Clark Frese is a financial advisor with Asset Strategy Retirement Plan Consultants, LLC, holding 22 years of industry experience. He has been with Asset Strategy Retirement Plan Consultants and affiliated firms since 2006. In addition to his advisory role, he is a licensed insurance agent and occasionally offers related products and advice to clients. Asset Strategy Retirement Plan Consultants serves individual and high-net-worth clients as well as pension and profit-sharing plans, focusing on ERISA retirement plan consulting. The firm emphasizes long-term, buy-and-hold investment strategies with asset allocation across mutual funds, ETFs, and fixed income, primarily providing non-discretionary plan-level services.

Marc Smith is a financial advisor at Oars Capital with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Red Wave Investments and operated his own firm, Marc Smith Investments. Oars Capital serves individual and family clients with discretionary investment portfolio management and integrated financial planning. The firm manages approximately $360 million in assets, employing ETF-based asset allocation and tactical value-oriented security selection strategies within a total-portfolio framework.

Glenn McKenzie is a financial advisor with Mighty Oak Strong America Investment Company, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Oakmont Capital Management and operating his own advisory practice. Outside of advisory work, he serves as a management consultant for DeMuth & Kaufman Professional Management Consultants. Mighty Oak Strong America Investment Company serves a range of clients including individuals, retirement plans, trusts, and charitable organizations, offering discretionary investment management and financial planning. The firm employs fundamental analysis with a focus on long-term positions in mutual funds and ETFs, while also utilizing active strategies and access to institutional asset-class funds.

David Borowsky is a financial advisor at Invariant Investment Management with 14 years of industry experience. He holds a Series 65 designation and has held roles at Anthem Capital Management, Invariant Real Estate II and III, AB Grandview, and Invariant Tax Services. Borowsky is also involved in business consulting through Zurich Partners LLC and serves as managing member of AB Grandview, a real estate investment company. Invariant Investment Management serves individuals, trusts, estates, business entities, charitable organizations, and retirement plans, providing portfolio management, financial planning, subadvisory, and platform consulting services. The firm uses a diversified investment approach combining fundamental, technical, and cyclical analysis alongside modern portfolio theory.

Ryan Althoff is a CFP® professional with five years of industry experience, currently serving at LifeGuide Financial Advisors, LLC since 2021. Prior to joining LifeGuide, he worked at Select Asset Management & Trust, LLC and has experience in education and other industries. LifeGuide Financial Advisors is an SEC-registered firm managing approximately $563 million for about 766 clients, offering services to individuals, trusts, estates, businesses, and charitable organizations. The firm employs a long-term, strategic asset allocation approach, using primarily low-cost mutual funds and ETFs, and provides a range of financial planning and wealth management programs through a 17-advisor team.

Martin Leonard is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 21 years of industry experience. He is currently with IFS Group and has previously worked at LPL Financial LLC and Investacorp Advisory Services. Outside of advisory work, he is an author associated with Triton, Inc. IFS Group advises individuals, corporations, and retirement plan sponsors, providing discretionary portfolio management, financial planning, and pension consulting. The firm employs a client-focused approach with diverse investment options and portfolio oversight through an internal investment committee and multiple LPL-sponsored platforms.

Heather Rivas is a CFP® and Series 65-licensed advisor with River Wealth Advisors LLC, where she has worked for four years. She has a total of 11 years of industry experience, including seven years at PSECU prior to joining River Wealth Advisors. River Wealth Advisors offers discretionary and non-discretionary asset management, financial planning, investment consulting, and retirement-plan services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and plan sponsors. The firm uses a fundamentally oriented, customized investment approach and conducts regular portfolio monitoring and formal reviews.

Stephen Bruce is a CFP® and Series 65 credentialed advisor at LifeGuide Financial Advisors, LLC with two years of industry experience. His prior work includes roles at Grace Church and Parable Communications, among others. LifeGuide Financial Advisors serves individuals, trusts, estates, businesses, and charitable organizations with a range of financial planning and wealth management services, managing approximately $563 million for about 766 clients through a 17-advisor team. The firm employs a long-term, strategic asset allocation approach using in-house model portfolios composed mainly of low-cost mutual funds and ETFs, offering discretionary management with dynamic rebalancing and a client account bucket strategy.

Jennifer Collins is a CFP® with 20 years of industry experience and is currently with River Wealth Advisors LLC in Camp Hill, PA. She has been with the firm since 2015. River Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, investment consulting, and retirement plan services to a range of clients including individuals, trusts, estates, charitable organizations, and businesses. The firm employs a fundamental, client-specific investment process tailored to risk tolerance, time horizon, and liquidity needs, and manages certain strategies through proprietary model portfolios.

David Marrazzo is a financial advisor with Guardian Asset Advisors, LLC in Mechanicsburg, PA, holding Series 63 and Series 66 licenses and with 38 years of industry experience. He has been with Guardian Asset Advisors since 2007 and previously worked at National Planning Corporation and Securities America Inc. Marrazzo is also involved in community and religious activities, serving as Chairman of the Cursillo Committee and as a member of the Diocesan Pastoral Council. Additionally, he operates a tax preparation service and is engaged in insurance sales. Guardian Asset Advisors, LLC serves individuals, trusts, estates, and business entities, managing approximately $278 million in assets for about 1,196 clients through a team of eight advisors. The firm provides asset management, financial planning, retirement plan consulting, and access to third-party money managers, emphasizing fiduciary duty and diversified, asset-allocation-driven portfolios.

