Jac Bentley is the principal advisor at Bentley Wealth Management, LLC in Marblehead, MA, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has been associated with Globalist Capital, LLC since 2012 and has operated Bentley Financial, LLC since 2008, which offers fixed annuities and various insurance products. Bentley Wealth Management provides financial planning and personalized investment management to individuals, high-net-worth clients, families, and small businesses. The firm uses a scientific, engineered investment approach focusing on global diversification, risk control, and avoidance of market timing, tailoring portfolios to client objectives using a diverse range of securities.

David Umstead is a CFA® charterholder with 26 years of industry experience. He is currently with KinVera Wealth Management, LLC, where he has worked since 2026. Prior to this, he spent 27 years at Cape Ann Capital, Inc. KinVera Wealth Management provides tailored investment management services to individual and high-net-worth clients, emphasizing long-term asset allocation strategies built primarily with mutual funds and ETFs. The firm operates on a family-origin model with a focus on cost coverage rather than performance fees.

Christopher Lazzaro is a financial advisor with Plan For It Financial, LLC, holding the ChFC® designation and Series 63 license. He has 22 years of industry experience, including over two decades at Looms, Sayles & Company before founding his independent firm in 2023. Plan For It Financial, LLC is a fee-only advisory practice focusing on comprehensive financial planning for individuals, including high-net-worth clients. The firm emphasizes written financial plans with a globally diversified, low-cost, passive investment approach and does not provide discretionary portfolio management or custody of client assets.

Jeffrey Shank is a financial advisor at Andover Advisory Group with over 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to his current role, he has been associated with Cambridge Investment Research Advisors since 2014. Outside of his advisory work, he serves on the board of the Kiwanis Club of Greater Lawrence and hosts a weekly live radio show and podcast. Andover Advisory Group provides comprehensive financial planning and tax preparation services to individual and high-net-worth clients, focusing on written plans covering investments, taxes, estate, and retirement issues. The firm emphasizes client risk assessment and asset allocation based on Modern Portfolio Theory but does not recommend specific securities or exercise investment discretion.

Kimberley Feeney Zollo is a Certified Financial Planner® with 17 years of industry experience. She has been with Essex Capital Management since 2012. Outside of her advisory role, she serves as an adjunct professor at North Shore Community College, teaching math, financial management, and macroeconomics courses. Essex Capital Management is an independent, fee-only firm serving individuals, families, trusts, estates, charitable organizations, and businesses. The firm offers discretionary portfolio management and financial planning, focusing on diversified, asset-allocation driven portfolios using mutual funds, ETFs, individual securities, and non-correlating assets.

Ryan Wilson is a CFP® professional with 13 years of industry experience and has been the sole advisor at Wilson Capital, LLC since 2012. He holds Series 63 and Series 66 licenses and operates his independent advisory firm from Swampscott, MA. Wilson Capital provides fee-based investment advisory and financial planning services to individuals, trusts, and small-business profit-sharing plans. The firm applies a tactical allocation strategy based on fundamental analysis, offering discretionary portfolio management tailored to client objectives, including accommodating client-imposed investment restrictions.

John Boyle is a financial advisor at Lennox Financial with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with FOX & Company Investments Inc. and Fox Advisor Group since 1990. Lennox Financial provides discretionary investment management primarily to individuals, multi-generation families, and business owners through separately managed accounts, employing a blend of macroeconomic analysis, technical analysis, and fundamental research supported by proprietary methodologies. The firm operates as a solo-advisor practice with a focused client roster and emphasizes loss avoidance through selective use of derivatives and risk controls.

Timothy Mortellite is the sole advisor at Timothy Charles Financial, LLC, with 32 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Brokers International Financial Services LLC from 2009 to 2017. In addition to his advisory role, he is an independent insurance agent involved in the sale of fixed insurance products. Timothy Charles Financial, LLC provides discretionary investment management and financial planning services to individuals, high net worth individuals, trusts, and estates. The firm employs a long-term, fundamental investment approach using low-cost, diversified ETFs and mutual funds, managing approximately $98.5 million in client assets across about 177 client relationships.

Richard Doron is a financial advisor at SmartStreet Investments with five years of industry experience. He holds Series 63 and Series 65 designations and previously worked at BNY Mellon Investment Management and Integrity Park Inc. before founding SmartStreet Investments. SmartStreet Investments provides discretionary investment management to individual investors, retirement plans, trusts, charitable organizations, foundations, and corporate clients. The firm combines a top-down macroeconomic framework with modern portfolio theory, employing both qualitative and quantitative research to construct customized portfolios that include equity, fixed income, digital-asset ETFs, and blended strategies.

Kenneth Nagy is a financial advisor at Northeast Equity Research Inc. with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has led his independent firm since 2010. Outside of advising, Mr. Nagy consults for Zacks Investment Research on a crowdfunding research platform and teaches college courses at Salem State University and Endicott College. Northeast Equity Research provides fee-based, non-discretionary asset management to individuals, small-business owners, charities, and high-net-worth clients. The firm combines fundamental, technical, and cyclical analysis with Modern Portfolio Theory principles, emphasizing tailored Investment Policy Statements and coordinated management of held-away 401(k) assets.

