Chad Williamson is a CFP® with 10 years of industry experience, currently serving at Gratus Wealth Advisors LLC in Virginia Beach, VA. He has previously worked with firms including Purshe Kaplan Sterling Investments, NewEdge Securities, and Truist Investment Services. Outside of his advisory role, Williamson is a deacon at Virginia Beach Community Chapel, where he is involved with the Helping Hands Ministry. Gratus Wealth Advisors manages over $822 million in discretionary assets, serving individuals, nonprofit organizations, corporations, and retirement plan sponsors. The firm employs fundamental analysis and modern portfolio theory in managing customized accounts, offering asset management, financial planning, and retirement plan advisory services.

Ronald Searles is a financial advisor at Fitzwilliams Wealth Management Inc. in Chesapeake, VA, holding a Series 65 designation with two years of industry experience. He previously worked at Merck for ten years before joining Fitzwilliams Financial, Inc. and Fitzwilliams Wealth Management, Inc. He is also involved in insurance sales and services through Fitzwilliams Financial. Fitzwilliams Wealth Management, Inc. provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a range of actively managed strategies through third-party sub-advisors and monitors client accounts continuously.

Philip Tull is a financial advisor at Tull Financial Group, Inc. with six years of industry experience. He holds a Series 65 designation and has worked at Tull Financial Group since 2016. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans of various sizes. The firm employs a tactical asset-allocation strategy using a combination of passive index ETFs, actively managed funds, dividend-paying stocks, and fixed income, with a strong emphasis on participant education and a documented multi-generation family-planning approach.

Arcelia Wicker is a financial advisor at Bay Capital Advisors, LLC with three years of industry experience. She holds the ChFC® designation and the Series 65 license. Prior to joining Bay Capital Advisors, she served in the United States Navy for seven years. Bay Capital Advisors is a fee-only advisory firm serving individual and high-net-worth clients, as well as business and charitable entities. The firm employs a top-down macroeconomic and fundamental analysis approach combined with a core-satellite implementation, managing approximately $196 million across about 175 client relationships.

Isaac Hon is a financial advisor at Tull Financial Group, Inc. in Chesapeake, VA, holding the Series 65 designation. He has one year of industry experience, having previously worked at Northwestern Mutual, Quillify, and Oral Roberts University. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans. The firm uses a tactical asset-allocation framework with a combination of passive index ETFs, actively managed funds, dividend-paying stocks, and fixed income, emphasizing participant education and multi-generation family planning.

Michael Spencer is a financial advisor at Fitzwilliams Wealth Management Inc. with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His career includes roles at Tucker Asset Management LLC, AlphaStar Capital Management, LLC, Parkland Securities, and Lincoln National Life Insurance Co. He is also president of MHS Enterprises, an insurance brokerage operating since 1993. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm outsources portfolio construction and trading to third-party sub-advisors employing active strategies and maintains a multi-office practice with approximately $123.55 million in discretionary assets under management.

Robert Tull is a CFP® with 23 years of industry experience and has been with Tull Financial Group, Inc. since 1992. He holds a Series 63 license and is based in Chesapeake, VA. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and businesses. The firm uses a tactical asset allocation approach combining passive and active investments, offers written Investment Policy Statements, and engages in client education and retirement plan participant outreach.

Timothy Fitzwilliams is a Series 65-licensed advisor with Fitzwilliams Wealth Management Inc. in Chesapeake, VA. He has been with the firm since 2008 and serves as owner and CEO of several related businesses, including Fitzwilliams Realestate and Fitzwilliams Tax Management. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of active third-party sub-advisor strategies and monitors client portfolios continuously, conducting at least annual reviews and regular rebalancing.

Lori Tamayo is a CFP® professional with 19 years of experience in the financial industry. She currently serves as an advisor at Gratus Wealth Advisors LLC and previously held roles at Truist Advisory Services and BB&T in various capacities. Outside of her advisory work, she is a majority owner of a small business that provides handyman and sanitation services. Gratus Wealth Advisors manages over $822 million in discretionary assets, serving individuals, nonprofits, corporations, and retirement plan sponsors. The firm uses a combination of fundamental analysis and modern portfolio theory to manage individualized portfolios with regular reviews and rebalancing.

Michael Novosel is an advisor at Fitzwilliams Wealth Management Inc. with a Series 65 designation and six years of industry experience. His work history includes multiple roles within Fitzwilliams and periods of self-employment. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm uses third-party sub-advisors for portfolio construction and trading, employing active strategies across various asset classes and maintaining ongoing account monitoring and client reviews.

Brian Lindberg is a financial advisor at Fitzwilliams Wealth Management Inc. in Chesapeake, VA, holding a Series 65 designation with seven years of industry experience. He has worked at Fitzwilliams Wealth Management since 2021 and previously at AE Wealth Management and ADT LLC. He is also involved with Fitzwilliams Financial Inc. as an insurance agent. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of actively managed sub-advisor strategies and monitors client accounts continuously, with approximately $113.9 million in discretionary assets under management as of October 2025.

