Darrell Kay is the sole advisor at Kay Investments, Inc., an independent registered investment adviser. He holds Series 63 and Series 65 designations and has 21 years of industry experience. He has been with Kay Investments since 2000. Kay Investments manages approximately $67.93 million in assets and serves about 66 clients, offering discretionary and non-discretionary portfolio management to individuals, institutional accounts, and various entities. The firm employs both mutual fund- and ETF-based model portfolios and constructs custom portfolios using fundamental and technical analysis.

Charles Albertson Jr. is a financial advisor at Gateway Financial Group, Inc. in Richmond, VA, with 28 years of industry experience. He holds a Series 65 designation and has been with Gateway Financial Group since 1998. Gateway Financial Group, Inc. provides fee-only financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation approach using passively managed index funds and ETFs combined with selective active funds, and has a notable accounting and tax orientation supported by the principal’s CPA background.

Adil Togayev is the sole advisor at ASPAN Capital LLC and holds a Series 65 credential. He has a background in engineering and the software industry, with previous work experience at Amazon Inc. and Stulz USA. ASPAN Capital LLC provides discretionary investment management for high-net-worth individuals and qualifying entities, specializing in publicly listed equities and equity derivatives through a combination of fundamental, event-driven, and technical analysis. The firm primarily charges performance-based fees and employs strategies that include both short-term trading and longer-term value-oriented positions.

Wendell Fuller is a CFP® and Series 65-registered financial advisor with 21 years of industry experience. He has led Fuller Wealth Advisors in Richmond, VA, since 2011. Fuller Wealth Advisors is an independent, fee-only firm providing financial planning and discretionary investment management to individuals, families, trusts, estates, small businesses, and institutional clients including charitable organizations and pension plans. The firm’s investment approach is research-driven, focusing on strategic asset allocation and long-term, passive investing with integrated financial planning services.

Mark Smith is a CFP® and ChFC® with 25 years of industry experience. He has been with Vision Wealth Planning, LLC since 2012. In addition to his advisory role, he works as an independent insurance agent on a limited basis. Vision Wealth Planning, LLC provides discretionary investment management and financial planning primarily to individuals, high-net-worth clients, trusts, and estates. The firm utilizes diversified mutual funds, ETFs, and individual securities, combining various analytical approaches with a generally long-term investment focus, and offers additional services including fee-based tax preparation and referrals to specialists.

Danny Thompson is the principal of Thompson Financial Advisors in N. Chesterfield, VA, holding Series 63 and Series 65 licenses with four years of experience in financial advising. He has a long tenure at Great American Advisors, Inc. and Stuart Financial Corp., spanning over two decades. Outside of his advisory role, he owns and manages DTFinancial, an insurance business. Thompson Financial Advisors is a state-registered investment adviser serving institutional and private clients, including pension plans, foundations, trusts, and individuals. The firm combines portfolio management, financial planning, consulting, and an online robo-advisory service with significant involvement in insurance and mortgage brokerage activities.

Timothy Nitz is a financial advisor at Ardent Wealth Advisory, LLC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ardent Wealth Advisory since 2016. Outside of advisory work, he is involved in web development and accounting through WEB COMMANDER, LLC, the parent company of his firm, and also manages a separate non-variable insurance business. Ardent Wealth Advisory provides discretionary portfolio management and wrap-fee advisory services primarily to individual and high-net-worth clients, using asset allocation and cyclical analysis to guide investment decisions. The firm sponsors a wrap fee program that combines advisory and brokerage services and requires the use of TD Ameritrade as custodian.

Alexander Casas is the principal advisor at Rock Steady Wealth, Inc. in Richmond, VA, holding a Series 65 designation with 12 years of industry experience. In addition to his financial advisory role, he is involved in IT consulting through Casas Computer Consulting, LLC, and provides aerial film and photography services via Richmond Aerial Drone, LLC. He also serves as president of operations and treasurer for Build, RVA, a nonprofit maker space focused on STEM education. Rock Steady Wealth offers investment advice and portfolio management to individuals, trusts, businesses, estates, charitable organizations, and pension plans. The firm combines Modern Portfolio Theory with multiple analytical approaches and behavioral finance to tailor investment strategies, providing both discretionary management and consulting services, including the use of options and derivatives.

Vernon Plack is a CFA® charterholder with 34 years of industry experience. He is the sole advisor at Chimborazo Investment Research, where he has worked since 2023. Prior to that, he spent 27 years at Truist Financial Corporation and one year at Norton Capital Management. Chimborazo Investment Research provides portfolio management primarily to individuals and high-net-worth clients, using a fiduciary process that includes written Investment Policy Statements. The firm combines fundamental and technical analysis with a long-term trading approach, emphasizing equities and diversified fixed income and ETF holdings, and operates under discretionary authority with a requirement that clients use Interactive Brokers for custody and trade execution.

