Stephanie Lopez is a financial advisor at Raymond James Financial with three years of industry experience. She holds the Series 66 designation and has prior experience working with AUW Management, Atlantic Union Financial Consultants, LLC, and Atlantic Union Bank since 2010. Outside of finance, she occasionally works as a second shooter for a local photography business on weekends. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains a range of advisory programs and specialized services.

Thomas Baker is a financial advisor at Equitable Advisors with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Stifel Independent Advisors, Stifel Nicolaus & Co Inc, and UBS Financial Services. Outside of his advisory role, he manages a homeowners association and is involved in several family-owned LLCs related to real estate and farming. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, relying on program sponsors and endorsed third-party managers to deliver advisory and brokerage solutions.

Craig Mohr is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has previously worked at Securities America Advisors, Inc. and SSN Advisory, Inc. Mohr is also the owner of Financial Architects of Virginia, Inc., where he engages in life, disability, and long-term care insurance sales. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with access to third-party managers and unified managed accounts. The firm employs asset-allocation tools and automated rebalancing to construct portfolios and supports various managed-account solutions across discretionary and non-discretionary platforms.

Kathleen Moses is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and bringing 43 years of industry experience. She has been with Wells Fargo Advisors Financial Network since 2026 and previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC from 2010 onward. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad planning menu tailored to clients meeting a net-worth threshold.

Mason Garner is a financial advisor with Raymond James Financial in Fredericksburg, VA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Raymond James Financial since 2008 and has held roles at multiple financial institutions, including Atlantic Union Bank. Outside of his advisory work, Garner serves as Vice President of Atlantic Union Financial Consultants, LLC/AUB Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base spanning individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs risk profiling and analytical tools to support tailored, non-discretionary strategies and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jacob Burke is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Public Partnerships for two years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and affiliated products supported by a nationwide network of financial advisors and branch offices.

Anna Johnson is a financial advisor at Fidelity with Series 65 and Series 63 licenses and five years of industry experience. She has held roles at Fidelity Investments since 2022 and previously worked at Alight Financial Solutions and Wells Fargo Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Jennifer Mathie is a CFP®-certified financial advisor with Edward Jones, where she has worked since 2013. She holds Series 63 and Series 66 licenses and has 14 years of industry experience. Based in Spotsylvania, VA, she has spent her career with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of investment strategies, overlay and tax-efficient services, and affiliated investment products under a fiduciary standard.

George Mitchell III is a CFP®-certified financial advisor with Raymond James & Associates, bringing 46 years of industry experience. He has been with Raymond James since 2013. In addition to his advisory role, Mitchell serves as a trustee for a family-related investment entity. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Michael Cupp is a financial advisor with Equitable Advisors in Fredericksburg, VA, holding a Series 66 designation and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AXA Advisors. Outside of advising, he is involved in managing short-term rental properties through an unrelated business he owns. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and third-party managers, offering both advisory and brokerage solutions with a mix of discretionary and non-discretionary asset management.

Lyndsay Meier is a financial advisor at Osaic with a Series 66 designation and one year of industry experience. She has worked at Dominion Eagle Advisor Group since 2015 and joined Osaic in 2024. Outside of her advisory role, she is also a real estate agent with Samson Properties. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and investment advisory services supported by technology-driven portfolio construction and management tools.

Jacob Palmer is a financial advisor at Raymond James Financial Services Advisors, Inc. with seven years of industry experience. He has worked at Merrill and Bank of America, N.A., and currently serves as an advisor at Lantern Wealth Management. Outside of his advisory work, Palmer is active in local networking and business organizations, including leadership roles with the 212 Referral Network and the Fredericksburg Chamber of Commerce. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutions. The firm offers tailored, non-discretionary consulting using analytical tools to help clients make informed decisions and supports a broad network of advisors with specialized municipal and employer advisory services.

Zack Capozza is a financial advisor with Edward Jones in Fredericksburg, VA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2024, he worked at Merrill Lynch for four years and held roles at General Nutrition Center, Masco, and Meadows Farms Golf Course. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets through a nationwide network of advisors, offering a range of advisory programs and investment solutions under a fiduciary standard.

Rhonda Carr is a financial advisor with LPL Financial based in Woodford, VA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining LPL Financial in 2021, she worked at Lincoln Financial Advisors for seven years. Outside of her advisory role, she owns Laurel Cliff Kennels, overseeing the care of dogs, and is involved in selling antiques and collectibles. LPL Financial serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides discretionary and non-discretionary management supported by in-house and third-party research and offers various portfolio management and technology-driven solutions.

August Adriani is a financial advisor at Edward Jones with two years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2024, he worked at Allstate, Coldwell Banker Elite, and Geico. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a range of advisory programs and investment strategies with a fiduciary standard and supports its services through a nationwide network of financial advisors and branch offices.

Kristopher Klontzaris is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2026, he worked at Edward Jones for seven years and held positions at Blue Ridge Cars, Stallion Auto, and Suntrust Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches and providing access to proprietary and third-party research and model portfolios.

Joseph Lanford Jr. is a financial advisor at Edward Jones in Fredericksburg, VA, holding a Series 66 credential with two years of industry experience. His prior work includes roles at Atlantic Union Bank, American Financial Network, Union Home Mortgage, and Stearns Lending. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of advisors and branch offices. The firm offers a range of advisory programs and strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

William Mears is a financial advisor with Equitable Advisors in Fredericksburg, VA, holding a Series 66 designation and 10 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors, LLC. Mears maintains a client resource website approved by Equitable Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage channels, tailoring services through a client intake process and offering both discretionary and non-discretionary management options.

Stephen Salley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with LPL Financial since 2010. Salley also operates a DBA under Salley Wealth Management LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.

Jonathan Brennan is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Fsc Securities Corporation and BJ's Wholesale. He is also active as an insurance agent, providing life and long-term care insurance services through Dominion Eagle Advisor Group. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to manage a variety of investment portfolios.