Erin Clifford is a financial advisor with The Wealth Consulting Group holding a Series 66 designation and six years of industry experience. She has worked previously at Minnesota Life Insurance Co, Securian Financial Services Inc, and LPL Financial LLC. Outside of her advisory role, she is a business owner and practitioner of NLP training. The Wealth Consulting Group is an SEC-registered wealth management firm serving individual, corporate, retirement plan, and trust clients. The firm employs a combination of fundamental, technical, macroeconomic, and quantitative analysis to tailor strategies and manages portfolios through active and passive investments, model portfolios, and algorithmic guided services.

Paul Baily is a financial advisor at Advisory Services Network with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Palmetto Private Wealth, LPL Financial, and Edward Jones. Outside of his advisory role, he is a licensed insurance professional. Advisory Services Network provides investment advisory and planning services to individuals, families, corporations, and retirement plans through a large network of independent advisers. The firm offers various portfolio management and consulting services, utilizing a range of securities and third-party managers, and supports flexible engagement models tailored to client needs.

Timothy Calvert is an investment advisor representative at First Citizens Asset Management, Inc. with 26 years of industry experience. He has worked with First Citizens Asset Management since 2006 and First Citizens Investor Services, Inc. since 2016. First Citizens Asset Management provides investment advisory and sub-advisory services to individuals, trusts, corporations, institutional accounts, and municipal entities. The firm manages approximately $167 million on a discretionary basis through a multi-team platform and employs global, multi-asset model portfolios with dynamic asset allocation and ongoing monitoring.

Timothy Doozan is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Keel Point, LLC since 2016. He is also involved with Keel Point Capital, LLC and owns Clear Financial Concepts, an entity used for business expense management. Keel Point, LLC is a multi-team registered investment adviser managing approximately $4.07 billion and serving individual, institutional, retirement plan, and corporate clients. The firm employs a team-based blend of fundamental and quantitative analysis to provide customized portfolio management and consulting services across various asset classes.

Eric Gaddy is a financial advisor with AlphaStar Capital Management, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. His prior roles include positions at Shankland Financial Advisors, Integrated Financial Strategies, and Capital Investment Group. Mr. Gaddy is also the author of *Retirement Made Simple*, a book on retirement topics. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, providing discretionary investment management, financial planning, participant account management, and subadvisory services. The firm employs a combination of strategic and tactical investment approaches through proprietary model portfolios and advisor-directed models.

Rhonda Fisher is a financial advisor at Gradient Advisors, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Secure Financial Solutions, Inc. for 16 years, where she was an owner and investment advisor representative. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm supports a network of 169 advisors across 154 offices and employs a combination of fundamental, technical, and cyclical analysis to tailor investment strategies.

Maximilian Clifford is a financial advisor at The Wealth Consulting Group with 12 years of industry experience and holds a Series 66 designation. His prior roles include positions at North Star Resource Group, Minnesota Life Insurance Company, and CRI Securities, LLC. He is based in Greer, SC. The Wealth Consulting Group provides fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, corporate and plan sponsors, charities, trusts, and estates. The firm employs a tailored investment process combining fundamental, technical, macroeconomic, and quantitative analysis and offers additional services such as fiduciary plan sponsor support and integration with legal-service pathways.

Thomas Plemmons is a financial advisor at CreativeOne Securities, LLC with 11 years of industry experience. He holds a Series 66 designation and has worked at Upstate Wealth Management since 2016. Outside of his advisory role, he serves as a board member of the Greater Inman Chamber of Commerce. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm combines project-based financial planning with ongoing asset management, utilizing a proprietary advisory platform and offering access to third-party manager programs.

Debra Carmody is a financial advisor with AlphaStar Capital Management in Boiling Springs, SC. She holds Series 63 and Series 65 designations and has 10 years of industry experience. Her prior roles include positions at Shawmut Corporation, Shankland Financial Advisors, and Ethos Wealth Group. She is also a licensed insurance agent. AlphaStar Capital Management manages approximately $1.84 billion for a diverse client base including individuals, trusts, small businesses, and pension plans. The firm offers discretionary and non-discretionary portfolio management with both predefined model portfolios and custom strategies that utilize quantitative analysis and third-party research.

