oriented approaches.

John Malone III is an advisor at APEX Investment Group with one year of industry experience. Prior to joining APEX, he worked at Anomaly CPA and Tetzel Law LLC. APEX Investment Group is an SEC-registered wealth management firm serving individuals, trusts, estates, retirement plans, corporations, and charities. The firm offers discretionary investment management and comprehensive financial planning with a focus on customized, long-term portfolios primarily composed of diversified mutual funds and ETFs.

Adam Waitkevich is a financial advisor at Concord Wealth Partners with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley and Coppertree, LLC. He is also the principal owner of Divorce Financial Solutions, LLC, providing financial forecasting reports for divorcing couples. Additionally, he serves as a board member of the nonprofit Kevin Youkilis Hits for Kids. Concord Wealth Partners is a team-based registered investment adviser managing over $1 billion for individuals, corporations, trusts, estates, and charitable organizations. The firm offers tailored financial planning, discretionary portfolio management, and retirement plan consulting, utilizing a range of investment strategies including mutual funds, ETFs, alternatives, and structured products.

Christina Mitkonis is a CFP® and Series 66 credentialed advisor with 14 years of industry experience. She is currently with Financial Foundations, Inc., a team-based firm located in Southborough, MA, and has been associated with Commonwealth Financial Network and Bentley University’s McCallum Graduate School of Business since 2011. Outside of financial advising, she is involved with Jumbo Donuts, a business she has been connected with for over 20 years. Financial Foundations provides comprehensive financial planning and non-securities advice focused on budgeting, tax and retirement planning, education funding, estate analysis, and benefit reviews. The firm does not manage client assets or maintain custody of funds, emphasizing individualized, planning-only services with coordination of tax and estate recommendations alongside outside professionals.