Christine Schmitz is a financial advisor at Glass Jacobson Wealth Advisors with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with MA Brokerage Solutions and OSAIC. She was with Glass Jacobson Investment Advisors, LLC and Triad Advisors, Inc. for over two decades. Glass Jacobson Wealth Advisors serves individuals, high-net-worth clients, and various institutional clients including retirement plans, trusts, and charitable organizations. The firm employs a comprehensive household-level investment approach overseen by a quarterly meeting investment committee and offers a range of portfolio management and financial planning services.

John Ciccarone is a financial advisor with WBH Advisory, Inc. in Baltimore, MD, holding a Series 65 designation and 34 years of industry experience. He has been with Wagner Capital Management Corp since 1992. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients with discretionary portfolio management, financial planning, estate planning, and income tax planning. The firm employs fundamental equity analysis to construct individualized portfolios and incorporates technology platforms for reporting, account management, and portfolio rebalancing.

Jack Ramey is a CFP® professional with 37 years of industry experience, currently serving at WBH Advisory, Inc. since 2020. His prior roles include positions at Biegel Waller Investment Advisory Services, the College of Financial Planning, and Fidelity, where he worked from 1998 to 2016. He serves on the investment committee of the Fuel Fund of Maryland, a nonprofit organization assisting with household utility payments. WBH Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm provides discretionary portfolio management along with financial, estate, and income tax planning, utilizing fundamental equity analysis and a variety of investment vehicles with a longer-term focus and periodic rebalancing.

Carrie Beren is a CFP® professional with 18 years of industry experience. She is currently with Wbh Advisory, Inc., where she has worked since 2021. Her prior experience includes roles at Congress Wealth Management LLC, Pinnacle Advisory Group, Inc., BB&T Investment Services, Inc., and Durbin Financial Advisors, Inc. She is also the manager of a family LLC focused on estate planning. Wbh Advisory is an 11-advisor SEC-registered wealth management firm managing approximately $1.74 billion for a range of clients including individuals, trusts, and nonprofit organizations. The firm offers discretionary portfolio management alongside financial, estate, and tax planning, employing fundamental equity analysis, diversified portfolios, and integrated technology platforms in its investment approach.

Charles Kenny is a Series 65-licensed financial advisor with three years of industry experience. He has worked at WBH Advisory, Inc. since 2023 and previously held positions at Consero, the University of Maryland, and Boys' Latin School of Maryland. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm constructs individualized portfolios with a long-term orientation using fundamental equity analysis and a mix of stocks, bonds, mutual funds, and ETFs, and integrates technology platforms to enhance reporting and portfolio management.

Joshua Mason is a CFP® professional with 21 years of industry experience. He is currently with Wbh Advisory, Inc., where he has worked since 2021. Prior to that, he held roles at Congress Wealth Management LLC, Pinnacle Advisory Group, Inc., and Grove Point Investments, LLC. Wbh Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management alongside comprehensive financial, estate, and income tax planning, employing a longer-term investment approach supported by technology platforms for reporting and account management.

Roger Bair III is a CFP® professional with 27 years of industry experience, currently serving at Financial Consulate since 2008. He holds Series 63 and Series 65 licenses and works from Westminster, MD. Financial Consulate serves individuals, including high-net-worth clients, retirement plan sponsors and participants, and institutional clients with comprehensive financial planning, investment management, and retirement plan consulting. The firm integrates tax and accounting services with its advisory offerings and follows a proprietary “Risk Opportunity Investing” approach that combines active tactical asset allocation with fundamental and macroeconomic analysis.

Robert Willen is a CFA® charterholder and holds a Series 65 license with 26 years of industry experience. He has worked at Wagner Bowman Management Corp since 2000. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management and financial, estate, and income tax planning, using fundamental equity analysis and a mix of securities with a longer-term orientation and technology integration to support client service.

Marc Hertzberg is a CFA® charterholder and Series 65 licensed advisor with 27 years of experience, currently serving at WBH Advisory, Inc. He has worked with Wagner Bowman Management Corp since 1999. Hertzberg is also a licensed attorney and certified public accountant, roles he maintains outside of his investment advisory duties. WBH Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm employs fundamental equity analysis to construct individualized portfolios combining stocks, bonds, mutual funds, and ETFs, emphasizing longer-term strategies with periodic rebalancing.

Erin Ansalvish is a CFP® professional with 15 years of industry experience, currently serving as a senior wealth advisor at Prosperity - An EisnerAmper Company. Her prior work includes roles at Dai Securities LLC and Triad Advisors Inc. Erin also operates The Prosperity Consulting Group, LLC, providing wealth management services, and is involved in insurance sales as a licensed agent. Prosperity - An EisnerAmper Company serves individuals, high-net-worth clients, trustees, estates, retirement plans, and business entities, offering financial planning, portfolio management, and retirement-plan advisory. The firm emphasizes asset allocation and diversification, employing both discretionary and non-discretionary management with third-party Independent Managers and model portfolios.

