Robert Florian is a CFP®-credentialed financial advisor with Florian Financial Group LLC in Williamsville, NY, bringing 30 years with the firm and four years of industry experience. He is involved in a wellness app partnership called Well Fit Plus, which focuses on app functionality and marketing. Florian Financial Group LLC manages approximately $215 million for about 245 clients, including individuals, families, trusts, charitable organizations, and retirement plans. The firm offers discretionary portfolio management, written financial planning, and ERISA advisory services using tactical asset allocation and risk-managed strategies informed by third-party research.

Steven Witter is a CFP® professional with 19 years of industry experience. He is currently an advisor at Bentham Wealth Advisors, having previously worked at Lincoln Investment and Legend Equities Corporation. Outside of his advisory role, he owns Student Loan Steve, a student loan planning firm serving students, parents, and employers. Bentham Wealth Advisors serves individuals, families, and employer-sponsored benefit plans, managing $110.1 million in discretionary assets across 218 client accounts. The firm’s investment approach emphasizes goal- and risk-based asset allocation using Modern Portfolio Theory, low-cost funds, and periodic rebalancing, with additional use of technical and cyclical analysis.

Stefan Astheimer is a Series 65-credentialed financial advisor with two years of industry experience. He is currently with PMC Wealth, LLC, where he has worked since 2025. His prior roles include positions at Commonwealth Financial Network, Gottfried & Somberg Wealth Management, and Howe & Rusling Inc. PMC Wealth, LLC is a state-registered investment adviser founded in 2025 that provides financial planning, portfolio management, and cash-management advisory services to individuals, trusts, estates, and business entities. The firm offers tiered membership subscriptions, hourly engagements, and discretionary or non-discretionary portfolio management, emphasizing cash optimization alongside model-based portfolio management.

Alan Mollot is a CFP® and ChFC® with 49 years of industry experience. He is a principal at Mollot & Hardy, Inc., where he has worked since 2008, and previously held roles at FSC Securities Corporation and Osaic Wealth, Inc. Outside of his advisory work, Mollot serves as president of the Forum Club, a social organization based in Buffalo, NY. Mollot & Hardy, Inc. provides investment management, financial planning, and retirement-plan services to individual and high-net-worth clients as well as retirement plan sponsors. The firm manages approximately $73.2 million in assets and offers portfolio management, fiduciary consulting, and written financial plans, utilizing mutual funds, ETFs, and third-party sub-advisers through platforms like Osaic Wealth.

William Wadsworth is a financial advisor at North Woods Wealth Management in Buffalo, NY, holding Series 63 and Series 65 licenses with four years of industry experience. He has been associated with North Woods Asset Management, LLC since 2015. Outside of his advisory role, Wadsworth is also an independent insurance agent involved in insurance sales. North Woods Asset Management LLC provides discretionary investment management and retirement-plan consulting to individuals, trusts, and retirement plans. The firm employs a structured “Three Filter” investment process and emphasizes multi-generational financial planning and consulting services for plan sponsors.

Christian Miller is a financial advisor at Fealty Group LLC in Niagara Falls, NY, holding a Series 66 designation with six years of industry experience. His prior roles include positions at GWN Securities, Inc., Equitable Advisors, LLC, and A Plus Accounting. Fealty Group LLC provides discretionary portfolio management and financial planning primarily to individual clients, using written Investment Policy Statements and regular portfolio monitoring. The firm manages a small client base with approximately $2.25 million in assets under management and incorporates crypto and digital asset exposure as part of its investment services.

William Williams is a financial advisor with Lytle Investments, holding Series 65 and Series 63 credentials and 28 years of industry experience. His prior work history includes roles at Fisher Investments, Brookstone Capital Management, and Prudential Insurance Company of America. Lytle Investments is an SEC-registered advisory firm managing approximately $74.3 million and serving individuals, trusts, retirement plans, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, with an investment approach that emphasizes long-term asset allocation combined with tactical adjustments.

Trevor Cahill is a financial advisor at Countryside Financial LLC with three years of industry experience. He holds a Series 66 designation and has worked previously at Blackridge Asset Management, Peak Brokerage Services, and Equitable Advisors. In addition to his advisory role, Cahill serves as a volunteer firefighter in Getzville, NY. Countryside Financial serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and account management. The firm uses model portfolios and third-party sub-advisors within the AssetMark platform and combines advisory services with licensed insurance offerings, including annuity management.

James Hedges II is a financial advisor at Harvest Capital Assets, LLC with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing Services. Harvest Capital Assets, LLC provides discretionary and non-discretionary portfolio management and advisory services to individual and high-net-worth clients. The firm manages all client assets in-house, employs a variety of investment strategies including private placements and venture capital, and operates without an account minimum.

Stephen Tripodi is a financial advisor at Argus Equity Partners, LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Portfolio Advisors Alliance from 2011 to 2019. Outside of his advisory role, he has been involved in real estate ownership since 1978. Argus Equity Partners provides ongoing portfolio management to individuals, including high-net-worth clients, as well as corporations and business entities. The firm uses a fundamental analysis-based investment process, combining model allocations with client-specific recommendations and regular portfolio monitoring.

