Kelly Elliott is a financial advisor with Edward Jones in Salisbury, MD, holding a Series 66 designation and having one year of industry experience. Prior to joining Edward Jones, Elliott worked at PNC for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and maintaining affiliated capabilities such as a trust company and proprietary mutual funds.

Kara Lewis is a financial advisor at LPL Financial with 15 years of industry experience. She holds the ChFC® designation and Series 66 license. Prior to joining LPL Financial in 2024, she spent 13 years at Edward Jones. Outside of her advisory role, she is also a business owner of a non-investment related enterprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Peter Scott is a financial advisor with Morgan Stanley in Salisbury, MD, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at Hebron Savings Bank and SunTrust Mortgage. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and approved tools, with clients responsible for implementing and updating their plans.

Karen Hall is a CFP® professional with over 31 years of experience in the financial industry. She currently works with OSAIC and has previously held roles at Lincoln Financial Securities Corporation and Landmark Insurance & Financial Group. Outside of her advisory work, Hall is involved in real estate management and owns insurance and financial service businesses. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated financial services utilizing firm-supported portfolio construction tools and offers access to multiple advisory platforms and third-party managed solutions.

Timothy Gonzales is a financial advisor with Cetera based in Salisbury, MD, holding the CFP® designation and Series 63 and 66 licenses. He has 21 years of industry experience, including ten years at PKS Investment Advisors LLC and several years with Cetera and affiliated entities. Outside of advising, he serves as president of a local nonprofit organization, Crimesolvers of the Lower Eastern Shore, and holds a treasurer position in a hunting club. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with options ranging from model portfolios to bespoke strategies, operating across various program structures and custodial relationships.

William Robins is a financial advisor with Morgan Stanley in Salisbury, MD, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, employing a structured planning process that includes firm-approved tools and modeling techniques.

Frank Brittingham is a financial advisor with Cetera, holding a Series 63 designation and over 44 years of industry experience. He has worked with Cetera and its affiliates since 2013 and is also the managing partner of Comprehensive Financial Solutions. Outside of his advisory work, he owns a small real estate business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a nationwide network of independent advisors.

Eugene Garner is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at David Lerner Associates for 18 years, followed by Grove Point Advisors LLC and Grove Point Investments LLC. He is also involved with Garner Group Financial.com, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kristopher Todd is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial and estate planning, supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-based financial planning agreements.

Michael Sise is a CFP® professional with 13 years of experience in financial advisory and asset management. He is currently affiliated with Cetera and also serves as a partner and producing representative at Comprehensive Financial Solutions, where he has worked since 2016. Outside of his advisory roles, he is involved in financial leadership at Stevenson United Methodist Church and serves on the board of Seaside Christian Academy. Cetera is an SEC-registered investment adviser with a nationwide network of over 10,000 advisors, managing more than $256 billion in assets. The firm offers a multi-manager platform that serves individual, retirement plan, corporate, charitable, and institutional clients through a variety of portfolio management and financial planning services.

Jessica Eisemann is a Certified Financial Planner® (CFP®) with 10 years of industry experience, all of which has been at Edward Jones since 2016. She is based in Salisbury, MD. Outside of her advisory role, she is the founder of the Women's Leadership Council. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non–high-net-worth and high-net-worth households. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Sharon Perdue is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney and Merrill prior to her current position. Outside of her advisory role, she is involved in a trust business based in Salisbury, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and models to assist clients in planning and investment decisions.

Nikolaus Kober is a financial advisor with Cetera and holds a Series 66 designation. He has been in the industry since 2024 and has experience working at firms including RockBridge Investment Group and Avantax Investment Services. Outside of his advisory role, he works at Kober & Company PC, a CPA firm providing tax and accounting services primarily to small business clients. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party managers.

Jason Edwards is a financial advisor with Edward Jones in Salisbury, MD, holding a Series 66 license and two years of industry experience. Prior to joining Edward Jones, he worked at Medtronic for seven years. Outside of his advisory role, he manages a rental property listed on vacation rental platforms. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Nathan Canada is a CFP® with two years of industry experience, currently affiliated with Cetera. He has held roles at Cetera Advisors LLC and Comprehensive Financial Solutions, and has a background that includes positions at Salisbury University and Key Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management alongside financial planning and access to third-party managers through a multi-manager platform with a variety of program options.

Aaron Collins is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America and Equitable Advisors. Outside of his advisory role, he owns a business providing rental electric scooters and is involved in an insurance brokerage. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for individual and institutional clients.

Elizabeth Brittingham is a CFP® with eight years of industry experience, currently affiliated with Cetera. She has held roles at Cetera Advisors LLC and Comprehensive Financial Solutions since 2017. In addition to her advisory work, she serves as adjunct faculty at Salisbury University, teaching wealth management tax planning. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

Adam Dopkowski is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2025. His prior experience includes roles at Salisbury University and Camp Hill School District. Outside of finance, he is involved with Hoppers Tap House. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients across wealth levels, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform and supports various program structures and custodial relationships.

Robert Sidell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. His prior work includes roles at RBC Capital Markets, Ferris, Baker Watts, and Waddell & Reed. Outside of his financial career, he is also active as an artist and poet under the pen name Icky. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor tools and a wide network of advisors.

Robert Kober is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has operated Kober & Company PC, a CPA public accounting firm providing tax, accounting, and bookkeeping services, since 2007. The firm serves individuals and small businesses with tax planning and representation before tax authorities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment programs and third-party managers.