Michael Fletcher is a financial advisor at Equity Services, Inc. with 17 years of industry experience. He holds the ChFC® and Series 66 designations and has been with Equity Services since 2010. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a broad client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term investment strategies with options for shorter-term trading and specialized instruments, often utilizing third-party asset managers and model portfolios.

Mark Di Gangi is a financial advisor with TIAA-CREF, holding Series 63, Series 65, and Series 66 credentials and 21 years of industry experience. His career includes roles at JP Morgan Chase Bank and J.P. Morgan Securities prior to his current position. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals and various entities, often serving clients with existing affiliations through TIAA-administered retirement plans. The firm operates a distinct advisory model that separates one-time financial planning from ongoing portfolio management and manages a donor-advised fund among other services.

Daniel Randall is a Series 66-licensed advisor with Equity Services, Inc. in Montpelier, VT, where he has worked since 1997, accumulating 28 years of industry experience. Outside of his advisory role, he serves as the commissioner of Browns River Little League, overseeing activities such as scheduling, coaching, and fundraising. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, utilizing third-party asset managers and model portfolios with a focus on predominantly long-term investment strategies.

Hajira Buttar is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 65 and Series 63 licenses. Her prior work experience includes roles at Community Bank NA and Merchants Trust, as well as a position with the South Burlington School District. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA-administered retirement relationships, as well as to trusts, estates, and small retirement plans. The firm operates a fiduciary advisory model that separates one-time financial planning from ongoing portfolio management.

Alex David is a financial advisor at Equity Services, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Advisors Financial Network LLC, Stifel Independent Advisors, and Raymond James Financial Services. He serves on the advisory board of Essential Edge Compliance Outsourcing Services, LLC. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Aidan Costello is a financial advisor at Equity Services, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at GlobalFoundries and The Essex Resort and Spa. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms incorporating long-term strategies and third-party asset managers, serving a wide range of client needs through both discretionary and non-discretionary programs.

Justin Setter is a financial advisor at Equity Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including LPL Financial and Equity Services since 2016. Outside of his advisory work, he is involved in selling Celtic season tickets through Ticketmaster/NBA Exchange. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently using third-party asset managers and model portfolios that combine long-term strategies with options for shorter-term trading.

Tyler Tutino is a financial advisor with Equity Services, Inc. in Montpelier, VT, holding a Series 66 designation and eight years of industry experience. His prior firms include MML Investors Services, MassMutual Life Insurance Company, and AXA Advisors, LLC. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing both long-term strategies and shorter-term trading through a network of investment adviser representatives.

Abram Nunes is a financial advisor at Equity Services, Inc. with 13 years of industry experience. He holds a Series 66 designation and has been with Equity Services since 2012. Outside of his advisory work, he serves as a basketball official for youth AAU and recreational basketball leagues. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms incorporating both long-term strategies and options for shorter-term trading, and utilizes third-party asset managers and model portfolios.

Christopher Colby is a financial advisor with Equity Services, Inc. in Montpelier, VT, holding Series 63 and Series 66 licenses and accumulating 19 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc. and Sentinel Asset Management. Outside of his advisory work, he serves as treasurer for the Bible Baptist Church of Berlin, VT. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers a range of advisory platforms that utilize third-party asset managers and model portfolios, blending long-term strategies with options for shorter-term trading and discretionary management.

Gregory Teese is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) based in Montpelier, VT, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Equity Services, Inc. for over two decades and also served as Chief Compliance Officer for NLG Capital, Inc. since 2022. Equity Services, Inc. provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often employing third-party asset managers and model portfolios, and integrates both long-term and specialized investment strategies.

Thomas Longfellow is a financial advisor with Equity Services, Inc. in Montpelier, VT, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Equity Services since 2006. Outside of his advisory role, he is a drummer for a local band performing publicly and works as a technical writing consultant on a contract basis. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments, working with both discretionary and non-discretionary client programs.

Rebecca Dunne is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Montpelier, VT, holding a Series 66 designation and 26 years of industry experience. She has worked with National Life Group and Equity Services, Inc. since 2016. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and an SEC-registered investment adviser, offering multiple advisory platforms and utilizing a range of third-party asset managers and model portfolios.

Lisa Cruser is a financial advisor at TIAA-CREF with 10 years of industry experience. She holds a Series 66 designation and has worked previously at Cuso Financial Services, Lp and Wells Fargo Clearing. Outside of finance, she is a licensed Zumba dance fitness instructor, teaching classes in the Chittenden County area. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm’s advisory model distinguishes between point-in-time financial planning services and ongoing discretionary management, utilizing model portfolios or customized portfolios based on client-approved investment policies.

Randall Raner is a financial advisor with Equity Services, Inc. in Montpelier, VT, holding Series 63, 65, and 66 licenses and over 32 years of industry experience. He has been with Equity Services since 1993 and has maintained a concurrent role at National Life of Vermont since 1990. Outside of his advisory work, Raner serves as president of The Vermont Agency Foundation, a 501(c)(3) charitable organization supporting local nonprofits for children, and is a board member of the Boys and Girls Club. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments, utilizing both third-party asset managers and model portfolios.

Nicholas Audet is a financial advisor at Equity Services, Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and New York Life Insurance Company. Outside of finance, he has experience in the hospitality and agricultural sectors, including roles at Butternut Mountain Farm and Stowe Mountain Resort. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term investment strategies with options for shorter-term trading, often utilizing third-party asset managers and model portfolios.

Christopher Greeley is a financial advisor at Voya Financial Advisors, Inc. with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Fidelity Investments and Santander Securities. Voya Financial Advisors, Inc. serves a wide range of clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, and various advisory programs, emphasizing recommendation-based, non-discretionary client relationships.

Jeffrey Moulton is a financial advisor with Ameriprise, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in local business activities including managing a company that owns office rental space and producing and selling firewood in his community. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Shawn Oxford is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, he serves as a trustee and treasurer for a local church, coaches high school golf, and is a board member of the Middlebury Rotary Club. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, supporting both discretionary and non-discretionary account management.

Andrew Marcotte is a financial advisor with Ameriprise who holds Series 65 and Series 63 credentials and has eight years of industry experience. He has been with Ameriprise since 2015. Outside of his advisory role, he is a registered team member managing an advisory business with TrueGuidance Holdings, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendations and annual planning advice focused on dependable income and tax-aware withdrawal strategies. The firm’s approach includes collaboration between a centralized service team and advisors, using investment research and algorithmic tools to tailor retirement income solutions.