Douglas Grant is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Grant Asset Management, LLC. Prior to founding his independent firm, he worked at Penn Mutual Life Insurance Co, Hornor Townsend & Kent Inc, and Garden State Securities, Inc. Outside of his advisory role, he manages a baseball equipment manufacturing business and is part owner and manager of a bar in Hoboken, NJ. Grant Asset Management provides tailored financial planning, investment advisory, insurance consulting, and retirement-plan services to individuals, families, trusts, charitable organizations, and small businesses. The firm employs a goal-based approach emphasizing behavioral finance and asset allocation, primarily using exchange-traded funds for tax efficiency and cost considerations.

Mark Rizzotti is a financial advisor at Transparent Wealth Solutions with a Series 65 credential and experience spanning roles at JP Morgan and Seramount. He is also a licensed real estate salesperson affiliated with Green Light Realty and co-founder of an online blog providing market commentary. Transparent Wealth Solutions offers fee-only financial planning, coaching, and advisory services to individuals and families, focusing on comprehensive cash-flow analysis, risk management, and long-term, diversified investment strategies. The firm uses a digital custodian platform and provides scheduled client reviews without taking custody of assets.

David Berkowitz is the sole advisor at Valuealigned Partners and holds Series 63 and Series 65 licenses with 16 years of industry experience. He has worked at Savvy since 2026 and previously at ValueAligned Partners, LLC for 24 years. Outside of advisory work, he serves as an accountant and administrator for Berk Capital, LP, an investment-related family partnership he has been involved with since 1995. Valuealigned Partners provides discretionary and non-discretionary investment management and comprehensive financial planning for individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm follows a value-oriented, fundamental analysis investment approach, emphasizing long-term equity holdings and selective use of options, and has experience managing a pooled investment vehicle.

Richard Taborda is a CFP® and holds a Series 65 license with 16 years of experience in the financial services industry. He is the president and investment adviser representative of LBT Wealth Management, LLC, an independent firm he has been associated with since 2011. Prior to this, he worked at Freeman Capital Advisors, LLC from 2019 to 2023 and Wealth More Enterprise, Inc. starting in 2024. LBT Wealth Management primarily serves individual clients through discretionary portfolio management and financial planning, employing a combination of charting, fundamental, technical, and cyclical analysis to manage portfolios. The firm uses advanced trading strategies and held-away order management systems uncommon for a firm of its size.

John Donnelly III is the sole advisor at Paulo Financial Advisors, LLC, an independent firm based in Staten Island, NY. He holds Series 65 and Series 66 licenses and has seven years of industry experience with the firm. Paulo Financial Advisors serves individuals, retirement plans, trusts, estates, charitable organizations, and businesses, providing investment management, financial planning, and consulting services. The firm employs a disciplined investment approach combining fundamental analysis, asset allocation, and a preference for index funds, while also utilizing strategies such as margin and options hedging where appropriate.

Frank Ramson is the principal of Frank Ramson, LLC and holds a Series 65 designation with 16 years of industry experience. He previously operated Bedford Tax Services, LLC, a tax advisory firm, where he served as a CPA and tax advisor. Frank Ramson, LLC provides discretionary portfolio management to individual investors, including both modest portfolios and high-net-worth individuals. The firm’s investment approach combines fundamental valuation analysis with technical analysis for trade timing and uses covered-call writing as a conservative income strategy.

Christopher Helwig is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Newport Wealth Management, LLC since 2011. He maintains a notary public role on a volunteer basis. Newport Wealth Management serves a select group of individual, corporate, trust, estate, and charitable clients, offering tailored investment supervisory services and financial planning. The firm employs a combination of fundamental, technical, and charting analysis, incorporating both traditional and alternative investment strategies on a discretionary basis when authorized.

Chiangtim Chen is the sole advisor at Zihuitrading LLC, an independent firm based in Staten Island, NY. He holds Series 63 and Series 65 licenses and has four years of industry experience, with 14 years at Zihuitrading LLC. The firm provides discretionary and non-discretionary portfolio management and investment advice primarily to Chinese-speaking immigrants in the U.S. and Chinese residents abroad looking to diversify into the U.S. equity market. Zihuitrading LLC employs both technical and fundamental analysis, implementing tailored strategies including long-term and short-term equity positions, margin transactions, and covered options, and serves a focused client roster with active trading tools rather than passive allocation.

Patrick Healey is a CFP® with 18 years of industry experience and currently operates as the sole advisor at Caliber Investment Advisors, LLC in Red Bank, NJ. His career includes roles at Arete Wealth Management LLC, Kalos Management, and Securities America Advisors, Inc., among others. Caliber Investment Advisors provides discretionary investment management and portfolio construction services to individuals and high-net-worth clients. The firm focuses on long-term investment strategies grounded in fundamental analysis, offering customized portfolios primarily composed of equities, mutual funds, bonds, and ETFs.

I formed JSFA because I found it nearly impossible to do the right thing for clients when there is a complex corporate structure (and sales pressure) telling me what to do/not to do for clients. Let me be your guide to establishing a financial life plan that allows you to live life looking forward without fear. I do my best work with: • Recent (or soon to be) widow or widower. • Couples within 5 years (before or after) of retirement. • Total assets (excluding primary residence) of at least $1,000,000. • Your spouse handled all the money decisions; and now you need a guide to help you evaluate & prioritize financial decisions. • You need/want a thinking partner to help you clarify & organize your financial life. I do not work for an insurance company or investment firm. It’s just me and you. In fact, I will put in writing that I am a fiduciary and will put your interests first. I charge a fixed, flat fee for financial planning and investment management which is very different from most others in the financial business. Although I’m normally near the beach in Eastern Monmouth County, New Jersey or on a ski slope in Vermont, I can work remotely with clients regardless of geographic location.