Brian Pacen is a CFP® professional with 15 years of experience in the financial services industry. He has worked at CreativeOne Securities, LLC since 2016 and also serves as a portfolio manager for The Sawyer Group. Additionally, he is part owner and Chief Investment Officer at Innovative Outcome Portfolios LLC, where he consults on the creation of unit trusts. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm provides financial planning, portfolio management, retirement-plan fiduciary services, and access to third-party manager programs through a network of 128 advisors.

Emily Mascio is a financial advisor at Founders Financial Securities LLC with 11 years of industry experience. She holds the CFP® designation and Series 63 license. Mascio has been with Founders Financial Securities and Darrell Financial since 2013. She is also involved in life and health insurance sales through Darrell Financial Services. Founders Financial Securities serves individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, access to third-party asset managers, financial planning, retirement consulting, and affiliated brokerage and insurance services, employing various advisory platforms and co-advisory programs.

Mark Darrell is a CFP® with 40 years of experience in the financial services industry. He has been with Founders Financial Securities LLC since 2006 and also owns Darrell Financial Services, which he has operated since 1989. Outside of advising, he is an owner and insurance agent at Darrell Financial Services, focusing on life and health insurance. Founders Financial Securities serves a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate clients, offering portfolio management, financial planning, and retirement consulting. The firm employs multiple investment programs and combines advisory, brokerage, and insurance services, with a notable emphasis on subscription-based retirement education and co-advised private wealth solutions.

Patrick Meadowcroft is a Series 66 licensed advisor with five years of industry experience. He is currently with CreativeOne Securities, LLC and Sawyer Wealth Management, where he has worked since 2022. His prior experience includes roles at Merrill and RBC Wealth Management, as well as a background that includes time at University of Maryland and William T. Houseman, Sr. CPA. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities through a network of 127 advisors. The firm offers financial planning, portfolio management, retirement-plan fiduciary services, and access to third-party manager programs and proprietary advisory platforms.

Caitlin Douglas is a financial advisor at Elevation Point Wealth Partners, LLC with 14 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Dynasty Wealth Management, Triad Advisors, and LPL Financial. Elevation Point Wealth Partners provides discretionary and non-discretionary investment advisory services to individuals, retirement plans, trusts, and institutional clients. The firm employs a blend of strategic and tactical asset allocation through various managed portfolios and offers technology-enabled services alongside a range of investment options.

Brian Gardiner is a CFP® with 25 years of industry experience, currently serving as an advisor at Vanderbilt Advisory Services. His prior roles include positions at Coastal Investment Advisors, Elite Estate Planners LLC, and Cabot Lodge Securities. Outside of advisory work, he is involved in selling life insurance and fixed annuities and provides tax preparation services. Vanderbilt Advisory Services serves a diverse client base including individuals, high-net-worth clients, charitable organizations, trusts, estates, businesses, and retirement plans. The firm offers portfolio management and financial planning services, employing a strategic investment approach that integrates fundamental, technical, and charting analysis, and is noted for its formal integration with retirement-plan and benefits firms.

Francis Hebert is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He has worked at Foundations Investment Advisors since 2017, with prior experience at Riversource Wealth Management and Summit Financial Services. He is also involved in providing fixed life insurance and annuity solutions through Summit Financial Services. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis, and employs model portfolios with an asymmetric rebalancing strategy, offering a range of investment management and sub-advisory services through a large network of affiliated offices.

Sean Reitenbach is a CFA® charterholder with eight years of industry experience. He is affiliated with Prosperity - An EisnerAmper Company and has held roles at DAI Securities, Triad Advisors, Stifel, and T Rowe Price. Reitenbach also serves as a senior investment analyst for The Prosperity Consulting Group. Prosperity - An EisnerAmper Company serves individuals, trustees, estates, retirement plans, and business entities, providing financial planning, portfolio management, and retirement-plan advisory services. The firm emphasizes asset allocation and diversification, offering both discretionary and non-discretionary management through third-party Independent Managers and model portfolios.

Carol Chaney is a financial advisor with Geneos Wealth Management, Inc. in Union Bridge, MD, holding a Series 66 designation and 24 years of industry experience. She has been with Geneos Wealth Management since 2006. Outside of her advisory role, she is involved in 4H livestock income activities. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension plans, corporations, and charitable organizations through financial planning, investment advisory, and brokerage services. The firm employs a range of analytic approaches and investment strategies, offering both managed accounts and model portfolios tailored to client needs.

Mark Huber Jr. is a CFP®, CFA®, and Series 66-certified financial advisor at Integrated Advisors Network LLC with 12 years of industry experience. He has previously worked at Bolder, LLC and has ongoing roles with DFPG Investments, Inc. and Financial Foundations, Inc. Integrated Advisors Network is a multi-team SEC-registered investment adviser that offers portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm employs a mix of fundamental and quantitative analysis and often utilizes third-party sub-adviser platforms to implement client strategies.