John Fiore is a CFP® with 32 years of industry experience. He has been with Janney Montgomery Scott since 1999, including a recent role starting in 2025. Outside of his advisory work, he manages a family farm property used primarily for recreation and occasional agricultural leasing, timber sales, and government conservation programs. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base offering brokerage, financial planning, consulting, and wrap/advisory programs, with investment advice delivered through a combination of in-house and third-party portfolio management.

Michael Fetterolf is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Bpu Investment Management Inc. for 19 years and LPL Financial, LLC for five years before joining Wealth Enhancement Group and its affiliated entities in 2020. Outside of his advisory role, he is involved with Crosshair Ventures LP, a family limited partnership. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment process that combines passive and active management with quantitative and fundamental research.

Tyler Handlan is a financial advisor with PNC Wealth Management in Mount Pleasant, PA, holding Series 63 and Series 65 licenses and five years of industry experience. His career includes roles at PNC Bank and Lincoln Financial Distributors. Outside of finance, he works as an umpire for Steel City Officials. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessments to manage portfolios with mutual funds and ETFs.

Chase Alcorn is a CFP® with seven years of industry experience. He is currently with Janney Montgomery Scott, where he has worked since 2021, following prior roles at LPL Financial and Hefren-Tillotson. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Bernard Lynch is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and bringing 42 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities. He is also a co-owner of PGH Benefits, LLC, an entity involved in insurance business activities. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment options, and provides operational, compliance, and practice-management support to affiliated advisors.

Melinda Vargulish is a financial advisor at Janney Montgomery Scott with 11 years of industry experience. She holds a Series 66 designation and has been with Janney Montgomery Scott since 2011. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, high-net-worth clients, families, trusts, estates, corporations, retirement plans, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Cole Fiore is a financial advisor at Janney Montgomery Scott in Ligonier, PA, holding a Series 66 credential. He joined Janney Montgomery Scott in 2025 and has prior experience at Civil and Environmental Consultants, Inc. and various other roles outside the financial industry. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and multiple advisory programs.

Mark Balsamo is a financial advisor with Planmember Securities Corporation, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been affiliated with Premier Financial Network since 2010 and Fortune Financial Services since 2005. Outside of advisory work, he is a general partner and 50% owner of a tax preparation and insurance business. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm utilizes a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

Robyn Lewis is a financial advisor at Key Investment Services LLC with three years of industry experience. She holds the Series 66 designation and previously worked at KeyBank and Huntington National Bank. Outside of her advisory role, she serves as Booster President for her daughter's high school basketball team, organizing fundraisers and coordinating team activities. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm utilizes a multi-provider model and integrates services with KeyCorp affiliates to support its range of advisory solutions.

Stephanie Morley is a financial advisor at &Partners with seven years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at Wells Fargo Clearing Services LLC, Citizens Securities, Inc., and Citizens Bank. She is based in Greensburg, PA. &Partners serves a diverse client base, including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement-plan services using both proprietary and third-party strategies, with a structured approach to ongoing account monitoring.

Melanie Buchan is a financial advisor with PNC Wealth Management in Ligonier, PA, holding Series 63 and Series 65 licenses and with 28 years of industry experience. She has been with PNC Investments since 2004. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only, discretionary model account available to PNC Bank employees. The program uses algorithm-driven risk assessments and implements investments via approved model strategies managed by PNC or third-party strategists.

Scott Miller is a financial advisor at PNC Wealth Management with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JP Morgan Chase Bank, J.P. Morgan Securities, United Planners' Financial Services of America, Varner Financial Group, and H. Beck, Inc. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the invitation-only Portfolio Solutions Strategist Digital Offering that uses algorithm-driven risk assessment and approved model strategies executed via mutual funds and ETFs.

Dominic Rosso is a CFP® professional with three years of experience currently affiliated with Private Advisor Group, LLC. He has worked at LPL Financial and Hoffman Wealth Management and previously held roles at Target Corporation and John Carroll University. In addition to his advisory role, Mr. Rosso provides tax advice and preparation services and holds an insurance license, offering insurance products on a commission basis separate from his investment advisory activities. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement plan consulting. The firm offers various managed account solutions and employs a fiduciary-based model that incorporates both proprietary and third-party strategies, utilizing multiple investment approaches and technology platforms.

Michael Reese is a financial advisor with Janney Montgomery Scott in Ligonier, PA, holding a Series 66 designation and 18 years of industry experience. He has been with Janney Montgomery Scott since 2014. Outside of his advisory role, Reese is involved with The Community Foundation of Westmoreland County as Vice Chair and a member of the Visionary Development Committee, and he coaches youth soccer with the Hempfield Area Soccer Club. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house portfolio management and third-party managers.

Jennifer Ritz is a financial advisor at Kestra Advisory with 11 years of industry experience. She holds a Series 66 designation and has been with Kestra Advisory since 2016. In addition to her advisory role, she serves as a registered sales assistant at Keystone Benefits Group, Inc., and is a board member of the YWCA, supporting its mission to eliminate racism, empower women, and promote peace and justice. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as plan design, fiduciary consulting, employee education, and advisor-managed accounts. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes large institutional investors and sovereign wealth funds.

Timothy Caldwell is an investment advisor representative at Kestra Advisory with 27 years of industry experience. He has worked at Kestra Advisory since 2016 and previously held roles at Kestra Investment Services and VOYA Financial Advisors. Outside of his advisory work, he is a partner in a real estate business, KBG Realty, LLC. Kestra Advisory Services provides investment advisory and retirement plan consulting to institutional and individual clients. The firm offers a range of services including plan design, fiduciary consulting, employee education, and recommends investments supported by due diligence, serving a broad mix of clients including large institutional investors.

Thomas Mc Aneny is a financial advisor at PNC Wealth Management with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including USAA Financial Planning, TD Ameritrade, and The Vanguard Group. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an online discretionary model account available to select employees. The firm uses algorithmic tools to recommend investment strategies implemented via mutual funds and ETFs, with portfolio management delegated to third-party strategists.

Nathan Poorbaugh is a financial advisor with Key Investment Services LLC in North Huntingdon, PA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked in multiple roles at Key Investment Services and KeyBank since 2016. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a large network of financial professionals. The firm emphasizes a multi-provider platform with a combination of discretionary and non-discretionary management, and it integrates services with KeyCorp affiliates across investment banking and municipal advisory sectors.

Shannon Spisak is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and bringing 16 years of industry experience. She has worked at Infinex Investments Inc. since 2015 and at First Commonwealth since 2011. Outside of advisory work, she is involved as a private lender to a local bar and restaurant in Greensburg, PA. OSAIC Institutions, INC. serves individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer model and emphasizing a decentralized approach to account management.

Richard Lubecki is a financial advisor at SPC with 34 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining SPC in 2018, he worked at Investment Professionals, Inc. for 12 years and has been involved with Evergreen Insurance, LLC since 2005. He serves on the Board of Directors for the Richard A. Schaeffer Memorial Fund, which supports students and post-doctoral fellows in mass spectrometry and youth scouting activities. SPC serves a diverse client base including individual investors, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisers and offers both discretionary and nondiscretionary investment management options.