Nicholas Efthemis is a CFP® professional with 29 years of industry experience, currently affiliated with Emergent Wealth Advisors, LLC. His career includes roles at Leigh Baldwin and Co., American Portfolios Financial Services, Inc., and operating as a sole proprietor. Outside of his advisory work, he is licensed as an insurance agent. Emergent Wealth Advisors serves individual clients, trusts, estates, charitable organizations, and business entities, offering discretionary asset management, financial planning, and limited fiduciary retirement plan services. The firm customizes investment programs based on client goals and risk tolerance, utilizing both in-house and third-party management platforms.

Cheryl Fluker is a financial advisor at Members Advisory Group, LLC with five years of industry experience. She holds Series 63 and Series 65 designations and has worked at Members Advisory Group since 2010. Members Advisory Group provides wealth management services to individual and high net worth clients, offering financial planning and discretionary portfolio management. The firm manages approximately $443 million in client assets and serves over 900 clients, using a fundamental analysis approach with both long- and short-term investment strategies.

Julius Aebly Jr. is a financial advisor at Lytle Investments with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Lytle Investments since 2017. He is also the owner and president of Aebly and Associates Insurance Services, which sells various insurance products including group medical, dental, life, disability, and long-term care insurance. Lytle Investments is a small SEC-registered advisory firm serving individuals, trusts, qualified retirement plans, and corporations. The firm manages approximately $66.7 million across three advisors and offers personalized, goals-based investment strategies, financial planning, and retirement plan consulting, with a focus on long-term orientation and the use of third-party money managers.

Allen Dembski is a financial advisor with Buffalo First Wealth Management, LLC, holding Series 63 and Series 65 credentials and four years of industry experience. He has been with Buffalo First Wealth Management since 2014. Outside of his advisory role, Dembski serves as an assistant hockey coach at Canisius High School and facilitates meetings for the nonprofit Pro Net Amherst Chamber of Commerce. Buffalo First Wealth Management provides discretionary wealth management and financial planning services to individuals, businesses, endowments, and foundations. The firm manages approximately $91.7 million in discretionary assets and offers a range of investment strategies alongside institutional consulting and insurance-related services.

Paul Lytle is a financial advisor with Lytle Investments, holding over 51 years of industry experience. He has worked at several related entities including Lytle Investments Services Corp. since 1985 and Summit Consultants & Advisors LLC from 2009 to 2017. In addition to advisory services, he is involved in selling group and individual insurance products through an affiliated entity. Lytle Investments is an SEC-registered advisory firm managing approximately $74.3 million and serving individuals, trusts, retirement plans, and corporations. The firm offers discretionary and non-discretionary portfolio management with an investment approach centered on long-term strategic asset allocation complemented by tactical adjustments and access to third-party money managers.

Eugene Chaas is a CFA® charterholder with four years of experience as a financial advisor at Delaware Avenue Advisors Inc. He has been a part-time lecturer at Buffalo State College since 2007, teaching courses in investments, estates, and corporate finance. Outside of his advisory and academic roles, he serves as the national treasurer of the Modern Whig Institute. Delaware Avenue Advisors provides investment supervisory services and financial planning to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm integrates client-specific Investment Policy Statements with macroeconomic, fundamental, technical, and portfoliometric analysis, employing both active and passive strategies across various portfolio types.

Jeffrey May is a financial advisor at Florian Financial Group LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Charles Schwab for 12 years. Florian Financial Group serves individuals, families, trusts, charitable organizations, and employer-sponsored retirement plans by providing discretionary portfolio management, written financial planning, and retirement-plan advisory services. The firm uses tactical asset allocation and a risk-managed strategy based on proprietary market indicators, typically managing portfolios on a discretionary basis according to each client’s Investment Policy Statement.

John Haberstro is a financial advisor at Shield Wealth Advisors in Williamsville, NY, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at PEAK Brokerage Services and various insurance carriers through W&R Insurance Agencies. Haberstro has been with Shield Wealth Advisors since 2020. Shield Wealth Advisors serves individual and high-net-worth clients, providing discretionary portfolio management, financial planning, and consulting services. The firm employs a value-oriented, long-term investment approach combined with tactical and strategic asset allocation, offering both direct asset management and third-party sub-advisory programs.

Dirk Rabenold is a CFP® professional with 40 years of industry experience, currently serving as the sole advisor at Rabenold Advisors, Inc. He previously worked at Next Financial Group Inc for 18 years and has been with LPL Financial since 2025. Outside of his advisory work, he is an elected official on the Amherst Republican Committee. Rabenold Advisors, Inc. is an independent registered investment advisory firm based in Williamsville, NY, providing personalized investment advisory services.

Michael Aquino is a CFP® with eight years of industry experience and is currently with Western New York Financial Group, LLC, where he has worked since 2019. He previously worked at Lower River Wealth Management from 2012 to 2020. Western New York Financial Group serves individuals, corporations, and retirement plans with financial planning, portfolio management, and estate settlement services. The firm uses a proprietary investment model based on technical analysis and tailors portfolios to client objectives and risk tolerance, maintaining oversight even when delegating day-to-day management to third-party advisers.