Edward Enstice is a financial advisor with Realta Investment Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Realta Investment Advisors and its affiliated entities since 2020, following a prior role at L.O. Thomas & Co, Inc. In addition to his advisory duties, he owns Coastal Financial Group. Realta Investment Advisors provides discretionary and non-discretionary investment advisory services and financial planning to individuals, including high-net-worth clients, pension and profit-sharing plans, and institutional clients. The firm emphasizes tailored advice through comprehensive client interviews and utilizes a range of investment strategies, including asset allocation across mutual funds, ETFs, equities, fixed income, and alternative investments.

Joseph Barrett Jr. is a CFP® and Series 66–registered financial advisor with six years of industry experience. He has been with Benjamin F. Edwards & Company, Inc. since 2020 and previously worked at Ford Scott & Associates, LLC for eight years. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory programs, financial planning, investment management, brokerage, insurance products, and M&A advisory services.

Anthony Libero is a financial advisor at Benjamin F. Edwards & Company, Inc. He holds a Series 66 designation and has two years of industry experience. Prior to joining Benjamin F. Edwards, he worked at This Cigna Group and held positions in several other organizations including Penn State University and The Home Depot. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, investment management, brokerage services, and certain M&A advisory services, utilizing both proprietary and third-party investment strategies.

Michael Lynch Jr. is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and over 21 years of industry experience. Prior to joining Empower Advisory Group in 2025, he worked for GWN Securities Inc. for 15 years and had a brief period with Timeshare Legal, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed accounts.

Christopher Clayton is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor Townsend And Kent, Inc. since 2000 and is the proprietor of Clayton/Montgomery Group, LLC, a life insurance brokerage active since 1998. Outside of advisory work, he also oversees operations for Margate Dairy Bar through Claymont Holdings, LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, supporting a network of advisers with discretionary and non-discretionary account options and a focus on third-party asset manager relationships.

Steven Michalkowski is a financial advisor at Benjamin F. Edwards & Company, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services, Bank of America, Merrill, and Equitable Advisors. Outside of his advisory role, he serves as Treasurer for the Board of Trustees at Lacey United Methodist Church, overseeing funds from a property sale for capital improvements. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory programs, financial planning, investment management, brokerage, insurance, and M&A advisory services using both proprietary strategies and third-party models.

Rj Amato III is a financial advisor at Voya Financial Advisors, Inc. with one year of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory roles, he has experience working with Spirit Halloween and has been active in the Galloway Township community for several years. Voya Financial Advisors, Inc. is a large enterprise firm offering financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporations. The firm uses a combination of in-house and third-party strategies supported by technology to manage mostly non-discretionary client accounts through a network of investment advisers.

Virginia Shirtsa is a financial advisor at PNC Wealth Management with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with PNC in various roles since 2014, including positions at PNC Investments LLC and PNC Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees. The firm uses algorithm-driven risk assessments and implements investments through approved model strategies managed by PNC or third-party strategists.

David Anderson is a Series 66-registered advisor with PNC Wealth Management, based in Absecon, NJ, and has eight years of industry experience. Prior to joining PNC in 2026, he worked at Thrivent Financial and Thrivent Investment Management Inc for eight years. Outside of finance, he is the owner of Edge Salon & Spa, a beauty salon business. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital discretionary model account for employees. The firm uses algorithmic risk assessments and delegates portfolio management to third-party strategists, focusing on mutual funds and ETFs with an annual rebalancing approach.

Claire Kuhar is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and bringing 26 years of industry experience. Her career includes 18 years at Next Financial Group, Inc. and over 40 years as a Certified Public Accountant. Kuhar serves on the Board of Directors and as Treasurer for the Stockton University Scholarship Foundation and works as an accountant and financial administrator for a nonprofit affordable housing provider. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering discretionary and non-discretionary account options alongside custody, execution, and brokerage services.

Brian Lodato is a financial advisor with Empower Advisory Group in Egg Harbor Township, NJ, holding a Series 66 designation and 12 years of industry experience. His prior work experience includes roles at Bank of America, N.A., Merrill, Advised Assets Groups, LLC, and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Pamela Tracey is a Series 66-licensed financial advisor with Kestra Advisory and has 26 years of experience in the industry. She has held roles at Kestra Investment Services LLC since 2019 and previously worked at Saxony Capital Management and Saxony Securities, Inc. Tracey is also president and owner of Tracey & Tracey CPAs LLC, a tax and accounting firm, and serves as treasurer for James Fudge & Salt Water Taffy Company, a seasonal retail business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions. The firm manages approximately $79.8 billion in assets and serves a diverse client base including large institutional investors and sovereign wealth funds.

Linda Straubmuller is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. She holds the Series 66 designation and has been with Janney since 2007. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Jackson Ross is an advisor at Concurrent Investment Advisors, LLC with a Series 65 credential and one year of industry experience. His prior roles include positions at Ross Security Consultants, Inc., Cornerstone Private Wealth Partners, Ross Quantitative Trading LLC, and UBS, as well as experience outside the financial sector at Domino's. He is also involved with Ross Security Consultants, Inc. and Ross Quantitative Trading LLC, ventures outside traditional advisory activities. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by a network of approximately 286 advisors serving over 13,000 clients.

Michael Brown is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He holds Series 63 and Series 65 registrations and has been with Janney in various capacities since 2010. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Gregory Gottlieb is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Concurrent Investment Advisors, LLC and its affiliate Cornerstone Private Wealth Partners. Prior to this, he worked at UBS Financial Services and has experience in the hospitality sector with Highgate Hotels, Equinox Hotels, and Wynn Las Vegas. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm offers wealth management, financial planning, and retirement advisory services, utilizing customized, primarily long-term portfolios that include ETFs, mutual funds, individual securities, and alternative investments.

Richard Micliz is a financial advisor with Hornor, Townsend & Kent, LLC, holding CFP® certification and securities licenses Series 63 and Series 65. He has 24 years of industry experience, including 14 years with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent. Outside of his advisory role, he is involved in insurance sales and comprehensive financial planning through related business activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform offering both advisory and broker-dealer services with a range of account options and third-party asset manager relationships.

Richard Getzoff is a financial advisor at &PARTNERS with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wiley Bros. - Aintree Capital, Ampersand Partners, and Wells Fargo Advisors. &PARTNERS serves a diverse client base including high-net-worth individuals, institutions, and retirement plans. The firm offers investment management and financial planning services using a combination of fundamental, technical, and quantitative analysis, with accounts managed on both discretionary and non-discretionary bases.

Chiara Renninger is a CFP® with 22 years of industry experience. She is currently with Focus Partners Wealth, LLC and has previously worked at Bam Management, LLC, Buckingham Strategic Wealth, LLC, and Herbein Wealth Management, L.L.C. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, advisory, financial and tax planning, and retirement plan consulting services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds under an enhanced open architecture framework.

Joseph Di Marco Jr. is a ChFC® credentialed financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He has held previous roles at WCG Wealth Advisors, LLC and Treloar & Heisel, Inc., and has been associated with Penn Mutual Life Insurance Company for ten years. Outside of his advisory work, he is involved in insurance brokerage, focusing on sales and service of Penn Mutual life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad advisor network. The firm offers financial planning, advisory programs, and retirement plan consulting, combining broker-dealer services with investment advice and employing third-party asset managers within its advisory platform.