Elizabeth Pleck is a CFP® professional with 13 years of industry experience, operating as the sole advisor at Financial Strategies, LLC in Wellesley, MA. She has been with Financial Strategies LLC since 1982 and is also active as a writer, lecturer, and consultant. Financial Strategies, LLC is an independent firm providing fee-only financial planning and discretionary investment management primarily for individuals and couples. The firm emphasizes a long-term, diversified investment approach based on Modern Portfolio Theory, offering ongoing portfolio management, hourly consultations, and comprehensive written financial plans.

James Carlson is a financial advisor at Carlson Planning Company with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms including Gannet Wealth Advisors and Mass Mutual Investors Services. Outside of advising, he is involved with Entropy Mining, focusing on consulting and deployment of data center infrastructure for energy demand response, and also conducts financial education presentations. Carlson Planning Company serves individual clients, high-net-worth individuals, small businesses, and retirement plan sponsors, offering comprehensive financial planning and portfolio management. The firm employs a Modern Portfolio Theory approach with diversified, cost-efficient investments and provides both discretionary and nondiscretionary management alongside flexible planning engagements.

Dana Levit is a financial advisor at Paragon Financial Advisors in Newton, MA, holding CFP® and Series 65 credentials with 24 years of industry experience. Prior to founding Paragon Financial Advisors, Dana worked at Back Bay Financial Group, Inc. from 2001 to 2005. Paragon Financial Advisors offers comprehensive financial planning and investment advisory services for individuals and families, emphasizing retirement, tax and estate planning, risk management, and small-business planning. The firm uses a non-discretionary, fee-only approach with portfolios typically including no-load mutual funds, ETFs, government securities, and individual bonds.

Craig Hartnett is a CFP® and CFA® with 13 years of experience in the financial services industry. He is currently with Boston Investment Advisors LLC, where he has worked since 2024. His prior experience includes roles at Lincoln Investment, Marshall Wealth Management, and HighVista Strategies. Boston Investment Advisors LLC provides portfolio management, financial planning, and related advisory services to individuals, families, and not-for-profit organizations. The firm delivers customized, non-discretionary investment recommendations and offers educational seminars as part of its advisory services.

My Philosophy on Money While there is plenty of academic research that suggests money doesn’t make you happy once your basic needs are met, I do think it has a lot of potential to make you unhappy no matter how much you have. I, therefore, seek first and foremost to use money as a tool for achieving equanimity and peace of mind for my clients. My goal is not to help you maximize your net worth or income but instead to help you think through your values and act accordingly. Money, when handled correctly, can be an incredible tool for reducing stress, achieving a feeling of security for you and your family and giving you the freedom to pursue your dreams. My hope is that I can be a coach and guide to help you along that path. My Qualifications Other than your health, your money is perhaps the most personal and impactful area of your life. Just like with your doctor, trust is crucial. So why should you trust me to know what I’m doing? Here are a few of the things that I’ve done that have prepared me to handle your money with care and expertise. - I have nearly two decades of experience in financial services at multiple well-known firms, including Fidelity Investments, Charles Schwab and Goldman Sachs. - I have earned the well-regarded Chartered Financial Analyst (CFA) designation. If you’re unfamiliar with the CFA you can read more about it on the CFA Institute website, but the following is a brief excerpt: “The CFA designation is one of the most respected and recognized investment management designations in the world. To earn the charter, candidates must pass all three levels of the exam, which is considered to be the most rigorous exam in the investment profession … Less than one in five candidates who begin the program end up finishing … Candidates study approximately 1,000 hours on average to master 8,500 pages of curriculum. The CFA Program curriculum includes ethical and professional standards; financial reporting and analysis; corporate finance; economics; quantitative methods; equity; fixed income; alternative investments; derivatives; portfolio management; and wealth planning.” - I have an MBA in Finance from the Wharton School at the University of Pennsylvania, ranked by Forbes Magazine as the #1 MBA program in the country and by US News and Bloomberg BusinessWeek as among the top 3. On a personal note I live with my wife and two young children in Boston, Massachusetts where I enjoy spending as much time as possible outside with my family and appreciating everything the city has to offer. I’ve run nearly a dozen marathons, including a personal best of just under 2 hours 55 minutes at the 2017 Boston Marathon. In my spare time I love to learn about anything and everything and am an avid reader of books of all types.