Logan Flitton is a financial advisor with Tull Financial Group, Inc. He holds a Series 65 designation and has recently transitioned from military service, having served in the U.S. Navy for six years prior to entering the financial industry. His professional experience includes roles at Standard Calibration Inc. and as a student before joining Tull Financial Group. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans. The firm uses a tactical asset-allocation approach combining passive ETFs, actively managed funds, dividend stocks, and fixed income, emphasizing participant education and a multi-generation family-planning strategy.

Cheri Poston is a financial advisor at Gratus Wealth Advisors LLC with 16 years of industry experience. She holds the CFP® and Series 66 designations. Her prior roles include positions at CPA Investment Advisors and NewEdge Advisors, LLC. Gratus Wealth Advisors manages discretionary assets for individuals, nonprofit organizations, corporations, and retirement plan sponsors. The firm employs fundamental analysis and elements of modern portfolio theory to manage individualized accounts using both long- and short-term strategies.

Cline Reasor is a CFP® and Series 66-licensed financial advisor with over 21 years of industry experience. He currently serves at Gratus Wealth Advisors LLC and previously held roles at PKS Investments, NewEdge Advisors, and Truist Advisory Services. Reasor is a board member and finance committee participant for FORKids, Inc., a nonprofit focused on ending homelessness for children and families in the Hampton Roads area. Gratus Wealth Advisors manages discretionary assets for individuals, nonprofits, corporations, and retirement plan sponsors, employing both long- and short-term strategies grounded in fundamental analysis and modern portfolio theory. The firm offers asset management, financial planning, retirement plan advisory services, and manages both wrap and non-wrap accounts.

Dorothy Mannix is a financial advisor with Gratus Wealth Advisors LLC, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. Her prior work includes roles at PKS Investments, Cavalier Wealth Partners, NewEdge Advisors, and Scott & Stringfellow. She serves as a managing partner at multiple firms, including Gratus Wealth Advisors and Cavalier Wealth Partners. Gratus Wealth Advisors manages over $822 million in discretionary assets and serves individuals, nonprofit organizations, corporations, and retirement plan sponsors. The firm employs fundamental analysis and modern portfolio theory in managing individualized accounts and offers a range of services including asset management, financial planning, ongoing consulting, and retirement plan advisory.

Josef Mehall is a financial advisor with Advisory Alpha, LLC, holding a Series 65 credential and no prior industry experience. He has entrepreneurial experience through his ownership of Ideas by Mike LLC, a firm providing financial services, consulting, and education, as well as Mehall Financial LLC, which focuses on fixed insurance product sales. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a broad range of managed portfolio series using a primarily fund-of-funds approach.

Terry Crawford is a CFP® with eight years of industry experience, currently serving as an advisor at Procyon. His work history includes roles at PROCYON Advisors, Procyon Institutional Partners, Pivotal Planning Group, America's Auto Auction, Regent University, and Tull Financial Group. Outside of financial advising, he is the CFO of Peleton Entertainment, LLC, where he manages accounting functions. Procyon serves a diverse client base, including individual and high-net-worth households, institutional investors, and retirement plans. The firm’s investment approach is long-term and fundamental-analysis driven, utilizing mutual funds, ETFs, individual equities, and fixed income, and offers both discretionary and predominantly non-discretionary portfolio management.

Samantha Calhoun is a financial advisor at Gradient Advisors, LLC with a Series 65 designation and one year of industry experience. Her prior work includes roles at Legacy Financial Planning and Insurance Services and First Signature Mortgage, as well as nine years operating Sculpting Strength LLC, a fitness-related business. Gradient Advisors provides investment management, financial planning, and consulting services to a diverse client base, working primarily through third-party money managers and Investment Advisor Representatives with a largely non-discretionary operating model.

Brian Franklin is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® and Series 66 designations and having 11 years of industry experience. He has worked at Navy Federal entities since 2016 and spent one year at Osaic FA, Inc. Outside of advising, he maintains a real estate rental property in Virginia Beach, VA. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients. The firm primarily offers managed advisory programs utilizing third-party portfolio managers, financial planning, and retirement-plan fiduciary services, combining advisory and commission-based channels within its banking and credit-union affiliated structure.

Carter Moss is a financial advisor with MissionSquare Retirement in Suffolk, VA, holding Series 63 and Series 65 designations and 19 years of industry experience. He has been with ICMA Retirement Corporation since 2014. MissionSquare Retirement serves state and local government employers, employees, and certain nonprofits by administering deferred compensation and qualified retirement plans, offering plan administration, recordkeeping, education, and advisory services including discretionary Managed Accounts and Fund Advice developed in partnership with Morningstar Investment Management.