Edward Schweitzer Jr. is a CFP® professional with 20 years of industry experience. He is the sole advisor at Freedom Capital Management, where he has worked since 2021. His prior roles include positions at 3D/L Financial Group, Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services. He is also an independent insurance agent outside of his advisory work. Freedom Capital Management serves a small client base of individuals, high-net-worth clients, and charitable organizations by referring them to third-party investment managers and conducting ongoing suitability and performance reviews. The firm focuses on mutual funds, real estate funds, and ETFs, providing non-discretionary advice without directly managing client portfolios.

Jeffrey Goodstein is a financial advisor at Insight Financial, Inc. in Richmond, VA, with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Insight Financial since 1999. Insight Financial serves individual investors, including high-net-worth clients, trusts, and retirement accounts, managing a small, discretionary client roster with approximately $25 million in assets. The firm combines fundamental and technical analysis to tailor portfolios and offers a unique short-term, actively traded bond strategy known as the 20:20 Bond Strategy.

John Polemis is a financial advisor at Sphinx Investments LLC with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he is involved in outside insurance sales. Sphinx Investments LLC provides discretionary portfolio management and financial planning to individual, high-net-worth, and institutional clients. The firm manages separate accounts and serves as adviser to the Sphinx Opportunity Fund II, employing fundamental analysis, modern portfolio theory, and a long-term trading approach that includes allocations to private funds and other less liquid investment vehicles.

John Flounders is a financial advisor at Roseline Capitol Advisors, LLC in Richmond, VA, holding a Series 65 designation with 22 years of industry experience. He has been associated with the Roseline group of firms since 2005, including Roseline Tax Advisors, LLC and Roseline Financial Group, LLC. Roseline Capitol Advisors offers discretionary and non-discretionary investment management and consulting services to high-net-worth individuals, trusts, retirement accounts, not-for-profits, foundations, and other institutions. The firm employs a combination of charting, technical, fundamental, and cyclical analysis to create model or customized portfolios, integrating tax consulting and financial planning through its affiliated CPA practice.

John Cervinka is a Series 65-licensed advisor at Accurate Capital and Wealth LLC with 2 years of industry experience. Prior to joining the firm, he was a full-time student for 16 years. Accurate Capital and Wealth LLC provides fee-based investment management and financial planning primarily to individual clients, utilizing third-party portfolio managers and supported platforms. The firm combines investment services with insurance product sales and conducts public educational seminars on investment topics.

Jessica Cervinka is a financial advisor at Accurate Wealth Management, LLC with seven years of industry experience. She holds a Series 65 designation and has worked with Accurate Capital and Wealth LLC and Reliant Retirement Corporation. Outside of her advisory role, she is also involved as an insurance agent with Reliant Retirement Corporation. Accurate Wealth Management serves a diverse client base including individuals, high-net-worth investors, pension plans, charities, and corporations. The firm employs an individualized asset-allocation approach focused on value, safety, quality, and risk control, utilizing a broad range of investment instruments and both in-house and third-party management.

Michael Grizzard is a financial advisor at Elemental Capital Management, LLC with 23 years of industry experience. He has been with Elemental Capital Management since 2008 and holds the Series 66 designation. Elemental Capital Management provides discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a bottom-up, fundamental investment process and manages portfolios primarily on a discretionary basis, focusing on internally managed assets and transparency in performance reporting.

William Bonwell is a CFP® with 30 years of industry experience and the principal of Bonwell Capital Management, LLC, where he has worked since 2006. He also operates as an independent insurance agent, providing life and health insurance services as part of his comprehensive financial planning. Bonwell Capital Management advises individuals, trusts, foundations, retirement plans, and corporations, offering personalized financial planning, investment management, and consulting. The firm develops client-specific asset allocation guidelines and manages portfolios using a range of securities, focusing on fundamental research and tax-efficient implementation.

John Paxton is a financial advisor at Claris Financial, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Claris Financial since 2009, with prior experience at LPL Financial LLC and Triad Advisors, Inc. He is a passive investor in a holding company that owns several compliance consulting subsidiaries. Claris Financial, LLC provides fee-based portfolio management and advisory services to individuals, families, small businesses, trusts, and foundations, including management of 401(k)/403(b) participant accounts. The firm employs a flexible, client-specific investment approach combining fundamental and technical analysis, investing across various asset classes and offering both discretionary and non-discretionary management.

Harvey Abbott is a Series 65-licensed financial advisor with 16 years of experience, currently serving at Frontier Financial Partners, LLC since 2010. He is based in Richmond, VA, and works within a four-advisor team. Frontier Financial Partners provides personalized financial planning and investment management to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a factor-investing, core-and-satellite approach using passive index funds and ETFs as the core, supplemented by active funds or alternatives in satellite positions, with global diversification.

Daniel Hill is a CFP® with 26 years of industry experience, currently serving as the principal of Hill Wealth Strategies in Richmond, VA. He has been associated with his own firms, including D.R. Hill Wealth Strategies and D.R. Hill & Associates, since 2006. In addition to financial advising, he is involved in fixed insurance services and health insurance brokerage. Hill Wealth Strategies is a fee-based advisory firm that provides financial planning and consulting to individuals and high-net-worth clients. The firm collaborates with third-party money managers for investment implementation, focusing on cash-flow analysis and risk management while refraining from managing or custodian client assets directly.