Raymond Prendergast is a financial advisor with TIAA-CREF in Morgantown, WV, holding a Series 66 designation and 24 years of industry experience. He has been with TIAA-CREF and its affiliated entities since 2016. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm also advises a donor-advised fund and operates within a vertically integrated structure using affiliated funds.

Michael Tetteris is a financial advisor at Janney Montgomery Scott with the Series 66 designation and four years of industry experience. Prior to joining Janney in 2021, he worked at Invacare Corporation and Philips Respironics. He is a member and Senior Warden of the Free and Accepted Masons of Pennsylvania Lodge #252 and serves on the financial panel of the Grand Lodge of Pennsylvania Free and Accepted Masons, providing volunteer financial consultations. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and multiple advisory programs with a combination of in-house and third-party portfolio management.

Nicolas Heywood is a financial advisor with TIAA-CREF, holding a Series 66 designation and bringing 17 years of industry experience. He has been with TIAA-CREF since 2012. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to the TIAA Donor Advised Fund.

Patricia Watson is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has been with Truist and its predecessor firms since 2013, including Bb&T Bank where she worked for 25 years. Outside of her advisory role, she serves on the boards of the Foundation of Monongalia General Hospital and WV Philanthropy, a nonprofit supporting grantmakers and charitable efforts in West Virginia. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and consulting, supported by AI-enabled equity research and a structured manager-selection program.

Wesley Liddle is a financial advisor with PNC Wealth Management in Morgantown, WV. He holds a Series 66 designation and has one year of industry experience. His prior work includes positions at PNC Bank and PNC Investments LLC, as well as experience at Socianet Media. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only online discretionary model account pilot available to PNC Bank employees. These programs employ approved model strategies managed by PNC or third-party strategists and use mutual funds and ETFs with annual rebalancing.

John Coleman is a financial advisor at Janney Montgomery Scott with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Janney Montgomery Scott since 2005. Outside of his advisory role, he is a 50% owner of Colebrook Chocolate Co., a chocolate manufacturing and retail business, and serves on several local boards, including Highlands Hospital, Fayette County Cultural Trust, and Fayette County Sports Hall of Fame. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, and advisory programs, combining in-house and third-party portfolio management across multiple platforms.

Angela Holdsworth is a financial advisor at Truist Advisory Services with nine years of industry experience. She holds a Series 66 designation and has held various roles within Truist and its predecessor firms since 2004. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, plan sponsor fiduciary support, and a manager-selection program that integrates discretionary and non-discretionary strategies through third-party manager relationships.

Angela Danko is a financial advisor at Janney Montgomery Scott with six years of industry experience. She holds the Series 66 designation and has been with Janney Montgomery Scott and its affiliated entities since 2018. Prior to her advisory career, she worked at Highlands Hospital for sixteen years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, providing brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Jason Junkin is a financial advisor with Fidelity Investments, holding a Series 66 designation and 12 years of industry experience. His prior roles include over a decade at TIAA and work with West Virginia University and Peaceful Glen LLC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of portfolios, including multi-manager and fund-of-funds structures, and incorporates AI and systematic methods in its investment process.

Mark Kovacs is a financial advisor at OSAIC with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at FSC Securities and Cambridge Investment Research Advisors. Kovacs also operates as an independent insurance agent offering fixed life insurance and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing sophisticated asset-allocation tools and a range of investment options across multiple platforms.

James Sawczyszyn is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 licenses and worked previously at Lincoln Financial Securities Corporation for 16 years. Outside of advisory work, he is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, research, and various investment strategies.

Scott Werdebaugh is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Securities America Advisors, Lincoln Financial Securities, and H. Beck, as well as operating Integrity Financial Planning since 2008. Outside of advising, he serves as a volunteer board member for Pace Enterprises and chairs the finance committee for Sky Harbour Condominium Apartments, Inc. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools and third-party platforms to construct and manage portfolios that may include a range of securities and investment strategies.

David Weigand is a financial advisor with LPL Financial in Morgantown, WV. He holds a Series 66 designation and began his advisory career at LPL Financial in 2025 following 15 years at TTEC. Outside of his advisory role, he serves as a soccer referee. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a range of clients including individuals, retirement plans, and institutions. The firm offers diverse financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from multiple sources.

Shelby Stilwell is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. She has eight years of industry experience, including prior roles at Cory Grandel and Waddell & Reed, Inc. Shelby’s background also includes work in insurance agencies and a county government position. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by research and model portfolios.

Kurt Skasik is a financial advisor at Edward Jones in Morgantown, WV, holding CFP® and Series 66 designations with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Melinda Warren is a financial advisor with Raymond James & Associates and holds a Series 66 designation. She has 24 years of industry experience and has worked at firms including Morgan Stanley and Z3Capital Partners. Warren has been with Raymond James & Associates since 2015 in various capacities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and advisory services with a range of portfolio management styles and affiliated research.

John Osborne is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 credential and has worked at Wells Fargo Advisors, Wells Fargo Clearing, and Mid State Industrial Mtn, among other roles. Since 2025, he has also been associated with Burke and Herbert Wealth Management. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research to support diversified investment strategies.

Thomas Frame is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Ameriprise from 2013 to 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and advanced technologies.

Heidi Gum is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2025, she worked at Fields Financial Services and held various roles including positions at Northwestern Mutual and Washington Health Systems. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Erin Iannone is a financial advisor with OSAIC, holding a Series 66 designation and one year of industry experience. Before joining Virtus Wealth Solutions in 2025, Erin worked for nine years at United Bank. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through multiple platforms, using various tools and third-party solutions to construct and manage portfolios across a wide range of asset classes.