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Clifford C

Series 63, Series 65

Altoona, PA

OSAIC

Clifford Cashman is a financial advisor at OSAIC with 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Everbank, Securities America, and founded The Cashman Financial Group Inc., where he serves as CEO. Cashman is also involved as a board member with GBU Financial Life and leads Coach4Retirees Inc., a retirement services marketing firm. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, utilizing asset-allocation tools and access to third-party money managers across multiple platforms.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Michael W

Series 63, Series 65

Altoona, PA

LPL Financial

Michael Webb is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at M&T Securities, Infinex Investments, Inc., and First Commonwealth Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

College savings (529s, UTMA, etc.)
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Timothy M

Series 66

Altoona, PA

Cetera

Timothy Melbinger is a financial professional with one year of experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at Cetera and VIP Financial Matters, LLC since 2025. Outside of finance, he has been teaching piano lessons since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Brian H

Series 66

Altoona, PA

Raymond James Financial

Brian Hall is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial and affiliated entities since 2007. Hall serves as Treasurer and board member for the nonprofit Arc of Blair County. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports its clients through a broad network of advisors and advisory programs.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Nicholas S

CFA®, Series 63

Altoona, PA

Cambridge Investment Research Advisors

Nicholas Sefchok is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2022. His prior experience includes roles at Pensionmark Financial Group and JJAN Financial. Outside of his advisory work, he is involved with multiple business ventures, including ownership of a wealth advisory firm and investment in a startup educational business. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals utilizing a range of portfolio management strategies and platform options.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Andrew B

Series 63, Series 65

Altoona, PA

Cetera

Andrew Boyd is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 13 years of industry experience. He has worked at Cetera Wealth Services since 2019 and previously at Willis Towers Watson and Summit Financial Group. Outside of his advisory role, Boyd serves as treasurer for Ligonier Church of the Brethren, managing the church’s finances and bookkeeping. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and features a multi-manager platform with access to various investment strategies and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Robert D

Series 63, Series 65

Altoona, PA

LPL Financial

Robert Donlan is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Cadaret, Grant & Co., Inc., among other firms. Donlan is involved in several insurance-related business activities through entities including Allan Hancock Agency, Inc. and Hancock Capital Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by both discretionary and non-discretionary management and research from multiple sources.

College savings (529s, UTMA, etc.)
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Robert H

Series 63, Series 65

Smithmill, PA

OSAIC

Robert Hawkins is a financial advisor at Osaic Wealth, Inc. with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Investacorp Advisory Services. Hawkins is a member and owner of Hawk Financial Group LLC, a financial services business, though he is not currently engaged in advisory activities through that entity. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to manage diversified portfolios on both discretionary and non-discretionary bases.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Dana H

Series 66

Altoona, PA

Edward Jones

Dana Harris is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, Dana worked in healthcare-related roles at UPMC Altoona Regional Health Services Inc and Nemours Children's Hospital. Dana is a Woman of Impact Nominee involved with the American Heart Association, participating in fundraising efforts through their online donation portal. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and affiliated investment options. The firm manages approximately $1.01 trillion in assets and operates through a large nationwide network of financial advisors and branch offices.

Multi-generational wealth transfer General retirement planning Doctor or Medical Professional Women Professionals Women's Finance Widow/Widower Religious/faith focused
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Gerald R

ChFC®, Series 63, Series 65

Altoona, PA

Cambridge Investment Research Advisors

Gerald Rose is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and 65 licenses. He has 35 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc. and CUSO Financial Services, Lp. Rose serves as president of the Westwood Water Company and is a committee member and volunteer at St. Therese Church in Altoona, PA. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a wide range of clients, including individuals, pension plans, and charitable organizations. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, offering both proprietary and third-party investment strategies tailored to client objectives.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Matthew S

Series 66

Altoona, PA

LPL Enterprise

Matthew Schultz is a Series 66-credentialed financial advisor with seven years of industry experience. He is currently with LPL Enterprise and has previously worked at The Prudential Insurance Company of America, Pruco Securities, LLC, and Wells Fargo Advisors and Clearing. Earlier in his career, Schultz held roles at Clarion University of Pennsylvania and its Recreational Center. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, and brokerage services through a platform that integrates advisor programs with insurance and lending products.

