Joseph Bruderman is a financial advisor at Bruderman Private Wealth with 17 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America. He is also the president and CEO of Investegrity LLC, a registered investment advisory firm where he manages client assets and financial planning as the sole employee. Bruderman Private Wealth serves high-net-worth individuals, families, and select institutional clients, offering discretionary portfolio management and comprehensive financial planning. The firm uses a holistic approach to align asset allocation with clients’ cash-flow needs, tax and estate planning, and long-term goals, employing a range of investment strategies including concentrated equity, income, ETFs, and private placements.

Stephen Neumeier is the sole advisor at Neumeier Capital Management, Inc., an independent registered investment adviser based in Concord, MA. He holds the CFA® designation and Series 63 and 65 licenses, with 31 years of industry experience. Mr. Neumeier founded Neumeier Capital Management in 1991 and is also the managing member of Neumeier Partners Management, LLC, which operated a private investment fund from 2003 to 2016. Neumeier Capital Management serves individuals, corporations, employee benefit plans, foundations, and endowments, generally requiring a $1,000,000 minimum account. The firm follows a value-oriented investment approach that uses no-load mutual funds for smaller portfolios and common stocks or other securities for larger accounts, with distinctive practices such as employing borrowing, derivatives, and monthly account reviews.

Brian Curtin is the principal of Curtin Financial Services, Inc. in Burlington, MA, with 20 years of industry experience. He has served as Treasurer/Collector for the Town of Burlington since 1977 and holds board roles with the Burlington Municipal Federal Credit Union, Burlington Community Scholarship Foundation, and Middlesex County Retirement System. Curtin Financial Services provides financial planning, investment advisory, retirement and education planning, and tax preparation services to individuals, small businesses, and trust accounts. The firm emphasizes personalized, non-discretionary investment advice combined with ongoing tax and accounting expertise.

Lurie Davis is a financial advisor with Lurie Davis Wealth Management LLC, holding Series 63 and Series 65 designations and 18 years of industry experience. Davis has worked at Lurie Davis Wealth Management since 2006 and has prior experience with Waddell & Reed, Inc. Outside of advising, Davis serves as president of the Davis Estates Condominium Association, is a board member of the Lena Park Community Development Corporation, and participates in community organizations such as the Black Economic Council of Massachusetts and a Boston public school speakers series. Lurie Davis Wealth Management LLC provides customized investment management and financial planning services to high-net-worth individuals, pension and retirement plans, business owners, and families. The firm emphasizes broad asset allocation primarily through mutual funds and ETFs, conducting periodic account reviews and collaborating with clients on risk tolerance and investment policies while maintaining non-discretionary authority over client accounts.

William Spring is a financial advisor at Spencer Brook Asset Management, LLC with 22 years of industry experience. He has been with Spencer Brook Asset Management since 2002. Spring holds a Series 65 designation. Spencer Brook Asset Management provides discretionary investment management and financial planning primarily to high-net-worth individuals and trusts. The firm employs a bottoms-up value investing approach focused on long-term capital appreciation with an equity-income orientation, managing concentrated portfolios tailored to each client’s objectives.

Jeffrey Sinder is a CFA charterholder and principal of AVK Partners, an independent investment advisory firm based in Concord, MA. He has three years of industry experience, including roles at Acadian Asset Management and Wellington Management. AVK Partners provides discretionary investment management and financial planning services to individuals, high-net-worth clients, pension plans, charitable organizations, and businesses. The firm employs a strategic asset allocation approach based on Modern Portfolio Theory, combining passive and active investment vehicles, and offers educational seminars alongside its advisory services.

Maureen Demers is a CFP® and holds a Series 63 license with 17 years of industry experience. She has been the principal of Demers Financial Planning since 2008 and has worked in financial services since 1998. The firm provides holistic financial planning and wealth management primarily to pre-retirees and retirees with at least $1 million in investable assets. Demers Financial Planning offers comprehensive planning, portfolio management including third-party asset managers, and limited-scope financial reviews, emphasizing asset allocation and a long-term buy-and-hold investment philosophy.

Bhavneesh Sharma is a financial advisor with Integrity Advisors LLC in Burlington, MA, holding a Series 65 designation and 10 years of industry experience. He has held roles at firms including FATrader and Vasuda Indices, and he is co-founder and Co-CEO of DataFlynk.AI LLC, a software development company. He has also contributed to Seeking Alpha since 2015. Integrity Advisors LLC provides discretionary portfolio management and holistic financial planning to individuals, high-net-worth clients, and corporations. The firm focuses on equity and ETF investments, with an emphasis on healthcare sectors, and integrates financial planning through a cloud-based platform combining cash-flow analysis, retirement projections, and tax-efficient strategies.

Richard Karlen is a financial advisor at Millenium Financial Services in Peabody, MA, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Essex Securities LLC since 2004. Outside of his advisory work, he is also an insurance broker. Millenium Financial Services provides personalized financial planning and investment management to individuals, trusts, estates, charitable organizations, small businesses, and pension and profit-sharing plans. The firm manages advisory relationships on a non-discretionary basis and employs a strategic asset allocation approach combining passive index funds and ETFs with selected active holdings.

Laurence Lamagna is a financial advisor with BostonNorth Financial Services, Inc., holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Boston North Financial Services and Commonwealth Equity Services since 1999. Outside of advisory services, he operates a fixed insurance sales sole proprietorship and serves as president of Boston North Financial Services, Inc. BostonNorth Financial Services is a small, independent advisory firm serving individuals, high-net-worth clients, retirement and corporate pension plans, charitable institutions, and trusts. The firm provides customized financial plans using a variety of analytical methods and typically charges hourly or fixed fees without discretionary trading or custody of client assets.