Scott Buttfield is a CFP®-credentialed financial advisor with 23 years of industry experience, operating through his independent firm, Buttfield & Associates, in Red Bank, NJ. He previously worked for First Affirmative Financial Network for 17 years and has been managing Buttfield & Associates since 1990. Buttfield & Associates provides fee-only financial planning and investment management to individuals, families, trusts, foundations, and small businesses, focusing on sustainable, responsible, and impact (SRI) investing. The firm utilizes a third-party sub-advisor, First Affirmative, to implement SRI strategies and typically charges fixed or income-based fees with stated minimums.

Keun Soo Kim is a financial advisor at Klimax Wealth Management, LLC with 23 years of industry experience. He holds a Series 66 designation and has been with Klimax Asset Management, LLC since 2004. Klimax Wealth Management, LLC is an independent, single-advisor registered investment adviser serving individuals, high net worth clients, trusts, charitable organizations, and pension/401(k) plans. The firm provides financial planning and consulting services alongside non-discretionary investment management, with a focus on pension and 401(k) plan consulting in addition to individual portfolio management.

Donald Cash is the principal of Donald W. Cash & Associates, LLC in Red Bank, NJ, holding the CFP® designation and Series 65 license with 16 years of industry experience. He has been involved with Donald W. Cash Insurance Advisors and Elder Care Associates, Inc., both insurance-related businesses, for over two decades. His firm provides personalized financial planning and co-advisory services to individuals and high-net-worth clients, working with third-party money managers who have discretionary trading authority. The firm emphasizes a Modern Portfolio approach with asset-class allocations and periodic rebalancing, while also maintaining a concurrent insurance practice through the principal’s role as an insurance producer.

James Desimone Jr. is the principal of Desimone Investments, LLC, an independent firm based in North Brunswick, NJ. He holds a Series 65 designation and has 15 years of industry experience, all with Desimone Investments since its founding in 2011. Desimone Investments provides portfolio management and financial planning services to individual, retirement, and trust clients, with a focus on retirement planning and IRA/401(k) rollovers. The firm uses both fundamental and technical analysis to actively manage portfolios and offers modular or comprehensive financial planning as part of its service.

Richard Pasiuk is a financial advisor at Duracapital with three years of industry experience. He holds a Series 65 designation and has worked at Duracapital since 2017. Pasiuk also has a long tenure at Con Edison beginning in 2005. Duracapital provides portfolio management and pension consulting services primarily to pension, profit-sharing, and 401(k) plans, as well as to individuals, trusts, estates, and charitable organizations. The firm uses a variety of investment strategies and instruments tailored to clients’ objectives, with a focus on ongoing account monitoring and asset allocation.

William Battistelli is a financial advisor at Nisonoff & Quadrel Investment Management LLC with five years of industry experience. He holds a Series 65 designation and has served in the US Army ARDEC since 2011. In addition to his advisory role, he is a partner in a life insurance agency. Nisonoff & Quadrel Investment Management LLC provides investment management and financial planning services to individuals, families, corporations, small businesses, and business owners. The firm offers discretionary portfolio management and customized financial planning, with a focus on no-load stocks, bonds, ETFs, and mutual funds, supported by closely affiliated accounting and insurance services.

Timothy Windos is the principal advisor at TJW Fiduciary Plan Consultants, LLC in Little Silver, NJ, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has operated as a sole proprietor since 2017 and has been affiliated with TJW Fiduciary Plan Consultants since 2015. Outside of advisory services, he is also an insurance agent involved in providing insurance products. TJW Fiduciary Plan Consultants offers financial planning and discretionary portfolio management to individuals, as well as advisory services to qualified and non-qualified retirement plans. The firm’s investment approach is based on modern portfolio theory, focusing on asset allocation and fund evaluation, and it provides specialized services including pension consulting, plan‑level portfolio management, and participant education.

Sanford Share is the sole advisor at Share and Harris, L.L.C., an independent firm based in East Brunswick, NJ. He holds a career spanning over 22 years in the financial industry and has been with Share and Harris since 1980. Share and Harris provides investment advisory and financial planning services primarily to individual clients, focusing on comprehensive, tailored planning and quantitative analysis. The firm operates from an accounting practice foundation and emphasizes individual portfolio management and planning rather than institutional or fund-based offerings.

Ari Teplitz is a CFP® and ChFC® with 15 years of experience in financial advisory services. He is the principal of Teplitz Financial Group LLC, an independent firm he has led since 2014. Prior to founding his firm, he worked at American Portfolios Financial Services, Inc. Ari serves as Vice President of Youth at the Marlboro Jewish Center and holds board positions with the Theatre Development Fund. Teplitz Financial Group LLC provides investment advisory and financial planning services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, corporations, and other business entities. The firm employs a modern portfolio theory approach with diversified portfolios, offers both discretionary and non-discretionary management, and operates a wrap-fee program while managing approximately $132 million in client assets.

Christopher Minko is a certified financial planner (CFP®) and registered investment adviser with over 11 years of industry experience. He is the principal of Minko Wealth, where he has worked since 2013, and has prior experience at Cetera. In addition to his financial advisory role, he assists with trust administration and Medicaid applications as a paralegal at Minko Law Office. Minko Wealth provides personalized asset management services to individuals, families, businesses, trusts, and estates. The firm employs fundamental analysis and modern portfolio theory to construct portfolios tailored to each client’s goals and risk tolerance, offering discretionary management along with access to alternative investments and third-party money managers.