General retirement planning Tax-loss harvesting Self-Employed Founder/Business Owner
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Adam F

Series 63, Series 66

Altoona, PA

LPL Financial

Adam Fogle is a financial advisor with LPL Financial in Altoona, PA, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at NEXT Financial, Doordash, Inc., and Lowe's, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research to support both discretionary and non-discretionary management.

College savings (529s, UTMA, etc.)
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Barry T

Series 66

Ebensburg, PA

LPL Financial

Barry Thomas is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2001. His other business activities include involvement with non-variable insurance and long-term care insurance through related agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

College savings (529s, UTMA, etc.)
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Brian K

Series 63, Series 65

Altoona, PA

Primerica Advisors

Brian Kelly is a financial advisor with Primerica Advisors in Altoona, PA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Primerica Advisors since 2015 and has prior experience with Pennsylvania Grain Processing, LLC. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and implements models via BNY Mellon Advisors, offering a tiered wrap fee structure and maintaining oversight of its investment offerings.

ESG / Sustainable investing Tax-loss harvesting Income planning
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Gene W

Series 63, Series 65

Houtzdale, PA

OSAIC

Gene Wardo is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Securities America Advisors, Investacorp, LPL, and Invest Financial Corporation, as well as operating his own firm, Wardo Financial Services Inc., since 1997. Outside of finance, he is the owner of Big Rock Swing And Ping, an automated golf driving range, and B&G Trees, a tree service business, and serves on the board of Moshannon Valley Partnership, which assists businesses relocating to or expanding in the region. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy programs.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Stephen P

Series 63

Altoona, PA

LPL Financial

Stephen Perove is a financial advisor at LPL Financial with 46 years of industry experience. He has worked at LPL Financial since 2025 and previously spent over 30 years at Cadaret, Grant & Co., Inc. He has operated Perove Wealth Management since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

College savings (529s, UTMA, etc.)
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Colin W

CFP®, Series 63, Series 66

Altoona, PA

Raymond James Financial

Colin Wetzel is a Certified Financial Planner (CFP®) at Raymond James Financial with 14 years of industry experience. He has worked at Raymond James since 2021 and previously held roles at Morgan Stanley and Stifel Nicolaus. Outside of his advisory work, Wetzel is also an associate at King Financial Partners in State College, PA, where he provides Certified Financial Planner services. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm provides non-discretionary planning tailored to client goals, utilizing advanced analytical tools, and supports advisory programs alongside institutional consulting and portfolio management.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Brittany M

Series 63, Series 66

Altoona, PA

LPL Financial

Brittany Madden is a financial advisor with LPL Financial in Altoona, PA, holding Series 63 and Series 66 licenses and 18 years of industry experience. She previously worked at NEXT Financial Group, Inc. for 18 years before joining LPL Financial in 2025. In addition to her advisory role, Madden is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, employing various investment strategies supported by internal research and third-party subadvisors.

College savings (529s, UTMA, etc.)
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Edward M

Series 66

Ebensburg, PA

LPL Financial

Edward Maruca is a financial advisor with LPL Financial in Ebensburg, PA, holding a Series 66 designation and five years of industry experience. His prior roles include four years at Duff & Phelps, LLC and managing Foster Financial DBA Maruca Group since 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of advisers.

College savings (529s, UTMA, etc.)
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Michael T

Series 66

Ebensburg, PA

LPL Financial

Michael Tatarko Jr. is a Series 66 licensed financial advisor with over 13 years of industry experience. He is currently with LPL Financial and has also been associated with Allegheny Investments since 2014. In addition to his advisory work, Tatarko is a licensed attorney practicing with Scanlon & Wojton, LLC in Pittsburgh. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and utilizes research from multiple sources to support diversified investment strategies.

College savings (529s, UTMA, etc.)
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