Benjamin Dum is a Certified Financial Planner® with 29 years of experience in the financial services industry. He is currently with River Wealth Advisors LLC, where he has worked since 2022, following eight years at TIAA-CREF Individual & Institutional Services, LLC. Benjamin serves on the Finance Committee for the Partnership for Better Health, contributing to the oversight of the organization’s budgeting, regulatory compliance, and investment management. River Wealth Advisors provides asset management, financial planning, investment consulting, and retirement plan services to individuals, trusts, estates, charitable organizations, and businesses. The firm employs a fundamental, client-specific investment approach tailored to risk tolerance, time horizon, and liquidity needs, utilizing proprietary model portfolios and a range of investment vehicles.

Joseph Krichten is a financial advisor with IFS Group in Mechanicsburg, PA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with IFS Group and affiliated entities since 2002. In addition to his advisory role, he is an independent insurance agent specializing in non-variable insurance. IFS Group is a team of six advisors managing approximately $210 million for individuals, corporations, and municipal plans. The firm provides discretionary portfolio management, financial planning, and pension consulting, using a range of analytical approaches and maintaining model portfolios through LPL Financial’s platforms.

Andrew Otto is a CFP® with 16 years of industry experience, currently serving with Boden Wealth as Director of Trust and Fiduciary Services. His prior roles include tenure at Kestra Advisory Services and BNY Mellon Wealth Management, among others. Otto is active in his community, holding board positions with New Hope Ministries and the Estate Planning Council of Central Pennsylvania, and he also serves as an expert witness in matters related to investment standards of professional conduct. Boden Wealth provides personalized financial planning, business exit consulting, and both discretionary and non-discretionary investment management to individuals, families, and various entities. The firm customizes portfolio recommendations to clients’ circumstances and employs a long-term investment approach with flexibility for shorter-term trades when appropriate.

Brien Lasse is a CFP® and holds a Series 66 license, with 19 years of experience in the financial services industry. He has worked at Lifeguide Financial Advisors, LLC since 2020, following prior roles at Raymond James Financial Services and Union Savings Bank. Lifeguide Financial Advisors is an SEC-registered firm serving individuals, trusts, estates, businesses, and charitable organizations. The firm manages approximately $563 million for about 766 clients through a 17-person advisory team, employing a primarily long-term, strategic asset allocation approach using low-cost mutual funds and ETFs, with discretionary management and periodic rebalancing.

Joseph Perretta is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at firms including Raymond James Financial Services and Fulton Bank, and currently provides investment advisory services through IFS Group LLC. Outside of his advisory role, he serves as a wrestling coach at Trinity High School. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports its advisors with in-house research and a broad range of investment solutions, combining large-scale advisory operations with non-advisory product offerings.

Jesse Robinson is a financial advisor at River Wealth Advisors LLC in Camp Hill, PA, holding a Series 65 designation with four years of industry experience. Prior to joining River Wealth Advisors in 2020, he worked at JMT and was involved with United Cerebral Palsy. River Wealth Advisors offers discretionary and non-discretionary asset management, financial planning, and retirement-plan services to a range of clients including individuals, trusts, charitable organizations, and businesses. The firm employs a fundamentally oriented, customized investment approach and conducts ongoing portfolio monitoring with quarterly reviews.

Bradford Houchins is a CFP® with 25 years of industry experience, currently serving as an advisor at River Wealth Advisors LLC since 2024. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC for a combined nine years. River Wealth Advisors provides asset management, financial planning, investment consulting, and retirement plan services to individuals, trusts, estates, charitable organizations, and businesses. The firm employs a fundamental, client-specific investment approach tailored to risk tolerance, time horizon, and liquidity needs.

Jason Giordano is a financial advisor at Guardian Asset Advisors, LLC with 28 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Securities America Inc. and National Planning Corporation. Outside his advisory role, Giordano supports CPAs and business owners through Sentinel Integrated Planning, providing consulting services to enhance business planning and client service. Guardian Asset Advisors, LLC manages approximately $278 million in assets for individuals, trusts, estates, and business entities. The firm employs a team-based approach, emphasizing fiduciary duty and diversified, asset-allocation-driven portfolios with ongoing account supervision.

Tressia Marino is a financial advisor at Boden Wealth with 12 years of industry experience. She holds a Series 66 designation and previously worked at Kestra Advisory Services, LPL Financial, and Morgan Stanley. Marino serves on the Board of Directors and as Vice Chair of the Investment Committee for Choices Healthcare. Boden Wealth provides personalized financial planning, business exit consulting, and investment management to individuals, families, and various entities. The firm tailors portfolio recommendations based on clients’ financial situations and risk profiles, utilizing a long-term investment approach while allowing shorter-term trading when appropriate.

Mark Loomis is a financial advisor at River Wealth Advisors LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with River Wealth Advisors since 2016. River Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, investment consulting, and retirement-plan services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and plan sponsors. The firm employs a fundamentally oriented, customized investment approach and conducts ongoing portfolio monitoring with formal quarterly reviews.