Michael Caputo is a financial advisor at Vitale & Caputo Wealth Management LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Massachusetts Mutual Life Insurance Company, Metlife Securities, and Baystate Wealth Management. Outside of financial advising, he is the owner of the CPA firm Caputo & Company, PC. Vitale & Caputo Wealth Management LLC provides financial planning and refers individual and high-net-worth clients to third-party investment advisers for portfolio management. The firm does not manage client assets directly but offers one-time financial plans and conducts annual reviews of client-advisor relationships.

Eric Martin is a financial advisor at Oxford Martin, LLC with five years of industry experience. He previously worked at Fidelity Investments and held roles in accounting, tax services, and higher education. Oxford Martin serves individual and high-net-worth clients with discretionary investment management and standalone financial planning. The firm employs a customized investment approach focused on individual stocks, mutual funds, ETFs, and bonds, using fundamental, technical, and cyclical analysis with a long-term orientation.

Anthony Gates is a CFP® and PFS™ with 20 years of industry experience. He has been with FG&G Financial Services, LLC and its predecessor, Farrar Gates & Green LLC, since 2008. FG&G Financial Services, LLC provides investment advisory and financial planning services to individuals, qualified retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm follows a passive, asset-class investment approach grounded in Modern Portfolio Theory and primarily uses Dimensional Fund Advisors funds, with ongoing monitoring and periodic reviews.

Michael Gallugi is the principal of Gallugi Wealth Management, LLC and holds Series 63 and Series 65 licenses. He has 30 years of industry experience and has operated his own CPA practice offering tax and accounting services since 1989. He has also worked with Purshe Kaplan Sterling Investment since 2014. Gallugi Wealth Management provides discretionary investment management to individuals, including high-net-worth clients, and charitable organizations. The firm combines investment advice with in-house accounting and tax services, emphasizing fundamental analysis and a primarily long-term investment strategy using diversified mutual funds and ETFs.

Stephen Taylor is a financial advisor at New England Schooner, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with New England Schooner since 1998. Outside of his advisory role, he is a licensed agent selling fixed and long-term care insurance. New England Schooner, Inc. provides portfolio management, financial planning, and pension consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm emphasizes fundamental analysis tailored to clients' goals and risk tolerance, managing portfolios that include mutual funds, ETFs, equities, options, and debt securities.

Christopher Demeo is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He is a co-founder of Nu Paradigm Investment Partners L.L.C. and has previously worked at Fulcrum Asset Management, Aberdeen Standard Investments, and Wall Street Access Asset Management. Nu Paradigm Investment Partners L.L.C. provides discretionary investment management and retirement-plan advisory services to institutional and individual clients. The firm focuses on customized, long-term portfolios using fundamental analysis and internal due diligence, offering services including fiduciary 3(38) roles, ongoing account monitoring, and plan-sponsor support.

Peter Ferriero is the founder and president of Rocky Hill Advisors Inc., where he has worked since 2002. He holds Series 63 and Series 66 designations and has 23 years of industry experience. Outside of his advisory role, Ferriero is involved in youth hockey through founding and leading Top Gun Youth Hockey, Top Gun Arena Management, and the New England Fall Prep Hockey League. Rocky Hill Advisors provides investment management and expert witness consulting to individuals, pension and profit-sharing plans, corporations, trusts, estates, charitable organizations, and Native American tribes. The firm employs a customized tactical allocation strategy with a focus on rebalancing and downside risk management, operating primarily on a non-discretionary basis.

Barbara Maitland is a financial advisor at Rothwell Investment Advisors with 18 years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial, Flagship Harbor Advisors, and Edward Jones. Outside of finance, Maitland is active in music instruction, coaching pickleball as a certified pro, and organizing community music activities in Salem, MA. Rothwell Investment Advisors provides wealth management services to individuals, trusts, estates, charitable organizations, and corporations. The firm combines discretionary asset management with comprehensive financial planning and serves over 700 clients using a wrap fee program designed around clients’ goals and risk tolerances.

Miguel Barron is a CFA® charterholder and Series 63 licensed advisor with four years of experience. He has been with First Light Investment Advisors in Manchester, MA since 2021. Outside of his advisory role, Barron serves as a non-executive independent director on the boards of two London-based hedge funds, Pelham Capital Management and Glenernie Capital Management. First Light Investment Advisors provides fee-based, discretionary portfolio management primarily to individual investors. The firm employs a tactical asset allocation strategy tailored to client objectives, using fundamental, technical, and cyclical analysis to guide portfolio decisions.

Mark Maitland is a financial advisor at Rothwell Investment Advisors with six years of industry experience and holds the Series 66 designation. He has previously worked at LPL Financial and Flagship Harbor Advisors and serves on the board of the nonprofit METTAFORE. Rothwell Investment Advisors offers wealth management services to individuals, trusts, estates, charitable organizations, and corporations, combining discretionary asset management with comprehensive financial planning. The firm acts as the sole portfolio manager of its wrap fee program and manages over 700 client accounts with three advisors.