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Michael T

CFP®

Goshen, NY

Wealth Enhancement Advisory Services, LLC

Michael Turi is a CFP® professional with five years of industry experience, currently serving with Wealth Enhancement Advisory Services, LLC. His prior work includes roles at Unum and other financial firms, with continuous involvement in the Wealth Enhancement Group since 2020. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network and utilizes a diversified investment approach combining passive and active strategies overseen by an internal Investment Committee.

Active portfolio management Factor investing / smart beta Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Executive Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet) Mid-Career Professionals Approaching retirement Baby Boomers (Born 1946-1964)
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Kenneth F

Series 63, Series 65

Warwick, NY

Private Advisor Group, LLC

Kenneth Ford is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with Private Advisor Group since 2011 and has worked with LPL Financial since 2003. Ford operates under multiple business names connected to LPL Financial and Private Advisor Group. Private Advisor Group, LLC is an SEC-registered firm managing over $41 billion for a diverse client base including individuals, trusts, estates, and institutional clients. The firm offers portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs, employing a range of strategies and supporting held-away account management through technology partnerships.

Retired Founder/Business Owner
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Stephanie M

Goshen, NY

Wealth Enhancement Advisory Services, LLC

Stephanie Manitaras is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding four years of industry experience. She has been with Wealth Enhancement Advisory Services and Wealth Enhancement Group since 2021 and previously worked at 10-15 Associates, Inc. from 2010 to 2021. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and research targeting factor premiums such as value and momentum.

Active portfolio management Factor investing / smart beta Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Executive Founder/Business Owner Retired HENRY (High Earners, Not Rich Yet) Mid-Career Professionals Approaching retirement Baby Boomers (Born 1946-1964)
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Kyle R

Series 63, Series 66

Chester, NY

Key Investment Services LLC

Kyle Ray De Santis is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Key Investment Services LLC since 2023, with prior experience at KeyBank and various other employers. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a range of advisory programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection and provides non-binding recommendations, ongoing monitoring, and supervisory oversight, operating within the KeyCorp group alongside affiliated banking and capital markets entities.

ESG / Sustainable investing Tax-loss harvesting Passive / index investing Active portfolio management
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Margot T

Series 63, Series 66

Suffern, NY

Key Investment Services LLC

Margot Tubul is a financial advisor with Key Investment Services LLC and holds Series 63 and Series 66 licenses. She has eight years of industry experience, including roles at JPMorgan Securities LLC and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and other investment products. The firm emphasizes client direction in portfolio selection while providing non-binding recommendations and ongoing monitoring.

ESG / Sustainable investing Tax-loss harvesting Passive / index investing Active portfolio management
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Eric G

Series 63

Warwick, NY

GWN Securities Inc.

Eric Gerstein is a financial advisor with GWN Securities Inc., holding a Series 63 designation and 40 years of industry experience. He has been with GWN Securities since 2012. Outside of his advisory role, he co-owns a real estate investment venture with his son focused on residential properties in the Chicago area. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a large network of advisors and offers a range of investment programs, including legacy market-timing and momentum-based strategies.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Retirement withdrawal strategies Founder/Business Owner
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Darien D

Series 63, Series 65

Suffern, NY

Ameritas Advisory Services, LLC

Darien Dacosta is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at Ameritas Life Insurance Corp and Ameritas Investment Company, LLC. Outside of finance, he is involved in providing photography services primarily at events. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm provides a range of fee-based asset management and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies, with a particular focus on retirement-plan consulting and management.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Wealth management Founder/Business Owner Retired
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Paul O

CFP®, Series 63, Series 65

Suffern, NY

Commonwealth Financial Network

Paul Orazio is a CFP® with 42 years of experience in financial advisory services. He is currently affiliated with Commonwealth Financial Network, where he has worked since 2017. Prior to that, he spent 13 years at National Planning Corporation and has been operating Orazio Financial since 1991. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and operational support, allowing advisors discretion to construct portfolios from diverse securities and insurance products while also offering managed model portfolios through its Investment Management and Research team.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Paul C

Series 63, Series 66

Goshen, NY

Cambridge Investment Research Advisors

Paul Cammareri Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 20 years of industry experience. His prior roles include positions at B. Riley Wealth Management and National Securities Corporation. Outside of advisory work, he is a notary public and operates an independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals using a variety of portfolio management and model-based solutions across multiple custodial platforms.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Alexander T

Series 66

Goshen, NY

Raymond James Financial

Alexander Taub is a Series 66-credentialed financial advisor with 27 years of industry experience. He is affiliated with Raymond James Financial and has been a financial advisor there since 2009. Taub is also owner and treasurer of Zick Whitted Taub Group, Inc., a support company that contracts with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Paul F

