Troy Edwards is a financial advisor with Jacobi Capital Management, LLC, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Chancellor Financial Group WB LP and LPL Financial. Jacobi Capital Management advises individual, institutional, and retirement plan clients through discretionary portfolio management, financial planning, and access to third-party wrap and model programs. The firm utilizes a proprietary investment process called “fusion analysis” and offers an advisor-enhanced digital program that integrates algorithm-driven portfolios under supervisory oversight.

Joseph Ciavarelli is a CFA® charterholder and holds Series 63 and Series 65 licenses with six years of industry experience. He is currently with Jacobi Capital Management, LLC and LPL Financial, having previously worked at Coho Partners and Columbia Management Investment Distributors Inc. Jacobi Capital Management advises individuals, including high-net-worth clients, as well as institutional and retirement plan clients, offering discretionary portfolio management, financial planning, and access to third-party wrap and model programs. The firm employs a proprietary “fusion analysis” framework to tailor individualized investment playbooks across multiple portfolio sleeves, integrating an advisor-enhanced digital program alongside traditional and algorithm-driven strategies.

Jeffrey Clemente is a CFP® professional with 15 years of industry experience, currently serving at Jacobi Capital Management, LLC since 2015. Prior to joining Jacobi Capital, he worked at LPL Financial and VOYA Financial Advisors, Inc. He holds Series 63 and Series 66 licenses and also serves as a public notary. Jacobi Capital Management advises individual, institutional, and retirement plan clients through discretionary portfolio management, financial planning, and access to third-party wrap and model programs. The firm employs a proprietary “fusion analysis” investment process and provides clients with individualized investment playbooks and periodic reviews to maintain suitability.

Michael Bree is a CFP® and ChFC® credentialed advisor with 36 years of industry experience. He is currently with Jacobi Capital Management, LLC and has previously worked at firms including Penn Mutual Life Insurance Company, Pillar Wealth Advisors, and LPL Financial. Jacobi Capital Management advises individuals, including high-net-worth clients, institutional and retirement plan clients, offering discretionary portfolio management, financial planning, and consulting. The firm employs a proprietary “fusion analysis” investment approach and sponsors wrap fee programs along with an advisor-enhanced digital program integrating algorithm-driven model portfolios.

Brandan Bree is an investment advisor at Jacobi Capital Management, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Pillar Wealth Advisors, Atlas Private Wealth Advisors, and eMoney Advisor. Jacobi Capital Management serves individual, institutional, and retirement plan clients by providing discretionary portfolio management, financial planning, and consulting services. The firm uses a proprietary investment approach combining fundamental analysis with a multidisciplinary framework and offers customizable portfolios, including wrap fee programs and advisor-supervised algorithm-driven models.

Linda Suda is an advisory representative at Vicus Capital, Inc. with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with IMG, Inc., Cetera Wealth Services, LLC, and Vicus Capital since 2001. Vicus Capital provides investment management and financial planning services to individuals, businesses, trusts, and employee benefit plan sponsors. The firm offers a range of investment strategies and places emphasis on retirement-plan consulting and fiduciary services.

Karen Darby is a financial advisor with Jacobi Capital Management, LLC, holding Series 63 and Series 65 licenses and 10 years of industry experience. She has previously worked at LPL Financial and MML Investors Services, as well as MassMutual. Jacobi Capital Management advises individuals, including high-net-worth clients, institutional, and retirement plan clients, offering discretionary portfolio management, financial planning, and access to third-party wrap and model programs. The firm’s investment approach combines fundamental security analysis with a proprietary fusion analysis framework, providing clients with individualized investment playbooks and periodic reviews to maintain suitability.

John Fazzini is a CFP® with eight years of industry experience, currently serving as an advisor at Madison Avenue Securities, LLC since 2017. Prior to this, he worked at King's College from 2014 to 2017. He is also president of John P Fazzini & Associates LLC, where he is involved in the sale of insurance and fixed indexed annuities. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers portfolio management, financial planning, pension consulting, and college-savings services through its network of investment adviser representatives.

Andrew Avellan is a financial advisor with Jacobi Capital Management, LLC, holding the Series 66 designation and bringing 23 years of industry experience. His career includes long tenures at Equitable Advisors and Axa Advisors, with his current roles at Jacobi Capital Management and LPL Financial beginning in 2021. Jacobi Capital Management serves individual, high-net-worth, institutional, and retirement plan clients through discretionary portfolio management, financial planning, and access to third-party wrap and model programs. The firm uses a proprietary “fusion analysis” investment approach and personalized investment playbooks, combining traditional and alternative strategies including margin, short sales, and algorithm-driven models under advisor oversight.

