William Gilbert is a financial advisor with Valic Financial Advisors in Holly Springs, NC. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. He has been with Valic Financial Advisors since 2005 and also has experience with Sunamerica Capital Services, Inc. since 2013. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models and providing various overlay options.

John Passey is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at LPL Financial LLC, Good Life Advisors, LLC, Sterling Fox Financial, and Raymond James Financial Services. Passey is also a notary in North Carolina. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm provides access to third-party asset managers, turnkey asset management platforms, and a firm-managed WealthSuite separately managed account program.

Steven Dinh is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and having eight years of industry experience. His prior roles include positions at Citizens Securities, Wells Fargo Clearing, and Wells Fargo Bank. He is based in Garner, NC. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Brian Dennis is a financial advisor at Oppenheimer with 16 years of industry experience. He holds a Series 66 designation and has worked at several firms including Wells Fargo and Bank of America. Outside of his advisory role, he works as a Lyft driver and serves as a basketball tutor. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm provides a range of advisory and brokerage services with investment strategies tailored through both discretionary and non-discretionary programs.

Ryan Schlick is a financial advisor with PNC Wealth Management, holding Series 65 and Series 63 credentials and four years of industry experience. His prior roles include positions at Fidelity Investments and various credit union-related firms. Outside of finance, he serves as a certified flight instructor with the Kennebec Flying Club. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessments and invests via approved model strategies with mutual funds and ETFs.

Thomas Gervase is a financial advisor at SPC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Parkland Securities, Grove Point Advisors, and Prudential Insurance. In addition to his advisory role, he conducts insurance sales focused on non-variable life, disability, and long-term care products. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement services, delivering strategies primarily through discretionary management with options for nondiscretionary and direct-at-fund arrangements.

Grady Smith is an investment advisor representative with Principal Financial Services in Garner, NC, holding Series 63 and Series 65 registrations and nine years of industry experience. His prior roles include positions at Jones Advisors, Jones Insurance Agency, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Co. He is also engaged in the sale of fixed insurance products such as life, disability, long-term care insurance, and fixed annuities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

H. Hughes is a CFP® professional with 14 years of industry experience, currently affiliated with Commonwealth Financial Network. Their career includes five years at Ameriprise Financial Services, Inc. and multiple roles within Commonwealth Financial Network and Pathfinder Wealth Consulting. Outside of advisory work, Hughes is involved in fixed insurance sales through an activity called Cross Bridge. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm offers a range of advisory support services including managed-account programs, third-party asset manager access, and custody services.

Stephanie Bruneau is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. She has worked with Ameritas and its affiliates since 2020 and was previously employed at 3D Systems for seven years. Bruneau is also a senior account executive at Boston 128 Insurancy Agency Inc., where she focuses on fixed annuities and insurance products. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a range of discretionary and non-discretionary programs, utilizing a platform that integrates in-house models, third-party managers, and partnerships with affiliated entities.

James Baker is a financial advisor with First Citizens Investor Services, Inc., holding a Series 66 designation and 17 years of industry experience. He previously worked at LPL Financial for seven years before joining First Citizens Investor Services in 2020. Outside of his advisory role, he serves on the board of his condominium homeowners association. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a client process focused on financial needs assessment and diversified portfolio allocation, offering products such as unified managed accounts, wrap programs, and tax-aware services.

Douglas Ebner is a financial advisor with Money Concepts Capital Corp, holding Series 65 and Series 63 licenses and bringing 31 years of industry experience. His prior work includes positions at Triad Advisors and Independent Financial Partners, alongside managing Ebner Financial Group for over 15 years. Outside of his advisory role, he is involved in the sales and service of health and dental plans and is a partner in a bitcoin mining venture. Money Concepts Capital Corp is an enterprise-scale advisory firm serving a diverse client base, including individual investors, pension plans, trusts, estates, and corporations. The firm employs model-driven and asset-allocation strategies, combining proprietary and third-party portfolio management in both discretionary and non-discretionary programs, supported by technology platforms like Envestnet.

Joseph Uradnik is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 designations and 21 years of industry experience. His prior roles include positions at the Federal Reserve Bank of Boston and JDU Consulting. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a range of services such as model portfolio solutions, discretionary asset management, financial planning, and ERISA plan services through a platform-centered approach that integrates AEWM-managed and third-party models.

Nikhil Mukheja is a financial advisor with Empower Advisory Group holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Empower, he worked in education for seven years, including roles with Wake County Public Schools and Easton-Redding-Region School District. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm utilizes an integrated service model connected to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and clients’ savings rates in its financial planning approach.

Jessica Alpers is a financial advisor with Wealth Enhancement Advisory Services, LLC and holds a Series 65 designation. She has five years of industry experience, having worked previously at WealthShield Partners, LLC, The Atlantic Group, LLC, and Goldman Sachs Personal Financial Management. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets using diversified, risk-class based allocations that combine passive and active managers, supported by an internal Investment Committee.

Brendan Burns is a CFP® with seven years of experience in financial services, currently serving as an advisor at PNC Wealth Management. He previously worked at various Fidelity Investments divisions from 2016 to 2023. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary account pilot that uses algorithmic risk assessment and invests in mutual funds and ETFs with annual rebalancing.

Michael Mc Grady is a financial advisor with Transamerica Retirement Advisors, LLC, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at LPL Financial and Ameriprise Financial in various capacities. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, relying on Morningstar Investment Management for portfolio construction and oversight. The firm operates at scale with a large client base and primarily manages non-discretionary assets.

Douglas Molstad is a CFP® professional with 35 years of experience in the financial industry. He currently works with LPL Financial and has previously been associated with National Planning Corporation and Beacon Financial Group, where he has maintained a longstanding affiliation. Molstad also holds a role as an independent fixed insurance agent, providing insurance illustrations and application assistance to clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

Jacquelyn Tran is a financial advisor with Merrill, holding a Series 66 designation and having one year of industry experience. Her prior work includes roles at Bank of America and BP, as well as managing real estate investment and property management ventures. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Tina MacMillan is Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2022. She works closely with clients to develop tailored financial strategies that align with their individual goals. Her professional experience includes serving as a Financial Consultant at Fidelity Investments from 2018 to 2022 and as an Investment Consultant at TD Waterhouse Investor Services from 1998 to 2005. Tina holds a California Insurance License.

Maria Williams is a CFP® professional with 17 years of industry experience. She has worked at Edward Jones since 2021 and previously held positions at Fidelity Personal and Workplace Advisors and Fidelity Investments. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.