Matthew Johnson is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He has been with McCollum Christoferson Group, LLC since 2022. His prior work includes roles at Office Max, Target, Canisius College, Tops Markets, and Pizza Hut. McCollum Christoferson Group provides discretionary investment management primarily to individual and high-net-worth clients, as well as pension plans, trusts, estates, charitable organizations, and businesses. The firm constructs customized portfolios focused on individual equities through fundamental and technical analysis and also incorporates ETFs and mutual funds, managing accounts on a discretionary basis with ongoing portfolio monitoring.

Daniel Webster is a financial advisor at Orchestral Financial Group Inc. in Amherst, NY, with four years of industry experience. He holds a Series 65 designation and has worked at Orchestral Financial Group since 2019. Webster also co-founded Environmentally Helpful Products LLC, an unrelated business venture established in 2007. Orchestral Financial Group provides financial planning and discretionary portfolio management primarily for individual investors, trusts, and estates, as well as advisory services for employer-sponsored benefit plans. The firm employs a top-down macroeconomic and firm-level fundamental analysis approach combined with technical analysis to construct diversified portfolios across multiple asset classes.

Jeffrey Cashmore is a financial advisor at Members Advisory Group, LLC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Members Advisory Group since 2010. Members Advisory Group provides wealth management services to individual and high net worth clients, focusing on ongoing financial planning and discretionary portfolio management. The firm’s investment approach uses fundamental analysis and offers tailored client relationships with periodic account reviews.

Connor Allan is a financial advisor with Members Advisory Group, LLC, holding Series 65 and Series 66 licenses and three years of industry experience. His prior work includes roles at Equitable Advisors and AXA Advisors. Outside of finance, he has been involved with Events at the Wurlitzer since 2019. Members Advisory Group provides wealth management services to individual and high net worth clients, offering financial planning and discretionary portfolio management based on fundamental analysis and tailored investment strategies. The firm manages approximately $443.2 million in client assets and serves over 900 clients across six offices.

Neil Farrell is a financial advisor at Farrell Financial with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Arbor Point Advisors and Securities America Inc. from 2014 to 2022. Farrell Financial offers fee-based investment advisory services and comprehensive financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy based on fundamental analysis, managing portfolios on a discretionary basis and serving both non-high-net-worth and high-net-worth clients.

Anna Pujolas is a financial advisor at Collins Advisors, LLC in Buffalo, NY, holding Series 65 and Series 66 licenses with 22 years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services and HSBC Bank USA. Collins Advisors provides investment advisory and retirement plan consulting services to individuals, trusts, pension and profit-sharing plans, and businesses. The firm combines multiple analytic methods and a wide range of investment instruments to deliver portfolio management and employer retirement plan consulting through a small team of two advisors managing approximately $176 million.

Mark Narby is a financial advisor with Western New York Financial Group, LLC in Buffalo, NY, holding Series 63, 65, and 66 licenses and possessing 27 years of industry experience. He previously worked at Next Financial Group Inc. for eight years and Cantella & CO., Inc. for one year. Outside of his advisory role, Narby acts as a broker for fixed annuities related to structured settlements and provides quotes for life, health, and long-term care insurance products. Western New York Financial Group serves individuals, corporations, and retirement plans with financial planning, portfolio management, and estate settlement services. The firm uses a proprietary investment model based on technical analysis, tailoring portfolios to clients’ objectives and risk tolerance while actively managing and rebalancing accounts.

Jeremy Hudson is a financial advisor with Hudson Capital Advisory, Inc. He holds a Series 65 designation and has four years of industry experience. Prior to his current role, he was with Miller, Gesko & Company Inc. and spent 27 years at Hudson Advisor Services, Inc. Outside of advising, he is involved with HOL Property Management and Vera Beta, Inc. Hudson Capital Advisory provides investment management, financial planning, and consulting services to individuals, including both high-net-worth and non-high-net-worth clients, as well as other registered investment advisers. The firm offers customized portfolio construction using fundamental, technical, and cyclical analysis, alongside proprietary strategies, and engages in active sub-advisory and co-advisory relationships with other SEC-registered advisers.

Scott Cashmore is a financial advisor with Members Advisory Group, LLC, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. He has been with Members Advisory Group since 2010. Members Advisory Group provides wealth management services to individual and high net worth clients, offering financial planning and discretionary portfolio management. The firm manages approximately $443.2 million in client assets across six offices and employs fundamental analysis with both long- and short-term investment strategies.

Chelsea Makowski is a CFP®-credentialed financial advisor with SENIOR Financial and Realty Assoc. in Orchard Park, NY, bringing four years of industry experience. She has been with SENIOR Financial and Realty Assoc. since 2017 and previously worked at Bryant & Stratton College and Gap Inc. SENIOR Financial and Tax Associates is a fee-only advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm emphasizes strategic asset allocation using primarily no-load and low-load mutual funds and ETFs, managing accounts mostly on a discretionary basis with regular reviews.