CFP®, Series 66

Washingtonville, NY

OSAIC

Paul Ferrigno is a CFP® professional affiliated with OSAIC, with 21 years of industry experience. He has previously worked at FSC Securities Corp and SII Investments. Outside of his advisory role, he serves on the Membership Committee for Business Network International, assisting with member performance metrics, interviews, and conflict resolution. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisors and advisory platforms. The firm offers a wide range of financial services and employs firm-provided asset allocation tools, risk assessments, and automated rebalancing to manage portfolios across various asset classes.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Nicolette H

Series 66

Washingtonville, NY

OSAIC

Nicolette Harney is a financial advisor at OSAIC with 11 years of industry experience. She holds the Series 66 designation and previously worked at FSC Securities Corp and SII Investments. Outside of advising, she is a notary public and operates Ferrigno Financial as a registered assistant. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a broad network of advisers and multiple advisory platforms, offering a range of brokerage, advisory, and managed account services.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Jessica L

Series 66

Goshen, NY

LPL Financial

Jessica Lorubbio is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and has previously worked at Securities America Advisors, Securities America, Inc., and National Planning Corporation. In addition to advising, she serves as a trustee for the Helen Grace Quimby Living Trust and is licensed to sell non-variable life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and providing access to proprietary and third-party research and model portfolios.

College savings (529s, UTMA, etc.)
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Robert D

Series 63

Wantage, NJ

LPL Financial

Robert Doran is a financial advisor at LPL Financial with 34 years of industry experience. He holds a Series 63 designation and has worked at firms including Cadaret, Grant & Co., Inc. and Infinity Wealth Management, LLC, where he remains active. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

College savings (529s, UTMA, etc.)
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Michael C

CFP®, Series 63, Series 65

Middletown, NY

Ameriprise

Michael Collins is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services LLC since 2021. Prior to that, he worked at Bruderman Brothers LLC and Bruderman Asset Management, LLC from 2015 to 2021. Outside of his advisory role, he has an interest in real estate ownership unrelated to investment activities. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver tailored retirement income recommendations.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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John D

Series 63, Series 65

Mahwah, NJ

Primerica Advisors

John Decorso is a financial advisor at Primerica Advisors with Series 63 and Series 65 credentials and 24 years of industry experience. He has been with Primerica Advisors since 2020 and has prior experience at JC Ehrlich and Haven Line Industries. In addition to advising, he has engaged in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and relies mainly on model-delivery strategies created by unaffiliated asset managers.

ESG / Sustainable investing Tax-loss harvesting Income planning
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Maxine H

CFP®, Series 63

Suffern, NY

OSAIC

Maxine Hyrkas is a CFP® with 45 years of industry experience, currently affiliated with OSAIC since 2023. She has a long history in financial services, having founded Maxine Hyrkas & Associates in 1988 and previously worked with FSC Securities Corporation. She manages her investment advisory business through her S Corporation and services client accounts owning variable annuities through a sole proprietorship. OSAIC Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and advisory services, employing asset-allocation tools and third-party managers to tailor portfolios across various asset classes for discretionary and non-discretionary accounts.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Benjamin S

Series 66

Middletown, NY

Fidelity

Benjamin Sasso is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has worked at firms including Equitable Advisors and Northwestern Mutual. His prior roles also include positions outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as a registered commodity pool operator with formal advisory roles to multiple registered investment companies.

Charitable giving & philanthropy Active portfolio management
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Dennis C

CFP®, Series 63, Series 66, Series 65

Warwick, NY

LPL Enterprise

Dennis Cordova is a CFP®-certified financial advisor with 18 years of industry experience. He is currently affiliated with LPL Enterprise and has prior experience at Bank of America, Merrill, and Key Investment Services LLC. Outside of his advisory work, he serves as a trustee in a fiduciary capacity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs, combining advisory services with brokerage and insurance product sales through an integrated platform.

General retirement planning Tax-loss harvesting Self-Employed Founder/Business Owner
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Steven T

Series 66

Middletown, NY

Equitable Advisors

Steven Trotta is a financial advisor with Equitable Advisors and holds a Series 66 designation. He began his advisory career in 2026 and has prior experience in education roles at various institutions, including SUNY New Paltz, SUNY Orange, and Port Jervis school district. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying heavily on LPL-sponsored programs and offering both discretionary and non-discretionary portfolio management options.

Retirement income strategy Social Security optimization Founder/Business Owner Retired Executive Approaching retirement Baby Boomers (Born 1946-1964)
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