David Carroll is a CFP® with five years of industry experience, currently serving as a financial advisor at Rockbridge Investment Management, LLC in Syracuse, NY. He has been with Rockbridge since 2014. Rockbridge Investment Management serves individuals, nonprofit organizations, business entities, and retirement plans, offering investment management, financial planning, retirement-plan consulting, and tax preparation services. The firm emphasizes passive index investing across diversified asset classes with regular rebalancing and provides additional services such as pension consulting and participant education for employer-sponsored plans.

Daniel Esford is a CFP® with 10 years of industry experience, currently serving as an advisor at Reagan Companies Asset Management, Inc. since 2019. His prior experience includes roles at Securities America Advisors, Inc. and Allied Financial Services Inc. Reagan Companies Asset Management, Inc. offers portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, and institutional plan sponsors. The firm employs a combination of fundamental, technical, charting, and cyclical analysis, using both long-term and short-term strategies tailored to client goals and risk tolerances.

Edward Barno is a financial advisor at Rialto Wealth Management with six years of industry experience. He holds the Series 66 designation and previously worked for Rockbridge Investment Management, LLC from 2015 to 2022. Barno serves as a trustee on the board of Christian Brothers Academy, a private Catholic junior/senior high school in Syracuse, NY. Rialto Wealth Management provides fee-based investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm constructs custom, discretionary portfolios using primarily low-cost, non-actively managed mutual funds and ETFs, incorporating options strategies for downside protection as needed.

Willard Lipe is a CFA® charterholder and holds a Series 66 license with 34 years of industry experience. He has been with Lipe & Dalton Investment Counsel since 2004 and has prior experience at HSBC Brokerage (USA) Inc. and Niagara Mohawk Power Corp. Lipe & Dalton Investment Counsel provides discretionary portfolio management services to individuals, pension and profit-sharing plans, and charitable organizations. The firm manages approximately $779.9 million in client assets and employs a combination of fundamental, quantitative, and qualitative analysis in its investment process, emphasizing asset allocation and both long- and short-term strategies.

David Krawczyk is a CFP® professional with one year of industry experience. He is currently with Rockbridge Investment Management, LLC and previously worked at Firley, Moran, Freer & Eassa, CPA for six years. Rockbridge Investment Management serves individual clients, nonprofit organizations, business entities, and retirement plans, focusing on diversified, low-cost portfolios primarily using index mutual funds and ETFs. The firm manages approximately $1.84 billion across about 1,500 client relationships and offers tailored asset allocation and financial planning services.

Andrew Derrenbacker is a CFP® and CFA® at J.W. Burns & Company, Inc. in Dewitt, NY, with eight years at the firm and a total of four years of industry experience. He previously worked and studied at Colgate University from 2014 to 2018. J.W. Burns & Company, Inc. provides individualized portfolio management and limited financial planning to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm uses fundamental analysis and a long-term purchase orientation, developing personal investment policies with each client and managing approximately $872 million on a discretionary basis.

Robert Tackabury is a financial advisor at IBN Financial Services, Inc. with 32 years of industry experience. He holds a Series 63 designation and has been with IBN Financial Services since 2004. In addition to his advisory role, he operates a CPA practice providing tax preparation, bookkeeping, and CPA services, and also sells long-term care insurance. IBN Financial Services, Inc. serves individuals, pension and profit-sharing plans, trusts, estates, charities, and business entities. The firm employs multiple analytical methods and a range of investment strategies to deliver financial planning, asset management, and consulting services through a team of 14 advisors.

Elliot Schrag is a financial advisor with IBN Financial Services, Inc. He holds a Series 63 designation and has 17 years of industry experience. He has been associated with BFC Planning, Inc. and Berthel Fisher and Company Financial Services, Inc. since 2015. IBN Financial Services, Inc. serves individuals, pension and profit-sharing plans, trusts, estates, charities, and business entities with a wide range of services including financial planning, asset management, and financial consulting. The firm utilizes multiple methods of analysis and a dynamic portfolio strategy approach, managing approximately $87.65 million in regulatory assets across 14 advisors and around 497 client relationships.

Rachel Ryan is a financial advisor at Rialto Wealth Management in Syracuse, NY, with 12 years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Citigroup for nine years before joining Rialto in 2022. Rialto Wealth Management serves individual and high-net-worth clients, as well as pension and profit-sharing plans, offering discretionary investment management and financial planning. The firm employs a modern portfolio theory-based approach using broadly diversified, low-cost funds, and provides both retail wealth management and institutional retirement plan services on a fee-only basis.

Mariah Galletta is a financial advisor at Rialto Wealth Management with two years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Rock Bridge Investment Management and Atria Wealth Solutions. Rialto Wealth Management serves individual and high-net-worth clients, as well as pension and profit-sharing plans, providing discretionary investment management and financial planning. The firm’s investment approach focuses on broadly diversified, low-cost mutual funds and ETFs, managing portfolios on a discretionary basis aligned with client objectives.

