Matthew Newman is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Robert Doran is a financial advisor at LPL Financial with 34 years of industry experience. He holds a Series 63 designation and has worked at firms including Cadaret, Grant & Co., Inc. and Infinity Wealth Management, LLC, where he remains active. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Albert Losco is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has previously worked at Raymond James Financial Services Advisors Inc., Lakeland Bank, and Specific Solutions. Outside of his advisory role, Losco serves as president of the Glen Harbor Homeowners Association and as a branch manager for Provident Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining affiliated and third-party managers with various program structures.

Zhe Chen is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and previously worked at Park Ave Securities and Guardian Life Insurance. Outside of his advisory role, he owns Le Memoire International LLC, a business that sells merchandise on Amazon and other online platforms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, various advisory programs, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Joseph Capra is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 30 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Grove Point Investments, LLC and Grove Point Advisors, LLC for four years, and at H. Beck, Inc. for five years. He also operates a DBA business related to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with a range of discretionary and non-discretionary management options supported by internal and third-party research.

Dennis Cordova is a CFP®-certified financial advisor with 18 years of industry experience. He is currently affiliated with LPL Enterprise and has prior experience at Bank of America, Merrill, and Key Investment Services LLC. Outside of his advisory work, he serves as a trustee in a fiduciary capacity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs, combining advisory services with brokerage and insurance product sales through an integrated platform.

Allen Zick is a CFP®-certified financial advisor with Raymond James Financial, where he has worked since 2009, accumulating 29 years of industry experience. He serves as Treasurer and Board Member of the West Point Parents Club of New York and New Jersey, a nonprofit organization. Outside his advisory role, he is president and owner of the Zick Whitted Taub Group, a support company based in Goshen, NY. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work, with a broad network of advisors and specialized advisory programs.

Joseph Kopec is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2009. Kopec also has experience in non-variable insurance, dedicating part of his time to this area alongside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and a variety of investment strategies.

Edward Lynch is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and over 22 years of industry experience. He previously worked at Highland Capital Brokerage for six years and has been with Raymond James since 2014. Outside of his advisory role, Lynch is the CEO of Lynch Wealth Strategies, Inc., and serves as an insurance agent specializing in life, long-term care, disability, and fixed annuities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm uses tailored, non-discretionary planning and advanced analytical tools to align investment strategies with client goals, and it supports municipal and public finance through a unique affiliation with a municipal advisor.

Timothy Smith is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has 43 years of industry experience. He has worked at LPL Financial since 2008 and operates his own tax preparation and accounting businesses, including T & K Tax Service LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Daniel Vobroucek is a financial advisor at Osaic with a Series 66 designation and five years of industry experience. His prior roles include positions at Securities America Advisors and Quest Financial Services. Outside of advisory work, he is a notary public and also engages in sales and consulting for other businesses. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multifaceted advisory platforms. The firm offers integrated brokerage and investment advisory services, applying tools such as asset-allocation models and risk-tolerance analyses to construct diversified portfolios across various asset classes.

Joseph Johnston Jr. is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also serving at JPMorgan Chase Bank, NA since 2006. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Brad Whitted is a Series 66-licensed financial advisor with Raymond James Financial, based in Goshen, NY, and has 26 years of industry experience. He is a co-owner and vice president of support companies Zick Whitted Taub Group, Inc. and Zick Whitted Taub Investment Strategies, which are separate from his advisory role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, nonprofits, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting, utilizing advanced analytical tools and supports specialized municipal and SIMPLE IRA employer advisory services.

Ulana Emerson is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. She holds a Series 66 license and is based in Port Jervis, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of more than 23,700 financial advisors.

Raydel Hernandez is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 31 years of industry experience, including 11 years at J.P. Morgan Securities and has been with LPL Financial since 2023. Outside of advisory work, he is involved in an online cookbook publishing venture through M & R Writing and Publishing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Hillary Cullen is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has been with UBS since 2013. Outside of advising, she owns and operates an agricultural and livestock farming business in New York. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Adam Hartwigh is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has been with Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tamara Washalski is a financial advisor with Edward Jones, holding a Series 63 designation and 23 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory role, she serves as a Senior Partner for M1 Investment Club, LLC, where she oversees investment education and stock analysis, and acts as District Commissioner for the Jockey Hollow Pony Club in Middletown, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services.

Roger Pikul Jr. is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior career includes roles at Securities America Advisors and National Planning Corporation. Outside of his advisory duties, he is involved in several business activities, including serving as trustee for the Angela Pikul Trust and participating in consulting and marketing ventures. OSAIC serves a wide range of retail and institutional clients through an extensive network of advisers, offering brokerage, investment advisory, financial planning, and managed account services. The firm employs various asset-allocation and risk-assessment tools and supports legacy platform transitions, utilizing multiple third-party service providers.

Helen Sengor is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and concurrently at JPMorgan Chase Bank, N.A. since 2006. Sengor also operated Helen Enterprises from 2008 to 2016. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.