Lauchlin Hines is a financial advisor with Thurston Springer Advisors, holding a Series 66 designation and 23 years of industry experience. He has been with Thurston Springer Miller Herd & Titak, Inc. since 2015 and has operated Targeted Retirement Strategies since 2008. Outside of his advisory work, he provides very part-time consulting for the chemical and automotive industries. Thurston Springer Advisors serves individuals, corporations, charitable institutions, foundations, endowments, estates, and retirement plans, offering financial planning, portfolio management, retirement-plan consulting, and sub-advisory services. The firm employs Tactical Momentum and Earnings Momentum investment strategies combined with fundamental, technical, and cyclical analysis, managing client accounts primarily on a discretionary basis.

Michael Finnie is a financial advisor with Aegis Capital Corp. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. His prior roles include positions at LPL Financial, J.W. Cole Advisors, Securities America Advisors, and Usadvisors Wealth Management. Aegis Capital Corp. serves individual investors, retirement and benefit plans, trusts, estates, and corporate clients by providing investment advisory and brokerage services, financial planning, and access to managed account programs through RBC and AXOS platforms. The firm offers both discretionary and non-discretionary account options and manages client assets across multiple programs.

Lawrence Hart is a financial advisor at Belpointe Asset Management LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Belpointe since 2018, following three years at Williams Financial Management. Outside of his advisory role, he serves as chairman of the board of trustees at Reidville Road Church in Moore, SC. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations. The firm offers discretionary investment management, financial planning, and retirement plan consulting, employing customized portfolios and a range of investment strategies tailored to client objectives and risk tolerance.

Joseph Carter is a financial advisor with Sequent Planning, LLC and holds a Series 65 designation. He has two years of industry experience and previously worked at IAMS Wealth Management and Palmetto Senior Benefits. Carter is also the owner of J. Carter & Associates, where he is involved in life and health insurance, annuities, and property and casualty services. Sequent Planning, LLC, operating as Futurity First Wealth Management, is an SEC-registered investment adviser serving individuals, retirement plan sponsors, businesses, endowments, and nonprofits. The firm employs a structured risk framework and offers services including asset management, financial planning, and retirement-plan fiduciary management through a network of approximately 97 advisors.

Daniel Lancaster is a financial advisor with Janney Montgomery Scott in Spartanburg, SC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Janney Montgomery Scott since 2005. Outside of his advisory role, he serves as a Notary Public in Spartanburg, providing notary services on a voluntary basis. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Megan Briscoe is a financial advisor at AE Wealth Management, LLC with a Series 65 designation and approximately one year of industry experience. Her prior roles include positions at J Biance Wealth Management, J Biance Financial, Purpose Equity, D'Alberto Graham & Grimsley, and the Neumann Law Firm. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies, serving a large number of clients through a standardized platform approach.

William Blackford is a financial advisor with Janney Montgomery Scott in Spartanburg, SC, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Janney Montgomery Scott since 2015. Outside of his advisory role, he serves as Chairman of the Board and a commission member for the Spartanburg Memorial Auditorium, a local municipal venue for entertainment and events. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, consulting, and multiple advisory programs, combining in-house portfolio management with third-party managers across various wrap programs and unified managed accounts.

Erin Despres is a Series 66-licensed financial advisor with Truist Advisory Services, bringing 12 years of industry experience. Her career includes roles at Wells Fargo Advisors and SunTrust Investment Services prior to Truist. Outside of her advisory work, she is a sales consultant for nutritional supplements and environmentally friendly cleaning products. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and integrates AI-enabled equity research, serving clients through a multi-affiliate platform.

Gabriel Bowman is a financial advisor at Janney Montgomery Scott with 18 years of industry experience. He holds Series 65 and Series 63 credentials. His prior work history includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Janney. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base that includes individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs supported by in-house and third-party portfolio management.

Gregory Allen is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He serves as the financial secretary for Tucapau Baptist Church, managing bill payments and disbursements. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various investment adviser and promoter arrangements.

Allen Secor Jr. is a financial advisor at GWN Securities Inc. with 49 years of industry experience. He holds Series 63 and Series 65 licenses and has been with GWN Securities since 2004. Outside of his advisory work, Secor serves as president of a marketing company, is a director of a charitable foundation, manages a family humanitarian project organization, and performs as a bass trombone musician in big bands. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a large network of advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, including legacy market-timing and momentum-based strategies.