Jodie Booth is a financial advisor with Kestra Advisory who holds a Series 66 credential and has 23 years of industry experience. Her career includes roles at MML Investors Services Inc and MassMutual from 2003 to 2021, followed by positions at LPL Financial, LLC and Private Advisor Group, LLC before joining Kestra in 2023. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, and employee education, and serves large institutional investors such as sovereign wealth funds.

Garrett Hynson is a Series 66-credentialed financial advisor with 11 years of industry experience. He has worked at Commonwealth Financial Network since 2020 and previously spent five years with Axa Advisors, LLC. Hynson is also a member and part-owner of True North Financial Planning, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody services.

William Steen is a Series 66 licensed financial advisor at Janney Montgomery Scott with 12 years of industry experience. He has been with Janney Montgomery Scott since 2016 and previously operated Jack's Beach Service for 11 years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Joseph Sheehan is a financial advisor with Janney Montgomery Scott in Linwood, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Janney Montgomery Scott since 2017 and previously spent 22 years at Merrill. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Zainab Bilgrami is a financial advisor at TD Private Client Wealth LLC with Series 63 and Series 65 credentials and five years of industry experience. She has been with TD Private Client Wealth since 2020 and also has prior experience at TD Wealth N.A. and TD Bank dating back to 2005. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm employs a combination of strategic and tactical asset allocation using both affiliated and third-party sub-managers, providing ongoing portfolio management, financial planning support, and custody through third-party custodians.

Daniel Cewe is a Series 66-registered advisor with PNC Wealth Management, bringing 18 years of industry experience. He has worked at PNC Investments LLC since 2015 and previously held roles at Citizens Securities, Inc., Merrill, and Wells Fargo Clearing. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessments and third-party strategists for portfolio management.

Robert Jones Jr. is a financial advisor at PNC Wealth Management with nine years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital offering that uses algorithm-driven risk assessments and approved model strategies managed by PNC or third-party strategists.

Patrick Geubtner is a financial advisor with GWN Securities Inc. in Northfield, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with GWN Securities since 2013 and also operates his own law office specializing in wills and trusts since 1998. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals, through discretionary managed accounts and model portfolios. The firm employs a range of investment strategies, including traditional asset allocation and legacy market-timing approaches, and manages approximately $3.65 billion across more than 37,000 client accounts.

John Crosby is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes roles at multiple Ameritas entities and other firms such as TD Wealth Management Services and Legg Mason Wood Walker. Outside of advisory services, Crosby is involved in succession and exit planning for small to mid-size business owners and has served as a professional witness in cases related to suitability and sales practices involving insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable product subaccounts, supporting advisory relationships through risk questionnaires, model portfolios, and ongoing consulting.

Eric Pepper is a financial advisor with Ameritas Advisory Services, LLC and holds Series 63 and Series 65 licenses. He has 41 years of industry experience, including long-term roles at Ameritas Investment Corp., Ameritas Life Insurance, and his own firm, Pepper and Pepper Ltd, where he remains a partner. In addition to advisory work, he is licensed as an independent insurance agent and offers traditional life insurance and annuities through Pepper and Pepper Ltd. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers a variety of managed account programs and fee-based management for variable annuity and universal life subaccounts, supported by an Investment Committee and multiple custodial platforms.

Louis Barberio III is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Penn Mutual and Connecticut General Life Insurance Company during his career. Barberio serves as a board member and investment committee member for the Stockton University Foundation and is a member of the parish council at St. Gianna Parish. Hornor, Townsend & Kent (HTK) serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisers, providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options and managing substantial assets under advisement.

Amy Mahon is a Series 66-credentialed financial advisor with Kestra Advisory, bringing 14 years of industry experience. She has been with Kestra Financial Services since 2016 and also maintains a role with FBK Wealth Management. Outside of her advisory work, Mahon serves as president of the Love of Linda Cancer Fund, Inc. and is active in community organizations including the Ocean City Fine Arts League. She is also involved with local culinary writing and art sales. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, and a range of managed solutions, serving large institutional clients as well as plan sponsors.

Alexander Sawickij is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has been with TD Private Client Wealth and TD Bank N.A. since 2018. Outside of his advisory role, he volunteers as a part-time crew member for the Atlantic City Ballet. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services primarily to institutional clients and high-net-worth private clients. The firm constructs portfolios using a combination of strategic and tactical asset allocation, employing both affiliated and third-party sub-managers.

Braiden Scarpa is a financial advisor at Kestra Advisory with Series 63 and Series 65 credentials and one year of industry experience. Prior to his current role, he worked at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Tristate Financial Advisors. Outside of finance, he has experience working at Uncle Bills Pancake House and Middle Township Public Schools. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse client base, including large institutional investors. The firm offers a range of services such as fiduciary consulting, plan-level investment advice, and employee education, supported by a broad platform of management solutions.

Tracie Fitzgerald is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 licenses and has 21 years of industry experience. She has worked at Kestra Advisory and affiliated firms since 2016. Outside of her advisory role, she is the Consumer Mortgage Director at 1ST Bank of Sea Isle City and a member of Azure Wish Sailing Charters, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms. The firm serves large institutional investors, including sovereign wealth funds, and offers pooled employer plan arrangements and private fund placement services.

Michelle Keates is a financial advisor at Janney Montgomery Scott with over 32 years of industry experience, including 25 years at Janney. She holds Series 63 and Series 66 designations. Outside of her advisory role, Keates serves on the Board of Trustees at Stockton University, where she chairs the Investment Committee and contributes to several other university committees. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a combination of in-house portfolio management and third-party managers, offering brokerage, financial planning, consulting, and multiple advisory programs.

Rafael Roque Espinosa is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked with firms including GWFS Equities, Prudential Investment Management Services, Prudential Insurance Company of America, MassMutual, and MML Investors Services. Outside of his advisory role, he serves as a contracted financial officer for OUTCO Inc., where he analyzes financial statements and reports findings to the executive board. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated model tied to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Stavroula Koutsfetsoulis is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2011. In addition to her advisory role, she is involved in fiduciary activities as an attorney-in-fact (power of attorney). Ameriprise is a large institutional firm that provides retirement-income planning services primarily to individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, focusing on tailored retirement income strategies.

Ava Pierce is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, she worked at Ameriprise and has a background that includes roles in education and the restaurant industry. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Steven Kraus is a financial advisor with Wells Fargo Advisors and holds Series 63 and Series 65 licenses. He has 33 years of industry experience, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Kraus has ownership interests in two related investment entities and serves as power of attorney for a family member. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and tools, serving clients through a broad range of planning services including specialized areas such as business-owner transition and special-needs planning.