Chase Cavanaugh is a financial advisor at Beacon Wealth Consultants, Inc. in Phoenix, NY, holding a Series 66 designation with four years of industry experience. His work history includes roles at Grove Point Investments and Cadaret, Grant & Co., Inc. Chase’s career includes periods outside the industry between 2012 and 2022. Beacon Wealth Consultants serves a diverse client base including individuals, trusts, estates, charitable organizations, business entities, and plan sponsors. The firm provides comprehensive wealth management, financial planning, discretionary and non-discretionary investment management, and retirement plan consulting, guided by an internal investment committee and a structured client discovery process.

Norman Caffrey is a financial advisor with IBN Financial Services, Inc. in Liverpool, NY, holding a Series 63 designation and 42 years of industry experience. He has been with IBN Financial Services since 2002. Outside of his advisory role, he occasionally performs as a guitar player. IBN Financial Services is a registered investment adviser serving individuals, pension and profit-sharing plans, trusts, estates, charities, and business entities. The firm manages approximately $87.65 million in assets through a team of 14 advisors, offering financial planning, asset management, and consulting using a combination of proprietary strategies and third-party managers.

Nicholas Stancato is a CFP® professional with eight years at Rockbridge Investment Management, LLC and a total of four years in the financial industry. Prior to joining Rockbridge, he worked at General Electric for eleven years. Rockbridge Investment Management serves individuals, nonprofit organizations, business entities, and pension/profit-sharing plans by providing investment management, financial planning, retirement-plan consulting, and tax preparation services. The firm focuses on passively managed index funds and ETFs, emphasizes diversified portfolios with regular rebalancing, and offers pension consulting and participant education without account minimums.

Robert Ryan is a financial advisor at Rockbridge Investment Management, LLC with 4 years of industry experience. He previously worked at Disciplined Capital Management from 2015 to 2021. Rockbridge Investment Management serves individuals, nonprofit organizations, business entities, and pension/profit-sharing plans, providing investment management, financial planning, retirement-plan consulting, and tax preparation services. The firm emphasizes passively managed index funds and ETFs, diversified portfolios with regular rebalancing, and offers pension consulting and participant education without account minimums.

Jesse Cramer is a financial advisor at Rialto Wealth Management in Syracuse, NY, with four years of industry experience. He holds a Series 65 credential and has previously worked at CapFinancial Partners, Cobblestone Capital Advisors, and The Best Interest, LLC. Outside of his advisory role, he serves as Secretary on the Board of Directors and Finance Committee at Lollypop Farm, the Humane Society of Greater Rochester. Rialto Wealth Management serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering discretionary investment management and financial planning. The firm employs a modern portfolio theory approach focused on broadly diversified, low-cost mutual funds and ETFs, managing client portfolios on a discretionary basis tailored to specific objectives.

Thaddeus Malley is a CFP® professional with four years of industry experience, currently serving at J.W. Burns & Company, Inc., where he has worked since 2006. The firm provides individualized portfolio management and limited financial planning services to a diverse client base, including individuals, pension plans, charitable organizations, and corporations. J.W. Burns & Company manages approximately $872 million on a discretionary basis and emphasizes fundamental analysis and a long-term purchase orientation in its investment approach.

Richard Reagan is a CFP® with nine years of industry experience, currently serving at Reagan Companies Asset Management, Inc., where he has worked since 2012. He holds a Series 63 designation and is based in Marcellus, NY. Reagan Companies Asset Management, Inc. provides portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, and institutional plan sponsors. The firm employs a combined fundamental, technical, charting, and cyclical analysis investment approach and offers discretionary portfolio management along with educational seminars and workshops.

John Zimmerman is a financial advisor at J.W. Burns & Company, Inc. in Dewitt, NY, with 10 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at BNP Paribas for 11 years before joining his current firm in 2026. J.W. Burns & Company provides individualized portfolio management and limited financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm emphasizes fundamental analysis and long-term investments, manages over $1 billion in assets, and utilizes both wrap-fee and separately managed account programs.

Richard Stevens is a financial advisor with IBN Financial Services, Inc. in Liverpool, NY. He holds the ChFC® designation and has 41 years of industry experience. Since 2013, he has been with IBN Financial Services and also works as an independent contractor for the Advanced Planning Strategies Program, referring clients to professionals in legal, accounting, and other fields to coordinate comprehensive financial strategies. IBN Financial Services, Inc. is a registered investment adviser with a team of 14 advisors serving individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charities, and business entities. The firm employs a mix of fundamental, technical, and cyclical analysis to manage portfolios using Dynamic Portfolio Strategies and a range of investment vehicles tailored to client objectives and risk tolerances.

Jill Bassett is a financial advisor with Leigh Baldwin & Co., LLC and holds a Series 66 designation. She has 11 years of industry experience, including roles at both Leigh Baldwin & Co. and Prestige Investing LLC. In addition to advisory work, she is the sole owner of a business offering long-term care, disability, fixed annuities, life insurance, and Medicare plan services. Leigh Baldwin & Co., LLC provides discretionary portfolio management and financial planning to individuals—including high-net-worth clients—and various institutional clients. The firm employs a blend of fundamental and technical analysis with a range of investment strategies and utilizes multiple custodial platforms and third-party advisory programs.