Andrew Ward is a CFP® certificant with ten years of industry experience, currently serving as a financial advisor with LPL Financial in Canandaigua, NY. His prior experience includes roles at ESL Investment Services, ESL Federal Credit Union, American Portfolios Financial Services, Inc, and KeyBank. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with research-driven model portfolios.

Trevor Lacz is a financial advisor at LPL Financial with two years of industry experience. He holds Series 66 and Series 63 designations. His prior roles include positions at ESL Investment Services, ESL Federal Credit Union, and Jazz at Lincoln Center. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research from both in-house and third-party sources.

Mathew Hill is a financial advisor at Ameriprise with 24 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns a tax preparation business. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Leigh Blackiston is a financial advisor at Morgan Stanley with seven years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and its affiliated entities since 2019. Outside of finance, she has been involved with Ports Cafe since 2017. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct and corporate financial planning agreements.

Courtenay Catalfamo is a financial advisor at OSAIC with nine years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation for nine years. Outside of her advisory role, she is involved in consulting for Mary Kay Cosmetics. OSAIC serves a wide range of clients including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, using various tools and platforms to construct diversified portfolios tailored to client needs.

David Deraddo is a CFP® professional with 14 years of industry experience, currently affiliated with LPL Financial in Geneva, NY. He has been with LPL Financial and Lyons National Bank since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Jeffrey Humbert is a CFP® and holds a Series 66 license with eight years of industry experience. He has been with Cetera and Cetera Investment Services LLC since 2018 and also maintains an affiliation with Canandaigua National Bank & Trust, where he works as a wealth advisor. In this role, he profiles clients and collaborates with team members to determine the most suitable platform for client needs without making investment decisions or handling securities transactions. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary approaches across multiple program and custodial relationships.

Steven Patton is a financial advisor at Ameriprise with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2018, following seven years at JPMorgan Investment Management. Outside of his advisory work, Patton serves on the board of the Greater Rochester Amateur Athletic Federation. Ameriprise offers retirement-income planning services targeted to individuals approaching or in retirement, generally with at least $1 million in investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated entities, with a focus on delivering written, research-driven retirement income recommendations.

Jason Swartley is a financial advisor with OSAIC in Geneva, NY, holding Series 65 and Series 63 licenses and 14 years of industry experience. He has worked at several firms, including MML Investors Services, Mass Mutual Life Insurance Company, Hornor Townsend & Kent, and Securities America. Outside of advising, he serves as an elected committee member for the Seneca County Republican Party and is involved in insurance sales and fee-based financial planning. OSAIC serves a wide range of clients—from individuals to institutions—offering integrated brokerage and advisory services through a broad network of advisors. The firm employs various asset-allocation tools and third-party managers to construct diversified portfolios tailored to client risk tolerance and investment restrictions.

Timothy Mc Donald is a CFP® professional with 31 years of industry experience, currently serving at Charles Schwab since 2010. His work history includes roles at both Charles Schwab Bank, SSB and Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and an established alternative-investment program.

Sydney Charleton is a Series 66-licensed financial advisor at Osaic Wealth, Inc. with one year of industry experience. Prior to joining Osaic, Charleton worked at Lincoln Financial Advisors Corporation and held positions at BC Navigator Financial LLC and Gap Inc. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk tolerance assessments, and multiple investment platforms to construct portfolios that include a wide range of securities managed on discretionary or non-discretionary bases.

William Morris is a Financial Consultant at Fidelity Investments, where he has worked since 2011 in various roles. His current position involves collaborating with clients to understand their financial goals and assessing their progress towards these goals. He utilizes Fidelity's resources and his experience to develop financial plans aimed at maximizing clients' fulfillment throughout their lives. Prior to his current role, William has held positions including Retirement Solutions Representative, Central Relationship Manager, Investment Solutions Representative, Premium Relationship Associate, College Planning Specialist, and Securities Trader, all within Fidelity Investments. This progression reflects over a decade of experience in financial services, with a focus on investment and retirement planning. No specific information about William's educational background or personal interests has been provided.

John Mccarthy is a financial advisor at LPL Financial with 34 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Cadaret, Grant & Co., Inc. for 12 years. Mccarthy is also involved with Spero Financial Services, an affiliated business related to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and third-party research, while also providing insurance products and credit solutions.

Dale Anderson is a financial advisor at OSAIC with 40 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Securities America Advisors, Inc. and Anderson-Van Horne Associates Inc., where he serves as president overseeing insurance sales and service. Anderson is also vice president of Evolution Financial Advisors, Inc. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and corporate clients through an extensive network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct diversified portfolios managed on discretionary or non-discretionary bases.

John Summers is a financial advisor with LPL Financial in Victor, NY, holding a Series 63 designation and 39 years of industry experience. He has worked with LPL Financial since 2018 and previously held positions at Cetera Advisors LLC and Investors Capital Corporation. Summers has operated Summers Financial Services since 1987. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Daniel Cusato is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes roles at Lincoln Financial Advisors Corporation, ESL Investment Services, LPL Financial, and ESL Federal Credit Union. Outside of investment advisory, he is a licensed notary public and also acts as an insurance agent, offering disability, fixed and indexed annuities, long-term care, and life insurance products. OSAIC serves a diverse client base including retail, high-net-worth, institutional investors, and various organizations through a large network of advisors and multiple platforms. The firm provides integrated brokerage and advisory services, employing asset allocation tools and access to third-party managers to construct portfolios across a broad spectrum of investment types.

Tim Vangorder is a financial advisor with Primerica Advisors based in Canandaigua, NY, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has worked with PFS Investments, Inc. since 2006 and has been affiliated with Primerica Financial Services since 1999. Outside of advisory services, he is involved in the sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which serves individual and high-net-worth clients with model-delivery strategies and a select number of separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on model-based portfolio management rather than institutional pension or profit-sharing plan management.

Donald Rayburn Jr. is a Series 66-licensed financial advisor with Edward Jones in Geneva, NY, where he has worked since 2014, accumulating 11 years of industry experience. Outside of his advisory role, he owns and oversees Waters Edge Bed and Breakfast Resort and manages operations for North Shore Wellness Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, and offers affiliated mutual funds and a proprietary money market fund. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branch offices nationwide.

Stephen Murawski is a financial advisor with Thrivent Investment Management in Newark, NY, holding a Series 66 designation and three years of industry experience. He has been with Thrivent and its affiliates since 2022 and previously served in local government for 15 years. Outside of his advisory role, Murawski serves as an Associate Pastor and a member of the Board of Trustees at New Life Assembly of God in Lyons, NY. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, tax, estate, and special needs without implementing recommendations directly. The firm supports holistic, goal-based analyses and allows clients to combine planning with managed-account programs through a consolidated billing option.

Derek Brooks is a CFP® professional with 17 years of experience in the financial services industry. He has worked at Wells Fargo Advisors and its related entities since 2009. Outside of his advisory role, he is involved as a musician with The Lights Band, which creates and performs original music. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, utilizing proprietary research and tools, and supports clients with optional implementation through brokerage or advisory programs.