Gregory Peterson is a CFA® charterholder with 20 years of industry experience. He has been the sole advisor at Adaptive Financial Solutions, Inc. since 2018. Adaptive Financial Solutions is an independent, fee-only advisory firm serving individual clients and small businesses with coordinated financial planning and investment management. The firm employs a long-term, globally diversified, tax-aware investment approach using low-cost mutual funds and ETFs, and typically exercises discretionary trading authority.

Marvin Lahoud is the sole advisor at Marvin Capital, an independent firm based in Boston, MA. He holds a Series 65 designation and has four years of industry experience. In addition to his advisory work, he serves as general manager and partner at Tocci Building Corporation and is president of the Suzie and Marvin Lahoud Foundation, a private organization that donates to charitable causes. Marvin Capital provides continuous asset management and financial advice to a limited client base including individuals, trusts, estates, and corporate clients. The firm employs a value-oriented, primarily long-only investment approach supplemented by tactical and strategic asset allocation and uses various analytical methods, derivatives, and margin strategies in separately managed accounts.

Catherine Smith is a CFA® charterholder and the sole advisor at Nobscot Investment Management LLC, with 10 years of industry experience. She has been with Nobscot Investment Management since 2016. Nobscot Investment Management provides customized investment management services to individuals, IRAs, trusts, small endowments, and charitable organizations. The firm combines fundamental bottom-up company analysis with top-down macroeconomic assessment, focusing on multi-year investment horizons and low turnover.

Urban Larson is a financial advisor at White Pine Advisory LLC in Brookline, MA, holding a Series 65 designation with seven years of industry experience. He has worked exclusively with White Pine Advisory since 2019. White Pine Advisory LLC provides discretionary investment management and advisory services to individuals, trusts, and estates. The firm focuses on customized, primarily long-term portfolios utilizing low-cost diversified mutual funds and ETFs, guided by fundamental and cyclical analysis, and maintains a small client roster to support personalized service.

Joseph Guinta is the sole advisor at Fair Haven Capital LLC in Westwood, MA, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has led Fair Haven Capital since 2013. Fair Haven Capital provides discretionary investment management and project-based consulting to individuals, high-net-worth clients, trusts, businesses, and charitable organizations. The firm focuses on customized, concentrated portfolios using bottom-up fundamental analysis and employs active strategies such as shorting, options, and margin alongside fixed-income investments.

Yotam Mendlinger is a CFA® charterholder and the sole advisor at By The Square Investments in Boston, MA, with nine years of industry experience. He has been affiliated with Boston University since 2007 and operates By The Square Investments since 2015. Outside of advisory work, he is involved part-time with Taggart Galt, a bookkeeping company where he focuses on tax issues and payroll. By The Square Investments provides discretionary portfolio management and financial planning to individuals, trusts, small business owners, 401(k) plans, fraternal organizations, and nonprofit entities. The firm combines fundamental and technical analysis to implement diverse trading strategies and integrates investment management with tax and administrative services, including 401(k) plan administration.

Rayan Seif is a financial advisor at Harbor & Grow LLC with a Series 65 credential and experience working at firms including Pzena Investment Management, Aureus Asset Management, and Unigestion (US) Ltd. He has a background that includes roles at NYU Stern and The EuroMena Funds. Harbor & Grow LLC provides discretionary portfolio management to individual and high-net-worth clients through model portfolios focused on fundamental, long-term global equity investing. The firm maintains full trading discretion, employs a concentrated equity approach with an intended holding period of three years or longer, and operates under specific policies that distinguish its structure and service model.

