Timothy Sepsi is a financial advisor with Osaic Wealth, Inc. holding Series 63 and Series 65 licenses and has 13 years of industry experience. He has worked at Osaic since 2023 and previously spent three years at Waddell & Reed, Inc. He is also a manager of Sepsico, LLC, a tax account, and serves on the board of Owl's Club, a social organization involved in maintaining community facilities. Osaic Wealth, Inc. serves retail and institutional clients through a broad network of advisers, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm utilizes asset-allocation tools and automated rebalancing to manage diversified portfolios with a range of investment options.

Mark Kovacs is a financial advisor at OSAIC with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at FSC Securities and Cambridge Investment Research Advisors. Kovacs also operates as an independent insurance agent offering fixed life insurance and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing sophisticated asset-allocation tools and a range of investment options across multiple platforms.

Scott Werdebaugh is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Securities America Advisors, Lincoln Financial Securities, and H. Beck, as well as operating Integrity Financial Planning since 2008. Outside of advising, he serves as a volunteer board member for Pace Enterprises and chairs the finance committee for Sky Harbour Condominium Apartments, Inc. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools and third-party platforms to construct and manage portfolios that may include a range of securities and investment strategies.

David Weigand is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he spent 15 years with TTEC. Outside of his advisory role, Weigand serves as a soccer referee in West Virginia. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning and investment solutions to individuals, retirement participants, institutions, and banks, utilizing various model portfolios, third-party subadvisors, and customized strategies.

Kurt Skasik is a financial advisor at Edward Jones in Morgantown, WV, holding CFP® and Series 66 designations with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Osborne is a financial advisor with LPL Financial in Morgantown, WV, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Truist Investment Services, and Edward Jones. He is currently associated with Burke and Herbert Wealth Management in addition to his work at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers, supported by a large network of investment adviser representatives.

Thomas Frame is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Saxony Capital Management, and Raymond James Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party management, and technology tools to support customized investment strategies.

Heidi Gum is a financial advisor with LPL Financial who holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at Fields Financial Services, Northwestern Mutual, and West Virginia University. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser offering financial planning, asset management, and retirement advice to individuals, institutions, and banks through a large network of investment adviser representatives.

Erin Iannone is a financial advisor with OSAIC, holding a Series 66 designation and one year of industry experience. Before joining Virtus Wealth Solutions in 2025, Erin worked for nine years at United Bank. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through multiple platforms, using various tools and third-party solutions to construct and manage portfolios across a wide range of asset classes.

Kristal Waybright is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. She has been with LPL Financial since 2014. Outside of her advisory role, she is involved with WendyWorld Campground LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a large network that serves individuals, retirement plans, banks, trust companies, and institutions. The firm provides a variety of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by advanced operational and research tools.

Tressa Wood is a CFP® with 12 years of industry experience, currently working at Osaic Wealth. Her background includes roles at Virtus Wealth Solutions, Commonwealth Financial Network, MassMutual, and First Command, among others. She is also involved in fixed insurance sales. Osaic Wealth serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and managed accounts supported by advanced asset-allocation tools and third-party money managers.

Venetia Abulaban is a financial advisor at Ameriprise with 40 years of industry experience, including 32 years at The Huntington Investment Company. She holds Series 63 and Series 65 credentials. Venetia’s spouse owns a fast food restaurant franchise and retail business in Morgantown, WV. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a retirement income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Tiffany Guittap is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 16 years of industry experience. Her prior roles include positions at OSAIC Institutions, Mid Penn Bank, and WesBanco Securities. She serves as chair of the Fayette Advisory Board at Penn State University and holds leadership roles in local high school sports booster organizations. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, with a multi-manager platform that includes affiliated and third-party managers, supporting discretionary and non-discretionary authorities across multiple program structures.

Kenneth Fultz is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He has worked at LPL Financial since 2008 and previously spent four years with Morgan Stanley and Morgan Stanley DW Inc. Outside of his advisory role, he is involved with Wendy World Campground LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Michael Oates is a financial advisor with Wells Fargo Advisors in Morgantown, WV, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. His career includes roles at Wells Fargo Clearing and Prudential Equity Group. He is a co-owner of a local professional building in Morgantown. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet a net-worth threshold, utilizing proprietary research and planning tools.

Brian Kurcaba is a financial advisor at Edward Jones in Morgantown, WV, holding CFP® and ChFC® credentials with 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Jeffrey Bailey is a financial advisor with Mass Mutual Investors Services who holds Series 63, 65, and 66 licenses and has 28 years of industry experience. He has worked with MassMutual and MetLife-affiliated firms since 1998. Outside of his financial services career, he owns businesses involved in property and casualty insurance as well as real estate. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annually structured financial planning engagements using firm-approved analytical tools and offers specialized programs including divorce and employer-sponsored planning.

Laura Howe is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Morgantown, WV. She previously worked for The Huntington Investment Company for 19 years before joining Ameriprise in 2026. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual advice focused on retirement income planning and tax-aware withdrawal strategies.

Charles Labritz is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2021. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, LLC. He is co-owner of Oates Labritz Wealth Management LLC, a wealth management practice based in Morgantown, WV. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services including retirement, education, risk, and wealth-transfer planning, supported by proprietary research and planning tools.

Jessica Hood is a financial advisor at Edward Jones with 11 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and pension plans. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, affiliated mutual funds, and overlay and tax-efficient services.