Allison Gaudio is a Series 66-licensed financial advisor with Merrill, based in Middletown, NY. She has 14 years of industry experience and has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kieran Kreider is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in offering a comprehensive financial advisory experience tailored to clients' unique needs, focusing on areas such as college education planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. Kieran's approach centers on understanding clients' priorities to create personalized plans aligned with their goals and aspirations. Kieran holds a bachelor's degree in economics from Hofstra University and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He is registered with FINRA Series 7 and 66 and licensed for Life, Accident & Health insurance in the state of Pennsylvania. His professional role includes providing clients access to Merrill's investment insights, Bank of America Private Bank's trust and fiduciary services, and Bank of America's banking and lending solutions, facilitating a holistic management of financial life. Outside of his professional work, Kieran prioritizes personal development and maintains an active lifestyle. He enjoys boating, fishing, golfing, pickleball, and surfing, often spending time at the Jersey Shore. Originally from Springfield (Delco), he currently resides in South Jersey with his wife Jennifer and their dog Bailee.

Steven Trotta is a financial advisor with Equitable Advisors and holds a Series 66 designation. He began his advisory career in 2026 and has prior experience in education roles at various institutions, including SUNY New Paltz, SUNY Orange, and Port Jervis school district. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying heavily on LPL-sponsored programs and offering both discretionary and non-discretionary portfolio management options.

Andrew Weyant is a financial advisor with Primerica Advisors in Middletown, NY, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2014. In addition to his advisory role, he is involved in sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation, operating under a tiered wrap-fee structure and maintaining oversight of its investment models.

Michael Berlin is a financial advisor with Primerica Advisors, holding a Series 63 license and bringing 14 years of industry experience. He has worked at PFS Investments Inc. since 2011 and Primerica Financial Services since 2010, and he has operated Berlin LLC since 1999. Outside of his advisory work, Berlin owns Lucky Munchkin, Inc. and serves as a board member of the Middletown-Goshen Convalescent in Middletown, NY. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and offers a tiered wrap-fee structure, focusing on retail investors rather than institutional pension or profit-sharing plans.

Christopher Petrollese is a financial advisor with Equitable Advisors and holds the Series 66 designation. He joined Equitable Advisors in 2025 and has prior business experience as the owner of Yukon Contracting LLC since 2019. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Joseph Kopec is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2009. Kopec also has experience in non-variable insurance, dedicating part of his time to this area alongside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and a variety of investment strategies.

Samuele Dragone is a financial advisor with Primerica Advisors, holding a Series 63 designation and 18 years of industry experience. He has worked with PFS Investments Inc since 2008 and with Primerica Financial Services since 2007. Outside of advising, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model-driven strategies and has approximately 3,977 advisors and $15.5 billion in assets under management.

Timothy Smith is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has 43 years of industry experience. He has worked at LPL Financial since 2008 and operates his own tax preparation and accounting businesses, including T & K Tax Service LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Scott Kendrick is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management in Middletown, New York, where he leads the Kendrick-Collesano Wealth Management Group. He has been with Merrill Lynch since 1999 and holds the title of Managing Director. In addition, Scott serves as a liaison between Resident Directors nationwide and Merrill's senior management, having been nominated and currently serving on the Resident Director Advisory Council to Management. Scott specializes in wealth management for ultra-high-net-worth clients, focusing on areas such as retirement planning, asset and risk management, tax minimization strategies, wealth transfer planning, private banking, and complex lending strategies. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, along with FINRA Series 7, 9, 10, 31, and 66 registrations, as well as Life, Accident, and Health insurance licenses. Scott was named to the Forbes "Best in State Wealth Advisors" list from 2022 to 2026, and his team was recognized on the Forbes "Best-in-State Wealth Management Teams" list from 2024 to 2026. Before his financial career, Scott was selected by the Chicago Cubs in the 7th round of the 1993 Major League Baseball Draft. He earned a bachelor's degree in Business and Economics with minors in Marketing and Finance from SUNY Oneonta. Scott has served as Vice Chairman of the Board of Trustees for the Garnet Health Foundation and as a Board Member of the Michael J. Finnegan Scholar Athlete Scholarship Fund. He is a lifelong resident of Orange County, New York, and resides in Sugarloaf with his wife Alison, their daughters, and their dog. In his free time, Scott enjoys spending time with family and friends, yard work, golf, and snowmobiling.

Richard Perez is a financial advisor with Primerica Advisors in Middletown, NY, holding a Series 63 designation and bringing 14 years of industry experience. He has been with PFS Investments Inc. since 2014 and Primerica Financial Services since 1998. In addition to his financial advisory role, he has served with the Town of Chester Police since 2006. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Jeffrey Little is a financial advisor with Equitable Advisors, holding a Series 66 designation and eight years of industry experience. His prior work includes positions at AXA Advisors and the State University of New York at Oswego. Equitable Advisors serves a diverse client base that includes individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively through program sponsors and third-party managers to provide advisory and brokerage solutions.

Stephanie De Angelis is a financial advisor with Equitable Advisors, holding Series 66 and Series 63 licenses and having two years of industry experience. Her prior work includes roles in education and hospitality, with employment at Plattsburgh State University and Buttermilk Falls Inn and Spa. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm emphasizes a delivery model that incorporates LPL-sponsored programs and endorsed third-party managers, providing both discretionary and non-discretionary advisory services.

Ulana Emerson is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. She holds a Series 66 license and is based in Port Jervis, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of more than 23,700 financial advisors.

Hillary Cullen is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has been with UBS since 2013. Outside of advising, she owns and operates an agricultural and livestock farming business in New York. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Adam Hartwigh is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has been with Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Anderson is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2016. Outside of his advisory role, he is also employed by Scratch Golf, a company that owns and operates golf courses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and nonprofits.

David Keller is a Series 66-licensed financial advisor with Merrill, where he has worked since 2015. He has 12 years of industry experience and is based in Middletown, NY. Outside of his advisory role, he is a co-owner of a family rental property in Falmouth, MA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by in-house Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tamara Washalski is a financial advisor with Edward Jones, holding a Series 63 designation and 23 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory role, she serves as a Senior Partner for M1 Investment Club, LLC, where she oversees investment education and stock analysis, and acts as District Commissioner for the Jockey Hollow Pony Club in Middletown, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services.

Thomas Budington is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. He has worked at Equitable Advisors since 2021 and previously held roles in education and the food service industry. Outside of advising, he is involved as a sales associate with two realty firms. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party asset managers and LPL programs. The firm operates a hybrid referral and implementation model offering both advisory and brokerage channels to implement client recommendations.