Scott Holley is a financial advisor at Sage Wealth Capital with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at Four Barrell Capital Management and Mobile Paradigm Group. Outside of advising, Holley provides software consulting services for Fave App, LLC. Sage Wealth Capital is an independent, single-advisor firm offering asset management and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a disciplined investment approach focusing on wealth preservation and long-term growth, utilizing a Growth-at-a-Reasonable-Price equity selection framework and a structured fixed-income strategy.

David Tomasetti is a CFP® with 21 years of industry experience and the principal of Tomasetti Investment Group, LLC, an independent advisory firm based in Needham, Massachusetts. He has managed his solo practice since 2003. Tomasetti is also a licensed insurance producer, providing insurance services on an as-needed basis outside his advisory role. Tomasetti Investment Group, LLC serves individuals, trusts, and company profit-sharing plans, managing approximately $60.6 million in discretionary assets. The firm employs a custom-managed, asset allocation approach with an index and value orientation, using a range of investment instruments tailored to client objectives and risk tolerances.

Jeffrey Vincent is a CFP® professional with 22 years of industry experience. He is the principal of Vincent Wealth Advisors LLC and has previously worked at Fernwood Investment Management, LLC and Vincent Financial Group. In addition to his advisory work, he is a licensed insurance agent involved in insurance sales and implementation. Vincent Wealth Advisors serves individual and high-net-worth clients with discretionary investment management and comprehensive wealth management services. The firm emphasizes a fundamental analysis approach, focusing on diversified, low-cost mutual funds and ETFs, with selective use of individual securities and an uncommon practice of employing short-term margin borrowings in client accounts.

Vache Astarjian is a financial advisor at Waterstone Advisors LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Waterstone Advisors since 2012. Outside of his advisory role, he serves as an unpaid volunteer member of the investment sub-committee for the National Association for Armenian Studies and Research's endowment fund. Waterstone Advisors serves individuals, families, non-profits, small businesses, and other advisory firms, providing discretionary portfolio management, securities research, and consulting. The firm primarily focuses on equity management using fundamental analysis and employs a fiduciary approach while avoiding derivatives and other complex products.

Laura Sweezey is a CFP® with 27 years of industry experience and has been the sole advisor at Laguna Investment Services since 2003. She previously worked at Linsco / Private Ledger during the same period. Laguna Investment Services provides portfolio management and advisory services to individuals, families, trusts, and small businesses, offering tailored advice for both taxable and retirement accounts. The firm employs technical, fundamental, and cyclical analysis to implement income, growth, and capital preservation strategies, with a notable focus on non-discretionary management and serving small-business clients.

Adam Cole is the sole advisor at Infinite Summer Financial Planning in Needham, MA. He holds a Series 65 designation and has two years of industry experience. In addition to his financial advisory role, he has worked as a math teacher at Needham High School since 2007. Infinite Summer Financial Planning provides comprehensive financial planning and educational seminars to individuals and high-net-worth clients. The firm offers project-based and ongoing planning with written plans and annual reviews, applying Modern Portfolio Theory and using both passive and active investment vehicles tailored to client goals.

Aaron Gardiner is the principal of Gardiner Financial, Inc., an independent investment advisory firm. He holds a Series 65 designation and has eight years of experience in the financial industry. Gardiner is also a practicing orthopedic surgeon and partner at Newton Wellesley Orthopedic Associates, where he has worked since 2009. Gardiner Financial is a fee-only, state-registered adviser serving individual and high-net-worth clients with customized portfolio management and financial planning. The firm primarily uses passive, asset-class-based portfolios with low-cost index funds and ETFs, supplemented by additional analysis as needed, focusing on individualized plans rather than high-volume reporting.

Michael Wan is the sole advisor at Apperax Capital Management in Sharon, MA, holding a Series 65 license with 13 years of industry experience. He has been with Apperax Capital Management since 2012. Apperax Capital Management provides discretionary investment management primarily for high-net-worth individuals and qualified clients, focusing on long-term, value-oriented investing in undervalued companies. The firm uses proprietary research and manages concentrated portfolios with discretion, serving both individual and institutional investors.