Rebekah Crouse is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 2006 and holds Series 7 and 66 FINRA registrations, as well as life and health and long-term care insurance licenses. Rebekah is a qualified Portfolio Advisor who provides clients with investment guidance, including recommending individual or combined strategies, funds, or portfolios from Merrill or approved third-party managers. She specializes in a customized financial experience tailored to clients' unique goals and risk tolerance. Her areas of focus include college education planning, divorce transition planning, equity compensation services, legacy planning, LGBT wealth planning, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, and retirement income. Rebekah works closely with individuals, families, and business owners to help them shape their financial plans in alignment with their lifestyle choices. Rebekah earned a bachelor's degree in business administration and finance from Shippensburg University of Pennsylvania. She also holds the Personal Investment Advisor (PIA) professional designation. Outside of her professional role, she is involved with Shalom Christian Academy. Rebekah enjoys cooking, reading, running, soccer, and spending time with her family.

Gary Guell is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has previously worked at Pruco Securities, LLC for 23 years and has maintained a long-term association with Prudential Insurance Company of America since 1991. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines adviser programs with insurance and lending products.

Larry Wright is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera since 2004. Outside of his advisory role, he works as a truck driver for Well Span Health. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting discretionary and non-discretionary strategies across diverse program structures.

Daniel Baer is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cetera since 2017. He also serves as a board member of the Greater Chambersburg Chamber Foundation, which focuses on charitable and educational purposes, and is involved in trust and estate administration for ACNB Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, supporting various program structures and custodial relationships.

Matthew Berger is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has been with Cetera and its related entities since 2013. Outside of his advisory role, Berger serves as vice president of a community outreach organization, maintains a community center, and is a board member for the Waynesboro Country Club and the Antietam Humane Society. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, retirement services, and access to third-party money managers.

John Heeter is a CFP® and holds a Series 66 license, with eight years of industry experience. He has worked at Edward Jones since 2018 and previously served six years in the US Navy. Edward Jones is a full-service wealth management firm serving a broad client base that includes individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Benjamin Lefever is a financial advisor with Cetera, holding a Series 66 credential and over 20 years of industry experience. He has worked at Cetera and its affiliated entities since 2013 and has been associated with Orrstown Bank since 2006. Outside of his advisory role, Lefever serves as a committee member for the Edwin D Martin & Judith M Martin Private Foundation and holds board positions with the Cumberland Valley School of Music and Mercy House of Chambersburg. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through multiple program platforms and a multi-manager approach.

Robert Allison is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Outside of advisory services, he has been involved in sales of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm’s approach includes curating third-party asset managers and using a tiered wrap fee structure.

Shaun Basalik is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory role, he has been associated with Vector Marketing in a commission-based capacity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Brian Barrows is a CFP®-certified financial advisor with three years of industry experience, currently affiliated with Cetera. He has held roles at multiple firms, including Barrows Trostle Advisors and Avantax Advisory Services. Outside of advising, he is involved in client service management focused on accounting and tax preparation. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Michael Skubon is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial since 2001. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Megan Stickell is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Helen Taormina is a financial advisor with Raymond James & Associates in Chambersburg, PA, holding a Series 66 license and 10 years of industry experience. She previously worked at Merrill from 2015 to 2023 before joining Raymond James in 2023. Outside of her advisory role, she is a co-owner of an LLC with her husband, although she does not have direct management responsibilities. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and advisory services with a range of portfolio management strategies.

Alfred Smith is a Senior Resident Director and Wealth Management Advisor at Merrill, where he provides personalized wealth management strategies tailored to clients' individual financial goals. He leverages access to Merrill’s investment insights and Bank of America’s banking and lending solutions to create flexible strategies that adapt to changing market conditions. With a focus on managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income, Alfred employs a rational, goals-based approach to help clients manage risk and pursue long-term financial objectives. With over twenty years of experience navigating diverse economic and market environments, Alfred offers guidance to individuals, families, and businesses seeking to secure their financial futures. He holds the Certified Financial Planner (CFP®) and Personal Investment Advisor (PIA) designations, reflecting his commitment to professional standards and ongoing education. Alfred is a graduate of Tulane University and also holds a high school diploma from Montclair High School. Outside of his professional role, Alfred is active in community service, upholding Merrill’s tradition of local engagement. He enjoys cooking, golfing, running marathons, and playing tennis. When not working with clients, he spends time with his family, including his wife and two daughters, as well as pursuing yardwork and reading history.

Darrien Uglow is a financial advisor at Cetera with a Series 66 designation and no prior industry experience. He has been affiliated with Cetera and Cetera Investment Services LLC since 2025 and 2026, respectively, and has a background working at F&M Trust Co. and in the hospitality industry. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies and third-party managers.

Phyllis Nye is a CFP® professional with 34 years of industry experience, currently serving at Cetera. Her career includes long-term roles at Orrstown Bank and Cetera Wealth Services, LLC. She is involved in community and nonprofit activities such as serving on the finance committee at Our Lady of the Visitation church, acting as vice president of the Summit Health Foundation Board, and participating on the Cumberland County Land Preservation board. Nye also holds leadership roles in local businesses, including vice president of H & H Chevrolet and Cadillac. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and advisory services, operating a multi-manager platform that allows advisors to implement model portfolios or bespoke strategies with discretionary and non-discretionary authorities.

Christopher Redos is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 30 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory work, he is president and sole owner of Windy Meadows Holdings, LLC, which is involved in the sale of cattle, hay, eggs, and wholesale frozen food, and he is also active as a musician in a local band. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Jarred Knott is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 12 years of industry experience. He has worked with Cetera since 2014 and is also a member of the Waynesboro Borough Council. Knott is involved in nonprofit activities, serving as president and treasurer of Mainstreet Waynesboro and participating on the Leadership Franklin County Steering Committee. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

John Reinert is a financial advisor with Edward Jones in Chambersburg, PA, holding CFP®, ChFC®, and Series 63 designations and having 35 years of industry experience. He has been with Edward Jones since 1990. Outside of his advisory work, he serves as president of a condominium association managing building operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs and investment options supported by a large network of advisors and branch offices nationwide.

Darren Grove is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 1997 and focuses on delivering personalized attention and disciplined, customized investment strategies to high-net-worth individuals and families. His expertise encompasses areas such as education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. Darren holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) credentials. He earned a Bachelor of Science degree in Business Administration with a major in Finance from Shippensburg University, Pennsylvania. Throughout his career, he has been involved in various community and professional roles, including membership in the Chambersburg Exchange Club, service at the Presbyterian Church of Falling Spring, and participation on the Shippensburg University Finance Advisory Council. Outside of his professional life, Darren enjoys biking, running, swimming, and music. He also spends time with his family, actively supporting his two daughters’ school and extracurricular activities.