Ryan Collins is a financial advisor at Invictus Advisory Services with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Invictus since 2021. His prior experience includes roles at MML Investors Services and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, Collins is employed at Milestone Consulting, LLC, where he provides consulting services focused on settlement preservation, economic analysis, and protection of government benefits for attorneys and plaintiffs. Invictus Advisory Services offers discretionary portfolio management and financial planning primarily for individuals, trusts, charities, and estates, with a focus on clients receiving personal injury, wrongful death, or workers’ compensation settlements. The firm emphasizes tailored asset allocations, long-term market exposure, and coordination with legal professionals through affiliated settlement-planning and lien-resolution services.

George Harris is a CFP® with 33 years of experience in the financial advisory industry. He joined Bentham Wealth Advisors in 2024 after seven years at Lincoln Investment and prior roles at Legend Advisory Corporation and Legend Equities Corporation. Bentham Wealth Advisors serves individuals, families, and employer-sponsored benefit plans, managing around $110.1 million in discretionary assets across approximately 218 accounts. The firm’s investment approach focuses on goal- and risk-based asset allocation using low-cost funds, with periodic rebalancing and incorporation of technical and cyclical analysis.

Charles Hanny is a CFP® professional with 28 years of industry experience, currently serving at Emergent Wealth Advisors, LLC. His prior roles include positions at Leigh Baldwin and CO. and American Portfolios Financial Services, Inc., among others. Outside of his advisory work, he is involved with 7 Layton Inc., a multi-family rental property business. Emergent Wealth Advisors serves individual clients, trusts, estates, charitable organizations, and business entities by providing discretionary asset management, financial planning, and limited ERISA 3(21) fiduciary services. The firm customizes investment programs based on client goals and risk tolerance, utilizing both in-house and third-party managers.

Jonathan Lupo is a financial advisor with Fealty Group LLC in Niagara Falls, NY, holding Series 63 and Series 66 designations and bringing six years of industry experience. Prior to joining Fealty Group in 2023, he worked at M&T Bank, Equitable Advisors, Merrill Lynch, and also spent two years at Gigi's Cucina Povera. Fealty Group LLC provides discretionary portfolio management and financial planning primarily to individual clients, employing a combination of charting, cyclical, fundamental, and technical analysis to implement tailored long-term and short-term trading strategies. The firm manages a small client base with roughly $3 million in discretionary assets and includes crypto/digital asset exposure as part of its portfolios.

Shaun Laper is a financial advisor at Delaware Avenue Advisors Inc. with a Series 65 designation and experience in various roles including AML compliance and retail positions. He previously worked at AML RightSource, Bigger and Better Bakery, Best Buy, and Watson Bowman Acme. Delaware Avenue Advisors provides investment supervisory services and financial planning to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm uses a combination of active and passive strategies, guided by client-specific Investment Policy Statements and multiple analytical approaches, to manage approximately $27 million in discretionary assets.

Jeremy Wadsworth is a CFA® charterholder with five years of industry experience. He is currently affiliated with North Woods Wealth Management and previously worked at Landmark Wealth Management. Jeremy has been with North Woods Asset Management since 2017. North Woods Wealth Management provides discretionary investment management, retirement plan consulting, and participant account management to individuals, trusts, and retirement plans. The firm applies a “Three Filter” investment process combining passive and active strategies and manages portfolios across four archetypes, serving both high-net-worth and non-HNW clients.

Dawn Robinson is a financial advisor with Shield Wealth Advisors in Williamsville, NY, holding a Series 65 credential and nine years of industry experience. She has worked at Robinson Tax Service since 2017 and serves as president of WNY Safe Solutions Consulting, a security and safety consulting firm. Shield Wealth Advisors serves individual and high-net-worth clients by providing discretionary portfolio management, financial planning, and consulting services. The firm uses a value-oriented, long-term investment approach combined with tactical and strategic asset allocation, employing both direct asset management and third-party sub-advisors to tailor portfolios.

Robert Florian is a CFP®-credentialed financial advisor with Florian Financial Group LLC in Williamsville, NY, bringing 30 years with the firm and four years of industry experience. He is involved in a wellness app partnership called Well Fit Plus, which focuses on app functionality and marketing. Florian Financial Group LLC manages approximately $215 million for about 245 clients, including individuals, families, trusts, charitable organizations, and retirement plans. The firm offers discretionary portfolio management, written financial planning, and ERISA advisory services using tactical asset allocation and risk-managed strategies informed by third-party research.

Steven Witter is a CFP® professional with 19 years of industry experience. He is currently an advisor at Bentham Wealth Advisors, having previously worked at Lincoln Investment and Legend Equities Corporation. Outside of his advisory role, he owns Student Loan Steve, a student loan planning firm serving students, parents, and employers. Bentham Wealth Advisors serves individuals, families, and employer-sponsored benefit plans, managing $110.1 million in discretionary assets across 218 client accounts. The firm’s investment approach emphasizes goal- and risk-based asset allocation using Modern Portfolio Theory, low-cost funds, and periodic rebalancing, with additional use of technical and cyclical analysis.

Robert Werner is a CFP® and CFA® with 10 years of industry experience, currently serving as Managing Member and Chief Investment Officer at Winthrop Partners – EPA, LLC. He has been with Winthrop Partners and its affiliated entities since 2015. Mr. Werner is not engaged in any other business activities outside his roles at these firms. Winthrop Partners – EPA, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and corporations. The firm employs a top-down and bottom-up approach to asset allocation and stock selection, offering both discretionary and non-discretionary portfolio management tailored to client risk tolerance and goals.