Michael Brace is a Series 66-licensed advisor with Courier Capital, LLC, based in Buffalo, NY. He has worked at Courier Capital since 2016, accumulating five years of industry experience. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, retirement plan advisory, and access to alternative investments.

Marc Panaro is a financial advisor at Capital Analysts with 27 years of industry experience. He holds the CFP® certification along with Series 63, 65, and 66 licenses. His prior experience includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

William Gurney is a financial advisor at Courier Capital, LLC in Buffalo, NY, with 10 years of industry experience. He holds a Series 63 designation and has been with Courier Capital since 2016. Outside of his advisory role, he is a partner in two long-standing real estate entities formed in the early 1990s, although his involvement is limited. Courier Capital, LLC provides investment management, retirement plan services, financial planning, and investment consulting to individuals, institutions, and charitable organizations. The firm manages assets on a discretionary basis through diversified asset-allocation models and employs an Investment Committee to oversee manager selection and monitoring.

Jeffrey Kney is a CFP® with 24 years of industry experience. He is currently with Capital Analysts and has previously worked at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and in-house investment management.

John Scioli is a financial advisor with Capital Analysts, holding a Series 63 designation and over 31 years of industry experience. His prior work includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base that includes individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management through discretionary and non-discretionary approaches, leveraging an in-house Investment Management & Research team and third-party managers.

Ryan Hanlon is a financial advisor at Courier Capital, LLC with three years of industry experience. He holds a Series 65 designation and previously worked at M&T Bank and Essendant. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, retirement plan consulting, and access to alternative investments.

Jeffrey Ott is a financial advisor with Capital Analysts and holds a Series 66 designation. He has 17 years of industry experience, including roles at Lincoln Investment, Legend Advisory Corporation, Legend Equities Corporation, and Edward Jones. Ott has been with Lincoln Investment since 2017. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and in-house investment management.

Matthew Mullin is a CFP® professional with 11 years of industry experience. He is currently with Capital Analysts and has previously worked at Lincoln Investment and Legend Advisory Corporation. In addition to financial advising, Mullin is involved in Medicare and Medicaid insurance sales and prepares tax returns as an enrolled agent during tax season. Capital Analysts serves a broad client base including individuals, high-net-worth investors, trusts, foundations, and charitable organizations. The firm offers portfolio management and advisory services through both discretionary and non-discretionary approaches, supported by an in-house investment management team that employs a proprietary mutual fund screening process.

Jeffrey Kney is a financial advisor with Capital Analysts and holds a Series 63 designation. He has 39 years of industry experience, including roles at Lincoln Investment and Legend Advisory Corporation. Outside of his advisory work, he serves as a volunteer board member for the Orchard Park CSD Academy of Finance, where he advises students interested in business. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, and charitable organizations, offering portfolio management and retirement-plan advice through a network of independent advisors and firm-managed programs. The firm provides both discretionary and non-discretionary investment management using proprietary screening tools and maintains institutional relationships supporting a range of investment options.

Donald Tiburzi is a financial advisor with Capital Analysts in Getzville, NY, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. His prior roles include positions at Lincoln Investment since 2017, Legend Advisory Corporation from 2009 to 2019, and Legend Equities Corporation from 1994 to 2017. Outside of investment advising, he provides personal income tax preparation services. Capital Analysts serves retail and institutional clients, including high-net-worth individuals, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, access to third-party managers, and retirement plan advice through a network of independent advisors and an in-house investment management team that employs a proprietary mutual-fund screening process.

Jacob Denz is a financial advisor at Capital Analysts with eight years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Capital Analysts, he worked at Lincoln Investment and held roles at Riley St. Station and Sealing Devices LLC. Denz serves as the secretary of the Orchard Park Academy of Finance Advisory Board. Capital Analysts serves retail and institutional clients, including high-net-worth individuals, trusts, foundations, and charitable organizations. The firm provides portfolio management and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs, employing both discretionary and non-discretionary investment approaches.

