Virginia Shirtsa is a financial advisor with PNC Wealth Management, holding Series 66 and Series 63 licenses and having seven years of industry experience. She has been with PNC Bank since 2014 and worked at PNC Investments LLC in two separate periods totaling five years. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only, algorithm-driven digital offering that uses approved investment models and emphasizes mutual funds and ETFs with annual rebalancing.

David Anderson is a Series 66-registered advisor with PNC Wealth Management, based in Absecon, NJ, and has eight years of industry experience. Prior to joining PNC in 2026, he worked at Thrivent Financial and Thrivent Investment Management Inc for eight years. Outside of finance, he is the owner of Edge Salon & Spa, a beauty salon business. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital discretionary model account for employees. The firm uses algorithmic risk assessments and delegates portfolio management to third-party strategists, focusing on mutual funds and ETFs with an annual rebalancing approach.

Claire Kuhar is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and bringing 26 years of industry experience. Her career includes 18 years at Next Financial Group, Inc. and over 40 years as a Certified Public Accountant. Kuhar serves on the Board of Directors and as Treasurer for the Stockton University Scholarship Foundation and works as an accountant and financial administrator for a nonprofit affordable housing provider. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options alongside custody, execution, and brokerage services.

Brian Lodato is a financial advisor with Empower Advisory Group in Egg Harbor Township, NJ, holding a Series 66 designation and 12 years of industry experience. His prior work experience includes roles at Bank of America, N.A., Merrill, Advised Assets Groups, LLC, and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Pamela Tracey is a Series 66-licensed financial advisor with Kestra Advisory and has 26 years of experience in the industry. She has held roles at Kestra Investment Services LLC since 2019 and previously worked at Saxony Capital Management and Saxony Securities, Inc. Tracey is also president and owner of Tracey & Tracey CPAs LLC, a tax and accounting firm, and serves as treasurer for James Fudge & Salt Water Taffy Company, a seasonal retail business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions. The firm manages approximately $79.8 billion in assets and serves a diverse client base including large institutional investors and sovereign wealth funds.

Linda Straubmuller is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. She holds the Series 66 designation and has been with Janney since 2007. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Jackson Ross is an advisor at Concurrent Investment Advisors, LLC with a Series 65 credential and one year of industry experience. His prior roles include positions at Ross Security Consultants, Inc., Cornerstone Private Wealth Partners, Ross Quantitative Trading LLC, and UBS, as well as experience outside the financial sector at Domino's. He is also involved with Ross Security Consultants, Inc. and Ross Quantitative Trading LLC, ventures outside traditional advisory activities. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by a network of approximately 286 advisors serving over 13,000 clients.

Michael Brown is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He holds Series 63 and Series 65 registrations and has been with Janney in various capacities since 2010. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Gregory Gottlieb is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Concurrent Investment Advisors, LLC and its affiliate Cornerstone Private Wealth Partners. Prior to this, he worked at UBS Financial Services and has experience in the hospitality sector with Highgate Hotels, Equinox Hotels, and Wynn Las Vegas. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm offers wealth management, financial planning, and retirement advisory services, utilizing customized, primarily long-term portfolios that include ETFs, mutual funds, individual securities, and alternative investments.

Richard Micliz is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® certification and securities licenses Series 63 and Series 65. He has 24 years of industry experience, including 14 years with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent. Outside of his advisory role, he is involved in insurance sales and comprehensive financial planning through related business activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform offering both advisory and broker-dealer services with a range of account options and third-party asset manager relationships.

Richard Getzoff is a financial advisor with \u0026Partners, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Wiley Bros. - Aintree Capital, Ampersand Partners, Wells Fargo Clearing, and Prudential Equity Group. \u0026Partners serves a diverse client base including high-net-worth individuals, institutions, and charitable organizations. The firm offers investment management, financial and tax planning, and retirement-plan consulting using a range of proprietary and third-party strategies supported by ongoing monitoring and reviews.

James Burton is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Janney Montgomery Scott since 2007 in various roles. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.

Brett Hina is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His previous roles include long tenures at UBS Financial Services Inc. and Citigroup Global Markets. Outside of advising, he teaches a college course at Stockton University and serves on the board of The Starting Point, a nonprofit focused on addiction recovery and mental wellness. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and alternative investments, supported by a network of approximately 286 advisors.

Mary Ziegler is a financial advisor at Guardian Life with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at both Guardian Life Insurance Company and Park Avenue Securities since 2010. Outside her advisory role, she is a member of the board of directors for DASI Inc. and is involved with Family First Funding and Palace Commercial Funding, businesses related to mortgage and commercial real estate loans. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, retirement plan sponsors, and organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and proprietary investment solutions.

William Steen is a Series 66 licensed financial advisor at Janney Montgomery Scott with 12 years of industry experience. He has been with Janney Montgomery Scott since 2016 and previously operated Jack's Beach Service for 11 years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Joseph Sheehan is a financial advisor with Janney Montgomery Scott in Linwood, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Janney Montgomery Scott since 2017 and previously spent 22 years at Merrill. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Lisa Ruela is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 credential and bringing 11 years of industry experience. Her prior work includes a 21-year tenure at UBS Financial Services before joining Concurrent and Purshe Kaplan Sterling Investments in 2025. Concurrent Investment Advisors, LLC is an SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by extensive platform integrations and affiliated sub-advisory arrangements.

Daniel Cewe is a Series 66-registered advisor with PNC Wealth Management, bringing 18 years of industry experience. He has worked at PNC Investments LLC since 2015 and previously held roles at Citizens Securities, Inc., Merrill, and Wells Fargo Clearing. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessments and third-party strategists for portfolio management.

Patrick Geubtner is a financial advisor with GWN Securities Inc. in Northfield, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with GWN Securities since 2013 and also operates his own law office specializing in wills and trusts since 1998. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals, through discretionary managed accounts and model portfolios. The firm employs a range of investment strategies, including traditional asset allocation and legacy market-timing approaches, and manages approximately $3.65 billion across more than 37,000 client accounts.

Eric Pepper is a financial advisor at Ameritas Advisory Services, LLC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Ameritas in various capacities since 2003. In addition to his advisory role, he is a partner at Pepper and Pepper Ltd, where he sells traditional life insurance and annuities. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers asset management, financial planning, retirement plan advisory, and variable product subaccount management through a range of program platforms and utilizes both firm-developed and third-party model portfolios.