Matthew Danmyer is a CFP® professional with nine years of industry experience, currently serving at Cetera. His prior roles include positions at Merrill, Bank of America, MFS Wealth LLC, and Montgomery Financial Services. He is also engaged with Comprehensive Financial Solutions, Inc. as a certified financial planner. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of over 10,000 advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Michael Scutari is a financial professional with Cetera who holds Series 63 and Series 65 licenses and has five years of industry experience. He previously worked at Nylife Securities LLC and New York Life Insurance Company. Outside of his advisory role, he serves as a vestry member at St. Mark's Episcopal Church and sits on the board of the Georgetown Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodial relationships.

Kelly Elliott is a financial advisor with Edward Jones in Salisbury, MD, holding a Series 66 designation and having one year of industry experience. Prior to joining Edward Jones, Elliott worked at PNC for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and maintaining affiliated capabilities such as a trust company and proprietary mutual funds.

Loren Evans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Evans serves as co-trustee of the Robert & Virginia Family Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Chantal Moyer is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and possessing 15 years of industry experience. She has worked at UBS since 2019, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets products.

Timothy Gonzales is a financial advisor with Cetera based in Salisbury, MD, holding the CFP® designation and Series 63 and 66 licenses. He has 21 years of industry experience, including ten years at PKS Investment Advisors LLC and several years with Cetera and affiliated entities. Outside of advising, he serves as president of a local nonprofit organization, Crimesolvers of the Lower Eastern Shore, and holds a treasurer position in a hunting club. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with options ranging from model portfolios to bespoke strategies, operating across various program structures and custodial relationships.

John Hough is a Certified Financial Planner® with 24 years of experience in the financial services industry. He has worked at OSAIC since 2024 and previously spent 13 years with American Portfolios Financial Services, Inc. In addition to his advisory role, he co-owns a college aid planning service that assists clients with financial aid applications. OSAIC serves a broad range of clients, including individual and institutional investors, through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services while employing tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios.

Frank Brittingham is a financial advisor with Cetera, holding a Series 63 designation and over 44 years of industry experience. He has worked with Cetera and its affiliates since 2013 and is also the managing partner of Comprehensive Financial Solutions. Outside of his advisory work, he owns a small real estate business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a nationwide network of independent advisors.

Eugene Garner is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at David Lerner Associates for 18 years, followed by Grove Point Advisors LLC and Grove Point Investments LLC. He is also involved in Garner Group Financial.com, a non-variable insurance-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services with discretionary and non-discretionary management options supported by in-house and third-party research.

Allen Dodson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Primerica Financial Services since 1990 and has been associated with Primerica Advisors since 2020. Outside of his advisory role, he is a partner at Dodson Realty LLC, a business he has been involved with since 2001. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Michael Sise is a CFP® professional with 13 years of experience in financial advisory and asset management. He is currently affiliated with Cetera and also serves as a partner and producing representative at Comprehensive Financial Solutions, where he has worked since 2016. Outside of his advisory roles, he is involved in financial leadership at Stevenson United Methodist Church and serves on the board of Seaside Christian Academy. Cetera is an SEC-registered investment adviser with a nationwide network of over 10,000 advisors, managing more than $256 billion in assets. The firm offers a multi-manager platform that serves individual, retirement plan, corporate, charitable, and institutional clients through a variety of portfolio management and financial planning services.

Bonnie Sweeten is a financial advisor with LPL Financial, holding a Series 66 designation and beginning her advisory career in 2024. She previously worked at Edward Jones from 2016 to 2024. Outside of financial services, she owns and operates Sweetn Treats, a sole proprietorship established in 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, financial institutions, corporations, and charities. The firm provides financial planning, various advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Alison Tingle is a financial advisor with Edward Jones in Laurel, Delaware, holding the ChFC® and Series 66 designations and possessing 11 years of industry experience. She has been with Edward Jones continuously since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of more than 23,700 financial advisors and manages approximately $1.01 trillion in assets under management.

Nathan Canada is a CFP® with two years of industry experience, currently affiliated with Cetera. He has held roles at Cetera Advisors LLC and Comprehensive Financial Solutions, and has a background that includes positions at Salisbury University and Key Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management alongside financial planning and access to third-party managers through a multi-manager platform with a variety of program options.

Charmaine Davis is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and previously worked at Citizens Securities Inc., Bank of America, Merrill, and BB&T. In addition to her advisory role, she is involved in independent insurance brokering and serves as an associate advisor with Guardian Advisors. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Elizabeth Brittingham is a CFP® with eight years of industry experience, currently affiliated with Cetera. She has held roles at Cetera Advisors LLC and Comprehensive Financial Solutions since 2017. In addition to her advisory work, she serves as adjunct faculty at Salisbury University, teaching wealth management tax planning. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

Adam Dopkowski is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2025. His prior experience includes roles at Salisbury University and Camp Hill School District. Outside of finance, he is involved with Hoppers Tap House. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients across wealth levels, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform and supports various program structures and custodial relationships.

Robin Scarborough is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior work history with M&T Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Matthew Parker is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 14 years of industry experience. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for nine years and The Insurance Market Inc for another nine years. Outside of his advisory role, Parker serves as a football official for the Del Mar VA Football Officials Association and is a board member of the Western Sussex Chamber of Commerce. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a portfolio approach that incorporates asset allocation tools, risk tolerance assessments, and both discretionary and non-discretionary management options.

Roger Martinson is a financial advisor with Edward Jones in Delmar, Delaware, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he serves as a director of the Greater Delmar Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a nationwide network of more than 23,700 financial advisors.