Rebecca Westervelt is a financial advisor with Courier Capital, LLC, holding five years of industry experience. She previously worked at HNP Capital, LLC for six years and at Generation Capital, LLC for fourteen years. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans, employing an asset-allocation approach tailored to client profiles and overseen by an Investment Committee. The firm manages client assets on a discretionary basis, conducting structured due diligence on third-party managers and offering access to a range of investment vehicles including mutual funds, ETFs, individual securities, and alternative investments.

Duane Pusch is a financial advisor at Capital Analysts with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Lincoln Investment since 2017, following prior roles at Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory work, Pusch prepares personal income tax returns during tax season. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management through a combination of discretionary and non-discretionary strategies, utilizing a proprietary mutual-fund screening process and maintaining institutional relationships that support its various investment products.

Lawrence Whistler is a CFA® charterholder with four years of industry experience. He is currently with Courier Capital, LLC and previously worked at Nottingham Advisors for 18 years. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to a range of clients including high-net-worth individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages client assets on a discretionary basis using asset-allocation models, separately managed accounts, and model portfolios that may include mutual funds, ETFs, individual equities, fixed income, and alternative asset classes.

Stephen Fassel is a financial advisor with Courier Capital, LLC, based in Buffalo, NY, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has worked with several firms, including HNP Capital LLC, Five Star Bank, Northwest Bank, and LPL Financial. Fassel is also involved with specific insurance and investment-related activities through independent and affiliated entities. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm employs an asset-allocation approach with Investment Committee oversight and offers discretionary management, financial planning, and access to alternative investments while maintaining a structured due-diligence process for third-party managers.

Frank Pelosi Jr. is a financial advisor with Capital Analysts, holding a Series 63 designation and 36 years of industry experience. His prior work includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. He is also president of Pelosi Insurance Agency Inc., an independent insurance agency specializing in property and casualty insurance and income tax preparation. Capital Analysts serves retail and institutional clients, including high-net-worth individuals, trusts, and charitable organizations, offering portfolio management, custom and model portfolios, and retirement-plan advice. The firm delivers investment management through a combination of discretionary in-house management and non-discretionary advisory services, supported by proprietary mutual fund screening and institutional relationships.

Corey Malstrom is a CFP® professional with 22 years of experience in the financial industry. He is currently with Capital Analysts and has previously worked at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of his advisory work, he is involved in sales of Medicare Advantage and Medicare Supplement plans through various health insurance agencies. Capital Analysts serves a diverse client base including retail and institutional investors, trusts, foundations, and charitable organizations. The firm provides portfolio management, custom and model portfolios, and retirement-plan advice, employing both discretionary and non-discretionary investment approaches supported by an in-house research team and third-party managers.

Austin Willison is a Series 66-registered financial advisor with Capital Analysts in Getzville, NY, and has seven years of industry experience. He has worked at Lincoln Investment Planning, LLC since 2019. Prior to his advisory career, he held various roles including positions at Uber and Dave & Adam's Card World. Capital Analysts serves retail and institutional clients such as individual and high-net-worth investors, trusts, foundations, and businesses. The firm offers portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice, delivering investment management both on a discretionary basis through an in-house team and on a non-discretionary basis via advisors and third-party managers.

Mark Conomos is a CFP® with 42 years of industry experience, currently serving at Capital Analysts. His prior work includes roles at Lincoln Investment since 2017 and Legend Advisory Corporation from 2011 to 2019, as well as Legend Equities Corporation from 1984 to 2017. Capital Analysts serves retail and institutional clients such as individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, advisor-managed custom and model portfolios, and retirement-plan advice through a nationwide network, employing both discretionary and non-discretionary investment approaches supported by an in-house research team.

Jeredith Nolan is a financial advisor at Belpointe Asset Management LLC with 32 years of industry experience. She holds the Series 63 designation and has worked previously at Mass Mutual Investors Services, MassMutual Life Insurance, and MetLife Securities. Outside of her advisory role, she serves on the advisory board for the Clarence High School Academy of Business of Finance and is a member of the finance committee at Ss. Brigid Columba Church. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing a range of strategies from passive to tactical tailored to client objectives and risk tolerance.