Alan Culbertson is a financial advisor at A. N. Culbertson & Company, Inc. in Charlottesville, VA, holding a Series 65 designation with 30 years of industry experience. He has worked at A. N. Culbertson & Co. since 1992. In addition to his advisory role, he is involved in the practice of law. A. N. Culbertson & Company provides wealth management services to individuals and institutional clients, including pension plans, trusts, and charitable organizations. The firm develops advisory strategies based on client suitability factors and employs both long- and short-term investment approaches, managing approximately $700 million in client assets.

Elias Patrick is a financial advisor at Drive Wealth Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and has work history including roles at Finalis Securities LLC, Zero Point Capital LLC, Crewe Capital, Cognitive G Capital Group, LLC, and prior experience at PricewaterhouseCoopers LLP and KPMG LLP. Outside of his advisory role, he is involved in business development for Deaglo Inc., a company specializing in FX hedging solutions. Drive Wealth Advisers provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, and business entities, focusing on customized, goals-based asset allocation with ongoing monitoring. The firm offers a broad range of investment strategies and incorporates family office services, managing approximately $2 billion in assets.

Orman Kimbrough is a financial advisor at A. N. Culbertson & Company, Inc. in Charlottesville, VA, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining A. N. Culbertson & Company in 2026, he worked at Ivy Creek Capital LLC and Quantitative Investment Management. A. N. Culbertson & Company provides wealth management and financial planning services to individuals and institutional clients, employing fundamental analysis and a range of investment strategies tailored to client objectives and risk profiles. The firm manages approximately $700 million in client assets and is notable for its use of margin transactions within separately managed accounts to address client liquidity needs.

Michael Whitney is a CFP® professional with four years of industry experience, currently serving at Solitude Financial Services, Inc. He previously worked at Albany Financial Group and LPL Financial, LLC. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management framework. The firm emphasizes long-term, buy-and-hold investment strategies with model portfolios primarily composed of ETFs, mutual funds, stocks, and bonds, and employs options strategies to manage portfolio risk.

Mark Mccarron is a CFP® with eight years of industry experience, currently serving at Arrowroot Family Office, LLC since 2020. He previously worked at Bond Wealth Management, LLC from 2017 to 2021 and completed a Certificate in Financial Planning at the University of Richmond. Arrowroot Family Office provides investment advisory and multi-family office services to a diverse clientele, including high-net-worth individuals, families, trusts, and charitable organizations. The firm emphasizes customized asset allocation using analytical tools and offers a range of wealth management, financial planning, and administrative services.

Jacob Fleming is a financial advisor with Solitude Financial Services, Inc. in Charlottesville, VA, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Private Advisor Group, LPL Financial, TD Ameritrade, Scottrade, and VALIC Financial Advisors. Outside of his advisory work, he operates a notary service as a sole proprietor. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management approach. The firm emphasizes long-term, buy-and-hold investment strategies with model portfolios primarily composed of ETFs, mutual funds, stocks, and bonds, and also incorporates simple options strategies to manage portfolio risk.

George Payne Jr. is a financial advisor at A. N. Culbertson & Company, Inc. in Charlottesville, VA, with 27 years of industry experience, having been with the firm since 1999. A. N. Culbertson & Company provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and business entities. The firm manages approximately $818 million in assets and employs fundamental analysis and a combination of long- and short-term investment strategies, with regular portfolio reviews and daily liquidity monitoring.

Margaret Connelly is a CFA® charterholder and holds a Series 65 license with one year of experience in the financial industry. She has worked at Investor FAN, Visible Wealth Planning, and Equita Financial Network, Inc., and previously spent 15 years with the Georgia Retirement System. Prior to entering the financial field, she was a full-time homemaker for three years. Investor FAN is a team-based firm with 14 advisors that provides investment management, financial consulting, and retirement plan advisory services to individuals, high-net-worth clients, and institutional investors. The firm employs a multi-disciplinary investment approach based on Modern Portfolio Theory and incorporates fundamental, technical, cyclical, and macroeconomic analysis in portfolio construction.

Spencer Garrett is a financial advisor at Chase Investment Counsel Corporation with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms including LongView Wealth Management, Cambridge Investment Research, Canal Capital Management, Oppenheimer & Co. Inc., Merrill Lynch, and Bank of America. Chase Investment Counsel provides personalized wealth and investment management services primarily to individuals, families, and career professionals. The firm employs a bottom-up, growth-at-a-reasonable-price investment approach, managing concentrated portfolios and offering income-oriented options, while also advising the Chase Growth Fund.

Kevin Wells is a financial advisor at Chilton Investment Services, LLC with 13 years of industry experience. He holds a Series 65 designation and previously worked at Sapere Wealth Management, LLC for eight years before joining Chilton in 2020. Chilton Investment Services, LLC offers discretionary and non-discretionary investment management, family-office support, and advisory services to private fund investors, high- and ultra-high-net-worth individuals, and institutional clients. The firm employs a long-term investment approach combining bottom-up fundamental research with top-down macro and relative-value analysis across equity and fixed-income strategies, and manages a notable private-fund business alongside trust company affiliations and institutional sub-advisory roles.

