Richard Treu is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has nine years of industry experience. His previous work includes roles at Bank of America and Merrill. Outside of his advisory work, he is a 50% owner of two investment-related rental property ventures in New York. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data, focusing on diversification and modern portfolio theory.

Jennifer Harrigfeld is a financial advisor with Merrill and holds the Series 66 designation. She has one year of industry experience, including prior roles at Bank of America from 2017 to 2021. Outside of her advisory work, she is co-owner and officer of Rock City Music Corp dba Woodstock Music Shop, a music retail business operating since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Salvatore Bocchimuzzo is a CFP® with 35 years of industry experience. He is currently with LPL Financial, joining the firm in 2022, and has previously worked with CUNA Brokerage Services, Inc. and Cuna Mutual Group since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

John Mack is a financial advisor at LPL Financial in Kingston, NY, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Equitable Advisors, Mid-Hudson Valley Federal Credit Union, and a background in higher education and small business operations. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Gabriel Sakellaridis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior roles include positions at Ameriprise and Prudential Insurance Company of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with support from internal and third-party research.

Edward Hill is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2013. He holds Series 63 and Series 65 licenses and is based in Kingston, NY. Outside of his advisory role, Hill is involved in several family and business enterprises, including serving as vice president and office manager for a family real estate business and participating on the finance committee of the Benedictine Health Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and uses Wells Fargo research and tools to develop tailored recommendations, with clients able to implement advice through various brokerage and advisory programs.

Jonathan Meier is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and economic modeling techniques.

Jacquelyn Rae is a Series 66 licensed advisor at Wells Fargo Clearing with three years of industry experience. She previously worked for Anywhere Real Estate Inc. from 2014 to 2022 before joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings than typical institutional advisers.

Corey Hudak is a financial advisor with LPL Financial in Kingston, NY, holding Series 63 and Series 65 licenses and possessing two years of industry experience. His prior work experience includes roles at Mid-Hudson Hudson Valley FCU, CUNA Mutual, Frank Loughlin State Farm, Spectrum Communications, and Slices of Saugerties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options supported by research and model portfolios.

Donald Bell Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on guiding clients through various life stages and market conditions by providing personalized wealth management strategies. His approach emphasizes understanding clients' individual goals, lifestyle, and legacy to develop thoughtful, research-driven financial plans. Donald holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a High School Diploma from Saugerties Central. He also participates in community activities through volunteering with local organizations. He aims to build strong relationships with clients by keeping them informed and serving as a trusted advisor for their financial decisions. Donald leverages the resources of Merrill Lynch and Bank of America to support clients in achieving their long-term financial goals.

Davindra Itwaru is a financial advisor with LPL Financial, holding a Series 66 designation and new to the industry. Prior to joining LPL Financial, he held roles at Hudson Valley Federal Credit Union, Northwestern Mutual, First Republic Bank, IBM Manpower, and DCH Wappingers Toyota. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Daniel Toronto is a financial advisor with LPL Financial in Rhinebeck, NY, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at UBS Group AG, CUNA Mutual Group, and Evva Technologies. He is also involved with Wealth Management at Hudson Valley Credit Union as an investment-related business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Susan Greene is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 31 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as a notary public in New York. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Stephen Mazzei Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 63 designation and has 39 years of industry experience. Prior to his current roles since 2012, he was involved with Stephen Hakim Asset Management LLC for 10 years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to support client goals, with additional capabilities in municipal finance and specialized SIMPLE IRA advisory programs.

Stephen Hakim is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and bringing 40 years of industry experience. He has been associated with Raymond James since 1999 and owns Stephen Hakim Asset Management LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and it supports municipal and public finance work through a unique affiliation with a municipal advisor.

Eric Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management based in the Kingston, NY office. He has been with Merrill Lynch since 1981, providing financial guidance to clients through tailored investment strategies designed to address their risk tolerance, time horizon, liquidity needs, and overall investment objectives. Eric employs asset allocation models and professional money management to support clients in achieving long-term wealth accumulation goals. He also assists high net worth clients with estate planning strategies, including trust work and charitable gifting. Eric holds the Chartered Retirement Planning Counselor (CRPC) designation, earned in 2007, and the Personal Investment Advisor (PIA) certification. He completed his Bachelor's Degree from Cortland State. Outside of his professional work, Eric enjoys hiking, running, spending time with his family, and traveling.

Barbara Blas is a financial advisor at Osaic Wealth, Inc. with 28 years of industry experience. She holds the Series 63 designation and previously worked at Woodbury Financial Services and Questar Asset Management. Apart from her advisory role, she serves as a board member for Congregation Agudas Achim and is president emeritis of The Reher Center for Immigrant Culture and History. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Melanie Hammond is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering personalized wealth management strategies tailored to individual client goals. With over 15 years of client-focused experience, she emphasizes purposeful and personal attention to help clients pursue long-term financial objectives, including areas such as college education planning, divorce transition planning, family wealth management, retirement income, and socially responsible investing. Melanie holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She graduated from Kingston High School and is an active member of the philanthropic educational organization PEO. Melanie’s commitment to her clients is complemented by her involvement in community initiatives, reflecting the Merrill tradition of service. Outside of her professional duties, Melanie engages in various personal interests, including boxing, cooking, hiking, music, reading, running, skiing, traveling, writing, and spending time with her family. As a native of upstate New York, she appreciates the diversity of her community and strives to contribute positively to both her clients and the region she calls home.

Michael Magliocca is a financial advisor with Equitable Advisors, holding a Series 66 credential and one year of industry experience. He has worked at Equitable Advisors in two separate periods and has a background in real estate sales with Century 21 New West Properties. Outside of advising, he is involved in real estate sales in Catskill, NY. Equitable Advisors serves a diverse clientele including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, brokerage, insurance, and access to third-party asset management programs. The firm is dual-registered as an SEC-registered investment adviser and broker-dealer and emphasizes delivering solutions through program sponsors and third-party managers.

Barbara Boccuto is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James in 2018. In addition to her advisory role, she serves as an ambassador for Rhinebeck Wealth Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and corporate clients. The firm offers tailored planning and consulting using analytical tools and supports both advisory programs and institutional portfolio management.