Stephen Dyer is a CFP® with 13 years of industry experience, currently serving as an advisor at Motiv8 Investments LLC. He has held roles at Optimal Wealth Strategies, Fusion Capital, and The Boggs Group. Outside of advising, he operates a personal tax preparation and financial coaching business through Optimal Wealth & Taxes, LLC. Motiv8 Investments LLC provides discretionary and non-discretionary portfolio management and comprehensive financial planning to individuals, retirement plan participants, trusts, estates, charitable organizations, and business entities. The firm emphasizes asset allocation, continuous monitoring, and periodic rebalancing, employing a range of analytical methods and utilizing custodial and third-party platforms to manage client portfolios.

William Abolghassem is a financial advisor at Firethorn Wealth Partners, LLC in Augusta, GA, holding a Series 65 designation with five years of industry experience. His prior roles include positions at CenterState Bank and Charter Bank. Firethorn Wealth Partners is a registered investment adviser managing approximately $671.9 million with a seven-advisor team. The firm serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, offering wealth management, financial planning, investment management, retirement-plan consulting, and education advisory services.

Joshua Marbert is a financial advisor at Richard Young Advisors in Augusta, GA, holding a Series 65 designation with nine years of industry experience. He has been with Richard Young Associates since 2017 and previously worked at Clemson University. Richard Young Advisors primarily serves individual and high-net-worth clients, offering discretionary portfolio management and financial planning. The firm manages approximately $1.195 billion in discretionary assets, using no-load mutual funds and ETFs within diversified portfolios that emphasize international stocks and systematic exposure to small-, value-, and profitability-oriented factors.

John Travis is a CFP® and Series 65 credentialed advisor at Richard Young Advisors with seven years of industry experience. He has been with Richard Young Associates, Ltd. since 2014 and previously worked at the University of South Carolina. Travis is the founder of The My Why Foundation, a charitable 501(c)(3) focused on educating underserved individuals about using open stock market accounts. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm manages approximately $1.2 billion in discretionary assets, employing a diversified investment approach based on modern portfolio theory with an emphasis on international stocks and factor tilts across multiple asset classes.

Eugene Mcmanus is a CFP® and PFS™ credentialed advisor with 22 years of industry experience. He is a managing member of AP Wealth Management in Augusta, GA, where he has worked since 2011. Prior to that, he spent six years at Augusta Capital Investors, LLC. AP Wealth Management is a team-based firm serving high-net-worth individuals, families, and institutional clients with fee-only financial planning and investment management. The firm employs a client-specific asset-allocation framework and offers services including ERISA 3(38) investment management and plan advisory.

Rusty Woodward is a CFA® charterholder with two years of experience in the financial industry. He is currently with Asset Advisors Investment Management LLC, where he has worked since 2023. Prior to this, he held roles at Sterling Capital and BB&T. Asset Advisors provides personalized wealth management, discretionary investment management, and financial planning to high-net-worth individuals, charitable organizations, pension and profit-sharing plans, and corporations. The firm emphasizes multiyear holding periods and uses a combination of fundamental and technical analysis to construct portfolios primarily from ETFs, individual equities, bonds, and certificates of deposit.

John Gillion is a CFP® with 21 years of industry experience and is associated with Money Advisors, Inc. d/b/a Century Investment Planning in Augusta, GA. He has been a partner at Baird & Company, CPAs since 1962, where he handles tax and financial matters. Money Advisors, Inc. provides discretionary portfolio management and financial planning services to individuals, trusts, estates, limited liability companies, and retirement plans. The firm emphasizes long-term, fundamental analysis and client-specific asset allocation, managing approximately $53 million in discretionary assets for about 125 clients.

Sarah Masood is a financial advisor with Money Advisors, Inc. d/b/a Century Investment Planning, holding a Series 65 designation and 17 years of industry experience. She has worked at Baird & Company, CPAs, LLC since 2007. Money Advisors, Inc. serves individuals, trusts, estates, limited liability companies, and retirement plans, offering discretionary portfolio management and financial planning. The firm manages approximately $53 million in discretionary assets and focuses on long-term fundamental analysis, client-specific asset allocation, and the use of multiple third-party research providers.

William Fair is a CFP® professional with 22 years of industry experience. He has worked at AP Wealth Management since 2011 and previously was affiliated with Augusta Capital Investors, LLC and Augusta Capital Management, LLC. Fair holds Series 63 and Series 65 licenses and maintains a non-variable insurance license outside of his advisory role. AP Wealth Management is a team-based firm serving high-net-worth individuals, families, and institutional clients with fee-only financial planning and investment management. The firm employs a multi-bucket asset allocation strategy across a range of investment vehicles and provides specialized services including ERISA 3(38) investment management and participant education for qualified plans.

Christopher Carbaugh is a financial advisor with SLP Wealth in Augusta, GA. He holds a Series 65 designation and has one year of industry experience. Prior to joining SLP Wealth, he worked at Truist Bank and Renasant Bank and has been involved with Carbaugh Coffee Company and Carbaugh Farms LLC. SLP Wealth is an SEC-registered advisory firm serving individual clients and small-business owners, offering discretionary investment management and financial planning without a minimum account size. The firm uses diversified, risk-based portfolios primarily composed of no-load mutual funds and ETFs, and supports a large office network relative to its number of advisors.

