John Molinaro is a financial advisor at OSAIC with 44 years of industry experience. He holds the Series 63 designation and previously worked at Securities America Advisors, Inc. and Securities America, Inc. for over two decades. He is also the owner of MoneyWise, Inc., where he sells and services insurance and fixed annuity contracts. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage, investment advisory, and financial planning services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation and portfolio-construction tools and provides access to third-party money managers and wrap programs.

Brendan Mutchler is a financial advisor with Ameriprise in Montoursville, PA, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2020 and previously worked at Liberty Mountain from 2015 to 2019. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations primarily for assets held in Ameriprise-managed accounts.

Melissa Dayhoff Bratton is a financial advisor with Edward Jones in Selinsgrove, PA, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She previously worked with M&T Securities and M&T Bank from 2003 to 2020. Outside of her advisory role, she owns and operates Cluckin & Truckin Farm, a homestead farm in Sunbury, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Betsy Guffey is a Series 66-licensed financial advisor with 14 years of industry experience. She is currently with Cetera and has prior experience at Lincoln Investment Planning, Inc. and Mifflinburg Bank & Trust Co. Betsy serves as treasurer for the Susquehanna Valley Spinners and Weavers Guild. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services with multiple program structures and access to third-party managers.

Alexander Hoppes is a financial advisor with Cetera, holding Series 63 and Series 66 designations and four years of industry experience. His career includes roles at Cetera Investment Services LLC, The Northumberland National Bank, and Fulton Bank. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals across wealth levels, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with more than 10,000 advisors and over $256 billion in assets under management.

Mary Jansen is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 29 years of industry experience. She has worked with Mass Mutual Investors Services since 2017 and has been affiliated with Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Company since 1996. Outside of her advisory work, she owns a rental real estate business in Shavertown, Pennsylvania. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships using firm-approved analytical tools.

Terra Decker is a financial advisor at Edward Jones in Selinsgrove, PA, with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Kish Bank for 17 years before joining Edward Jones in 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Brenda Blakeney is a financial advisor with Primerica Advisors in Milton, PA, holding Series 65 and Series 63 licenses and bringing 20 years of industry experience. She has worked with Primerica Advisors since 2006 and Primerica Financial Services since 2003. Prior to her financial career, she was employed by the Federal Bureau of Prisons for 25 years. Outside of advising, she is involved in sales of home-related products and loan services through affiliated Primerica companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and uses model-driven investment strategies managed by third-party asset managers.

Michael Johnson is a Series 66-credentialed financial advisor with 17 years of industry experience. He has worked at Edward Jones since 2022 and previously held roles at Cetera Investments Advisers LLC, Cetera Investment Services LLC, and First National Bank of Pennsylvania. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Shrom is a financial advisor at OSAIC with 44 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for FSC Securities Corporation for 29 years. In addition to his advisory role, he owns a sole proprietorship involved in life insurance and variable annuity sales. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services with a focus on diversified portfolios managed using firm-provided asset-allocation tools and risk-tolerance assessments.

Stephen Engle is a financial advisor with Cetera who holds the Series 63 and Series 65 designations and has 35 years of industry experience. He has worked at Cetera since 2025 and previously spent over three decades with Purdy Insurance Agency, where he remains active as an insurance agent specializing in life, health, and fixed annuities. Engle also serves as an elected board member of the Community Giving Foundation in Sunbury, PA. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Sheri Marshall is a financial advisor at Edward Jones in Selinsgrove, PA, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2019, she worked at Arthrex Inc and Novus Surgical. Outside of her advisory role, she is the managing partner of Oleve Solutions LLC, a company formed to purchase real estate and consolidate rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of investment strategies, including discretionary and non-discretionary solutions, and provides affiliated mutual funds, tax-efficient services, and a securities-based lending option.

Charles Straub is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2011. He has 14 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets, supported by a large network of advisors and branch offices nationwide.

Philip Leiby is a financial advisor at Edward Jones with 10 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Charles Schwab & Co., Inc. for 13 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Alexander Worhacz is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with M&T Securities since 2012 and M&T Bank since 2011 alongside his current role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Charles Schlegel III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Outside of advisory work, he is an independent insurance agent specializing in various insurance products. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment strategies and advisory services through a nationwide network of over 10,000 advisors.

Michael Camacho is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including M&T Securities, Valic Financial Advisors, Cetera Advisors LLC, and Quick & Reilly, Inc. Camacho is based in Lewisburg, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, providing advice through a large network of investment adviser representatives using a range of strategies and operational tools.

Daniel Myers is a financial advisor with Edward Jones in Lewisburg, PA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2019, he worked at U-Haul and Lendmark Financial. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and managed solutions supported by a large nationwide network of financial advisors and branch offices.

Charles Schlegel IV is a CFP® professional with 10 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2015 and also operates Schlegel Financial Group, where he serves as a financial professional and insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Susan Peggs is a financial advisor with Ameriprise in Milton, PA, holding a Series 66 designation and 21 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2003. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning focused on retirement income strategies and tax-aware withdrawals.