John Fabrizio is a financial advisor with LPL Financial in Skaneateles, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior work includes roles at M&T Securities, Invest Financial Corporation, and Ameriprise. Outside of his advisory role, he officiates boys lacrosse games with the National Intercollegiate Officials Association and the CNY Lacrosse Officials Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing various investment strategies and tools, supported by a large network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

R. Rienhardt is a financial advisor with Primerica Advisors, holding a Series 63 designation and 19 years of industry experience. His work history includes roles at Primerica Financial Services since 2004 and PFS Investments Inc. since 2006. Outside of advisory services, he is involved in sales of loan products and home security and automation services through affiliates of PFS Investments Inc. and Primerica Mortgage, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, offering a range of investment models implemented in partnership with BNY Mellon Advisors.

Aaron Robertello is a financial advisor with Ameriprise in Liverpool, NY. He holds the Series 66 designation and has been with Ameriprise since 2025. His prior work history includes roles at SUNY Oswego, Onondaga Community College, and Liverpool High School. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Nicolette Fiermonte is a financial advisor at Stifel with 10 years at the firm and five years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she is a New York State Notary and notarizes client documents. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis from its Investment Strategy Group.

Terence Coholan is a financial advisor with LPL Financial in Syracuse, NY, holding Series 63 and Series 65 designations and offering 42 years of industry experience. His prior roles include positions at Commonwealth Financial, Cadaret, Grant & Co., Inc., and 1717 Capital Management Company. He is also involved with Financial Quest Retirement Plan Services, an entity related to his LPL business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives and offers various investment programs and platforms supported by advanced operational and research tools.

Lucas Humphries is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2019. He has seven years of industry experience, including three years at White's Travel Center prior to joining Edward Jones. Outside of advising, he sells items on eBay in his spare time. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Tess Segal is a financial advisor with UBS Financial Services, holding a Series 66 designation and 11 years of industry experience. She has been with UBS Asset Management since 2016. Outside of her advisory role, she serves as president of the Logan Building Condominium Association in Skaneateles, New York, where she is also an owner and manages a rental unit within the association's guidelines. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Wendy Morasco is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Lincoln Financial Advisors Corporation and LPL Financial. Outside of her advisory role, she participates in a family-owned siding business, handling financial record keeping. OSAIC serves a diverse client base, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party money managers to construct portfolios across various asset classes.

Brett Stagnitti is a financial advisor with Merrill in Liverpool, NY, holding a Series 66 designation and 12 years of industry experience. His prior work includes two years at Edward Jones before joining Merrill and Bank of America, N.A. in 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies intended for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Figueiredo is a financial advisor with LPL Financial in Auburn, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Ameriprise and Axa. Outside of advising, he is involved in coaching youth soccer and owns a business called We Make Footballers Syracuse. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios and third-party subadvisor access, supported by advanced operational tools.

Anthony Fisher is a financial advisor with Primerica Advisors in Baldwinsville, NY, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2021. Outside of advising, Fisher serves as Second Vice President of the Auburn Teacher Association and holds leadership roles in two real estate businesses. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through a large network of financial advisors. The firm uses model-driven investment strategies developed by third-party asset managers and offers a range of investment approaches including strategic, tactical, and tax-managed models.

Louis Tabone is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He has held roles at Mass Mutual Investors Services since 2017 and previously worked at Metlife Securities, Inc. for 13 years. His career also includes longstanding experience with Agway, Inc. since 1983. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop written recommendations tailored to client goals.

Paul Carr is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has previously worked at Cadaret Grant & Co., Inc. and United Financial Services. Outside of his advisory role, he is involved in tax preparation and accounting through business activities with United Wealth and Tax Services and PLC Investments and Tax Planning, and he has a teaching role with East Syracuse Minoa Central Schools. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services supported by tools including machine learning, with offerings that include financial planning, model portfolios, third-party asset management, and institutional platforms.

Brian Clifford is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at Key Investment Services LLC and First Niagara/KeyBank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program options and custodial relationships.

Heather Sullivan is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2002 and is also involved with JDS Telecom LLC and Pfs University. Outside of her advisory role, she receives compensation for referrals related to home security, automation products, and other home services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and maintains a tiered wrap fee structure, focusing on curated portfolio models rather than institutional plan management.

Jeremy Wood is a financial advisor with Cetera who holds the Series 66 designation and has 12 years of industry experience. He has worked with firms including Horan Wealth Management and Cadaret, Grant & Co., Inc. Wood serves as a board member for AssetMark Trust Co., where he collaborates with leadership and advisory professionals. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients. The firm operates as a multi-manager platform offering various program structures and investment options, supported by a nationwide network of over 10,000 advisors.

John Tarnow is a financial advisor with LPL Financial in Camillus, NY, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Charter Asset Management LLC since 2011 and at Cadaret, Grant & Co., Inc. from 2011 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided through a large network of investment adviser representatives using a range of investment strategies.

Dwight Winkelman III is a CFP® professional with 33 years of industry experience, currently serving at Ameriprise since 2005. He has held roles at both Ameriprise Financial Services, Inc. and Ameriprise, with a total tenure of 18 years at the firm. Dwight serves on the board of the Dwight Winkelman Foundation, a nonprofit organization. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations in partnership with their financial advisors.

Randy Corl Sr. is a financial advisor with Primerica Advisors in Skaneateles, NY, holding a Series 63 designation and nine years of industry experience. His background includes roles at Lockheed Martin, Driver's Village, and PFS Investments Inc., among others. He is involved in sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies managed by third-party asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Benjamin Hussong is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 63 and Series 66 credentials. Prior to joining LPL Financial in 2025, he worked at Cadaret Grant & Co., Inc., Park Avenue Securities, Guardian Life Insurance, and AXA Advisors. Outside of advising, he is involved in media through a radio, TV, and podcast venture called Sports Clicks and Politics and owns two local businesses, Charlees Ice Cream, Inc. and CNY Quick Quality Decks, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using a variety of strategies on discretionary or non-discretionary bases.