Ryan Borders is a financial advisor with Richard Young Advisors in Augusta, GA, holding a Series 65 credential and seven years of industry experience. His prior work includes roles at Swagelok South Carolina and the University of Georgia before joining Richard Young Associates, Ltd. in 2018. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning, managing approximately $1.195 billion in discretionary assets as of year-end 2025. The firm uses a modern portfolio theory approach with diversified asset classes, frequent rebalancing, and offers more than 80 model portfolios or customized allocations.

Abigail Gibson is a financial advisor at Richard Young Advisors with a Series 65 credential and two years of industry experience. She has worked at Richard Young Associates, Ltd. since 2023 and previously held roles at Rosegate Mortgage, LLC, Modulex Group, Bradley Sports, and Clemson University. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm manages approximately $1.2 billion in discretionary assets and employs a modern portfolio theory approach with diversified asset classes, emphasizing international stocks and systematic tilts toward small-, value-, and profitability-oriented exposures.

Walter Marbert is a CFP® certificant with 22 years of industry experience. He has been with Richard Young Associates, Ltd. since 1995. In addition to his advisory role, he is licensed as a Georgia insurance agent and engages in the sale of various insurance products. Richard Young Advisors primarily serves individual and high-net-worth clients, providing discretionary portfolio management and financial planning. The firm employs a modern portfolio theory approach, emphasizing international stocks and systematic exposures to small-, value-, and profitability-oriented asset classes.

John Gillion III is a financial advisor with Money Advisors, Inc. d/b/a Century Investment Planning, holding a Series 65 designation and over 20 years of industry experience. He has worked at Maplevest Management since 2010 and McCurdy, Gillion & Associates LLLP since 2001. Outside of his advisory role, Gillion is active in multiple non-investment-related holding companies and serves as a licensed Certified Public Accountant and Certified Management Accountant. Money Advisors, Inc. serves individuals, trusts, estates, limited liability companies, and retirement plans, offering discretionary portfolio management and financial planning services. The firm emphasizes long-term, fundamental analysis and client-specific asset allocation, avoiding market timing and non-investment grade securities while favoring dividend-paying equities.

Raymond Benjamin is a CFP® certificant with 29 years of industry experience, currently serving at Firethorn Wealth Partners, LLC in Augusta, GA. His prior roles include positions at Kingswood Capital Partners, WealthPLAN Partners, LPL Financial, and Georgia Bank & Trust. He is also involved in an insurance brokerage business, referring cases to a related firm in exchange for investment referrals. Firethorn Wealth Partners is a registered investment adviser managing approximately $671.9 million with a seven-advisor team. The firm serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, employing a rigorous investment process centered on asset allocation, manager selection, and ongoing due diligence.

Katherine Brabenec is a financial advisor at Firethorn Wealth Partners, LLC with five years at the firm and two years of industry experience. She holds a Series 65 designation. Prior to her advisory role, she spent time at the University of Alabama and Davidson Fine Arts. Firethorn Wealth Partners is a registered investment adviser managing approximately $671.9 million with a seven-advisor team. The firm serves individuals, trusts, estates, charitable organizations, corporations, and retirement plans, focusing on asset allocation, manager selection, and ongoing due diligence across a diversified range of investment vehicles.

Eleonora Gillion is a financial advisor with Money Advisors, Inc. d/b/a Century Investment Planning in Augusta, GA. She holds a Series 65 designation and has seven years of industry experience, having been with the firm since 2016. Money Advisors, Inc. serves individuals, trusts, estates, limited liability companies, and retirement plan accounts, offering discretionary portfolio management and financial planning services. The firm manages approximately $53 million in discretionary assets and emphasizes long-term, fundamental analysis with client-specific asset allocation, avoiding market timing and non-investment grade securities.

Joseph Calhoun III is a financial advisor at Alhambra Investment Management LLC with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Alhambra since 2006 and at Calhoun & Co. since 2021, where he is the sole owner. Alhambra Investment Management provides discretionary and non-discretionary investment management to individuals, high-net-worth clients, charitable organizations, and corporations. The firm employs a top-down, macroeconomic approach to asset allocation, combining tactical overlays with quantitative strategies and special-situation securities, and manages client relationships through a team-based structure.

Carlos Cato is a financial advisor with First Citizens Asset Management, Inc., holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Bank of America, Merrill, and AT&T. Outside of his advisory role, he serves on the Savannah River Site Citizens Advisory Board, advising on the disposal and cleanup of nuclear waste in his community. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to a range of clients, including individuals, trusts, municipalities, and institutions. The firm employs a global multi-asset class approach with discretionary management focused on strategic asset allocation and manager research.

Darold Brooks is a CFP®-certified financial advisor with 21 years of industry experience, currently practicing at Meridian Wealth Management, LLC since 2022. Prior to this, he spent 12 years at Livingston Group Asset Management Company. Outside of his advisory role, he manages real estate-related businesses, including serving as Managing Director of CMI Realty Group, LLC. Meridian Wealth Management, LLC is an SEC-registered firm serving individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate/business clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan services, employing a range of investment strategies tailored to client profiles.