Rodman Azar is a financial advisor with Jacobi Capital Management, LLC, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with Jacobi Capital Management and affiliated with LPL Financial since 2011. Jacobi Capital Management serves individuals, including high-net-worth clients, as well as institutional and retirement plan clients, offering discretionary portfolio management, financial planning, and access to third-party wrap and model programs. The firm employs a proprietary “fusion analysis” investment approach and provides clients with individualized investment playbooks and periodic reviews.

Richard Clark Jr. is a financial advisor with Jacobi Capital Management, LLC, holding CFP® and ChFC® designations and over 21 years of industry experience. His prior experience includes roles at Pillar Wealth Advisors, LPL Financial LLC, Hornor Townsend & Kent Inc, and Principal Financial Services. Outside of his advisory work, he serves as part-time CFO for Starr Tours. Jacobi Capital Management advises individual, institutional, and retirement plan clients, offering discretionary portfolio management, financial planning, and access to third-party wrap and model programs. The firm combines fundamental security analysis with a proprietary “fusion analysis” framework to create individualized investment plans, integrating tactical and opportunistic portfolio strategies alongside algorithm-driven model allocations.

Eric Kumar is a financial advisor at Bankers Life Advisory Services, Inc. with two years of industry experience. He holds a Series 66 license and previously served in the United States Army from 2018 to 2022. Outside of advising, he also recruits and trains insurance agents and provides retirement planning services to clients approaching retirement. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary investment consulting and retirement plan services. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored portfolios aligned with clients’ goals and risk tolerances.

Peter Butera is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Janney Montgomery Scott since 2021, following tenures at Bank of America and Merrill Lynch spanning over three decades. Outside of his advisory role, he serves on the finance and budget committee at the Westmoreland Club and is involved in several mentoring and board positions with local educational institutions and community organizations. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and various wrap/advisory programs, utilizing both in-house and third-party portfolio management.

Steven Gimont is a financial advisor with Transamerica Financial Advisors in Kingston, PA. He holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Transamerica, he worked at World Financial Group and Comcast Xfinity. Gimont is also a tax preparer at Gimont & Associates, where he prepares tax returns and provides tax-related advice. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering a range of advisory and broker-dealer services with both proprietary and third-party investment programs.

Tracy Smithnosky is a financial advisor at Janney Montgomery Scott with 11 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Janney since 2021, following six years at Merrill. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, and institutional sponsors, offering brokerage services, financial planning, and multiple advisory programs.

John Cyprich is a financial advisor with Integrity Alliance, LLC and holds a Series 66 designation. He has nine years of industry experience, previously working at Bankers Life Securities, Inc. and Bankers Life and Casualty. He is also a partner in Keystone Legacy Financial LLC, where he manages an insurance marketing agency and writes insurance policies. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent adviser representatives. The firm offers continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing various portfolio management approaches across multiple custodial platforms.

Scott Skammer is a financial advisor with GWN Securities Inc. in Forty Fort, PA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has been with GWN Securities since 2015 and also has a background with McCarthy Tire Service Co. Outside of his advisory role, Skammer serves as an adjunct professor teaching undergraduate finance and is treasurer of a nonprofit organization providing meals to local nursing home residents. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm employs a range of investment strategies, including legacy market-timing and momentum-based approaches, and manages approximately $3.65 billion across over 37,000 client accounts.

Desmond Scott is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has held roles at multiple firms, including Grober Imbey Agency, Inc., Netlaw, and World Financial Group, Inc. In addition to advisory work, he supports small businesses with accounting and planning needs through his own firm, D. Scott and Associates, LLC. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services with access to proprietary and third-party investment models, managing over $2 billion in client assets across discretionary and non-discretionary accounts.

Barry King is a financial advisor with Transamerica Financial Advisors in Kingston, PA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has been affiliated with World Financial Group since 2001. King is also a representative for WealthWave, involved in marketing activities. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, utilizing proprietary and third-party investment models with discretionary and non-discretionary program options.

Randy Rutkoski is a financial advisor at PNC Wealth Management with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with PNC since 2012, including time at PNC Investments LLC and PNC Investments. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital Portfolio Solutions Strategist offering for employees that uses algorithm-driven risk assessment and invests in mutual funds and ETFs with annual rebalancing.