Kenan Nacar is a CFP® professional with 14 years of industry experience, currently serving as the sole advisor at Charles River Wealth Management, LLC since 2017. Prior to this, he worked at Sagamore Wealth Management for six years. He is involved with the Rotary Club of Winchester as a board member and holds limited partnership roles in local sports training facilities. Charles River Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a long-term investment approach focused on diversified portfolios constructed primarily from mutual funds and ETFs, with ongoing oversight and an institutional relationship for custody and trade execution.

Jeffrey Shank is a financial advisor at Andover Advisory Group with over 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to his current role, he has been associated with Cambridge Investment Research Advisors since 2014. Outside of his advisory work, he serves on the board of the Kiwanis Club of Greater Lawrence and hosts a weekly live radio show and podcast. Andover Advisory Group provides comprehensive financial planning and tax preparation services to individual and high-net-worth clients, focusing on written plans covering investments, taxes, estate, and retirement issues. The firm emphasizes client risk assessment and asset allocation based on Modern Portfolio Theory but does not recommend specific securities or exercise investment discretion.

Mary Koenig is a CFP® with 26 years of industry experience, currently practicing at Harvard Square Financial Planning, LLC, where she has worked since 2012. She operates as the sole advisor at her independent firm based in Lexington, MA. Harvard Square Financial Planning serves individual clients, focusing primarily on members of the nonprofit community and their families. The firm provides financial planning and investment consultation through a consultative, non-discretionary approach that emphasizes written engagement agreements, passive and core-plus-satellite investment strategies, and periodic reviews rather than continuous trading.

Adam Sureau is a financial advisor at Okemo Capital Management, LLC with 16 years of industry experience. He holds the Series 66 designation and has been with Okemo Capital Management since 2012. Outside of advising, he is the sole owner and property manager of Brick Capital, LLC, a multifamily real estate business, and is a limited partner in a family planning vehicle that owns a stake in Radant Technologies, Inc. Okemo Capital Management provides investment supervisory services to individual and high-net-worth clients, developing customized Investment Policy Statements and managing diversified portfolios that include mutual funds, equities, fixed income, ETFs, real estate vehicles, hedge funds, private placements, and insurance products. The firm employs a range of strategies from long-term holdings to short-term trading and offers both performance-based and standard fee structures while managing accounts on a discretionary basis.

Kimberley Feeney Zollo is a Certified Financial Planner® with 17 years of industry experience. She has been with Essex Capital Management since 2012. Outside of her advisory role, she serves as an adjunct professor at North Shore Community College, teaching math, financial management, and macroeconomics courses. Essex Capital Management is an independent, fee-only firm serving individuals, families, trusts, estates, charitable organizations, and businesses. The firm offers discretionary portfolio management and financial planning, focusing on diversified, asset-allocation driven portfolios using mutual funds, ETFs, individual securities, and non-correlating assets.

Kenneth Hoyt is a CFP® with 11 years of industry experience and is the sole advisor at Hoyt Wealth Management in Westford, MA. He has worked at Origin Financial and Perennial Advisors Group, LLC, among other firms. Hoyt Wealth Management serves individual clients, including high-net-worth individuals, as well as corporations and business entities, providing discretionary portfolio management and a range of financial planning services. The firm focuses primarily on passive investment management using index mutual funds and ETFs, supplemented by various analytical methods, and maintains a small client base with approximately $27.7 million in discretionary assets under management.

Rand Spero is a CFP® professional with 17 years of industry experience, currently serving as the sole advisor at Street Smart Financial, LLC in Lexington, MA. He has been with Street Smart Financial since 2008. Street Smart Financial provides fee-only financial planning and investment management to individuals, trusts, estates, charitable organizations, and small businesses. The firm manages approximately $52 million for about 62 clients using a risk/reward approach focused on diversification, low-cost mutual funds and ETFs, and tactical asset allocation informed by macroeconomic analysis.

John Harrison is a CFP® with 21 years of industry experience and has served as President of Aspire Financial Advisors, Inc. since 2012. He is also a licensed insurance broker specializing in life, health, and fixed or indexed annuities. Aspire Financial Advisors provides fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes tactical asset allocation using both fundamental and technical analysis and offers a largely non-discretionary management model with multiple compensation options.

Kannan Ramasamy is the principal advisor at Garch Capital LLC, an independent firm based in Andover, MA. He holds a Series 65 designation and has eight years of industry experience. His prior work includes roles at Vay Network Services Private Limited, Clayfin Technologies Private Limited, and Adarsh LLC. Garch Capital manages separately managed accounts for individual and corporate clients, focusing on long-only US equities through a model-driven investment process based on technical analysis and relative price performance. The firm emphasizes transparency in fee arrangements and supports business accounts with a corporate-level operational structure.

Timothy Mortellite is the sole advisor at Timothy Charles Financial, LLC, with 32 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Brokers International Financial Services LLC from 2009 to 2017. In addition to his advisory role, he is an independent insurance agent involved in the sale of fixed insurance products. Timothy Charles Financial, LLC provides discretionary investment management and financial planning services to individuals, high net worth individuals, trusts, and estates. The firm employs a long-term, fundamental investment approach using low-cost, diversified ETFs and mutual funds, managing approximately $98.5 million in client assets across about 177 client relationships.