Thomas Contiliano is a financial advisor at A. N. Culbertson & Company, Inc. He holds a Series 65 designation and previously worked at Bloomberg LP for 26 years. Contiliano has been with A. N. Culbertson & Company since 2026. A. N. Culbertson & Company provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and business entities. The firm manages approximately $808 million on a discretionary basis, offering tailored portfolios with ongoing liquidity monitoring and strategy reviews.

Louise Hopkins is a financial advisor at Sapere Wealth Management, LLC in Charlottesville, VA, holding a Series 65 designation with 16 years of industry experience. She has been with Sapere Wealth Management since 2008. Sapere Wealth Management provides discretionary portfolio management and financial planning to individuals, including high-net-worth clients, as well as institutional and trust entities. The firm employs a top-down, global-macro investment approach with an absolute-return focus, combining public equities, registered funds, and privately offered vehicles while emphasizing active liquidity management.

Matthew Borland is a financial advisor with A. N. Culbertson & Company, Inc. in Charlottesville, VA. He holds a Series 65 designation and has five years of industry experience. Prior to joining A. N. Culbertson, he worked at Davidson Kempner Capital Management. A. N. Culbertson & Company provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and business entities. The firm manages portfolios through fundamental analysis and a mix of long- and short-term investments, generally operating on a discretionary basis.

Megan Russell is a CFP® professional with three years of industry experience at Marotta Wealth Management, Inc., where she has been part of the team since 2005. She is based in Charlottesville, VA. Marotta Wealth Management serves individual and institutional clients, including retirees, university professors, small business owners, and charitable organizations. The firm employs a modern portfolio theory approach with diversified, low-cost indexed investments, operates as a fee-only fiduciary, and offers multiple service tiers including an investment-only option.

Roger Fulton is a financial advisor with A. N. Culbertson & Company, Inc., holding a Series 65 credential and over 20 years of industry experience. He has been with A. N. Culbertson since 2005 and is also a partner in Fulton & Lingle, a public accounting firm established in 1995. A. N. Culbertson & Company provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, pension plans, and business entities. The firm manages approximately $818 million in assets and employs fundamental analysis with tailored portfolio strategies, typically acting on a discretionary basis.

Jeffrey Burton is a financial advisor with Sapere Wealth Management, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Sapere Wealth Management since 2008. Sapere Wealth Management provides discretionary portfolio management and financial planning to individuals, including high-net-worth clients, as well as institutional and trust entities. The firm employs a top-down, global-macro investment approach with an absolute-return focus, combining public equities, registered funds, and privately offered vehicles while emphasizing active liquidity management.

Alan Bewley is a financial advisor at United Wealth Management, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with United Wealth Management since 2004. In addition to his advisory role, he works as a flight officer for United Airlines. United Wealth Management provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and participants in the United Airlines Pilot Retirement Account Plan. The firm offers tailored asset-allocation advice through model portfolios and standalone financial planning, with a focus on managing accounts on a discretionary, continuous basis.

David Marotta is a CFP® and Series 65 credentialed advisor with 19 years of experience, currently serving at Marotta Wealth Management, Inc. in Charlottesville, VA. He has been involved with Marotta Asset Management since 1998. There are no other notable outside business activities listed. Marotta Wealth Management serves individual and institutional clients with comprehensive wealth management and financial planning services, focusing on retirees, pre-retirees, university professors, small business owners, trusts, estates, and charitable organizations. The firm employs a modern portfolio theory framework with diversified portfolios and low-cost indexed investments, operating as fee-only fiduciaries with a strong emphasis on client education.

Derwood Chase is a financial advisor at Chase Investment Counsel Corporation with 40 years of industry experience. He holds the Series 63 designation and has been with the firm since 1964. Chase Investment Counsel Corporation serves individual investors, high-net-worth households, career professionals, retirees, and families undergoing financial transitions. The firm employs a bottom-up, growth-at-a-reasonable-price investment approach with relatively concentrated portfolios and uses both discretionary and non-discretionary arrangements, including yield-oriented tactics such as covered-call writing and higher-dividend equity selections.

Harry Zinsser III is a financial advisor at United Wealth Management, LLC with five years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Advisor Networks, Virginia Asset Management, and Minnesota Life Insurance Company. Outside of his financial advisory role, Zinsser serves as a pilot in the West Virginia Air National Guard and as a reserve First Officer pilot for United Airlines. United Wealth Management provides discretionary portfolio management and financial planning to individuals, trusts, estates, charitable organizations, corporations, and plan participants. The firm emphasizes tailored asset allocations based on client suitability, fundamental analysis, and long-term investments, managing approximately $406.6 million across about 257 client relationships as of December 2025.