Carolyn Mcclanahan is a CFP® and holds a Series 66 license with 22 years of experience in financial advising. She has been with Life Planning Partners, Inc. in Jacksonville, FL since 2003. In addition to her advisory role, she speaks at financial planning and securities industry events and writes for a general audience on topics such as health care planning and end-of-life planning, dedicating about 15% of her time to these activities. Life Planning Partners serves individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations through ongoing financial planning, portfolio management, and pension consulting. The firm emphasizes holistic life planning and long-term asset allocation, using broadly diversified, low-cost mutual funds and ETFs, and operates as a small advisory team managing personalized client relationships.

Terri Kimball is a financial advisor at Riverplace Capital Management Inc with 22 years of industry experience. She has been with Riverplace Capital Management since 2001. She holds a Series 63 designation. Riverplace Capital Management provides personalized financial planning and discretionary investment management to individuals, retirement and profit-sharing plans, trusts, estates, charitable organizations, corporations, and municipalities. The firm manages approximately $236 million in client assets and employs a dynamic asset allocation approach supported by fundamental, technical, and cyclical analysis.

Philip Kabat is a Series 65-licensed advisor with 12 years of industry experience. He is the principal of Kabat Advisory Group, LLC, where he has worked since 2014, and is also involved with Kabat Equity Group, Inc., an insurance sales and services business to which he dedicates a significant portion of his time. Kabat Advisory Group provides personalized financial planning and consulting to individuals, organizations, and business entities, offering educational seminars and workshops. The firm refers clients requiring investment management to third-party money managers and acts as a liaison without discretionary authority over client assets.

Paxton Driscoll is a financial advisor at Heritage Financial Advisory, LLC with five years of industry experience. He holds a Series 65 designation and previously worked at Trinity Wealth Securities, LLC and Florida Financial Advisors. Outside of advisory work, he is active in insurance sales in Jacksonville, FL. Heritage Financial Advisory, LLC provides discretionary investment management and advisory services to individual and high-net-worth clients, focusing on low-cost, diversified mutual funds and ETFs. The firm employs a long-term investment orientation combined with fundamental, technical, and cyclical analysis to guide asset allocation and security selection.

Stephen Sanders is a CFP® professional with 18 years of experience in the financial services industry. He has worked at Life Planning Partners, Inc. since 2025, following roles at Edward Jones and Bank of America NA/Merrill Lynch. Sanders holds a Series 66 license and is based in Jacksonville, FL. Life Planning Partners serves individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations with comprehensive financial planning and portfolio management. The firm emphasizes holistic life planning and asset allocation using broadly diversified, low-cost funds, and provides pension consulting as a non-discretionary ERISA fiduciary.

Joey Banghart is a financial advisor at CJC Wealth Management with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including Northwestern Mutual Wealth Management Company and The Gantt Group. CJC Wealth Management provides ongoing portfolio management and financial planning to individual and high-net-worth clients, managing approximately $122 million across four advisors. The firm employs fundamental and quantitative analysis alongside modern portfolio theory to construct diversified portfolios tailored to clients' goals and risk tolerance.

Annette Campos is a financial advisor at Riverplace Capital Management Inc with eight years of industry experience. She holds the Series 66 designation and has worked previously at BBVA Wealth Solutions, Inc. and BBVA Securities Inc. She started her career with roles at Randstad and Uber. Riverplace Capital Management provides personalized financial planning and discretionary investment management to individuals, retirement and profit-sharing plans, trusts, estates, charitable organizations, corporations, and municipalities. The firm manages approximately $236 million in client assets and uses a dynamic asset allocation investment process supported by fundamental, technical, and cyclical analysis.

David Price is a CFA® charterholder with 22 years of industry experience. He has been with St. Johns Investment Management Company, LLC since 2013. The firm provides continuous portfolio management to individuals, trusts, estates, corporations, pension and profit-sharing plans, and charitable organizations. St. Johns uses a three-factor equity valuation process combining fundamental and technical analysis and typically purchases individual bonds for fixed-income allocations, managing accounts based on client objectives and risk tolerance.

Brett Lozowski is a CFP® professional at Life Planning Partners, Inc. in Jacksonville, FL, with six years of industry experience. He previously worked at Truist Advisory Services, Inc. and Merrill. Outside of his advisory role, he has been involved with the Tuscaloosa United Soccer Club. Life Planning Partners advises individual clients, including high-net-worth households, as well as retirement plans, trusts, and charitable entities. The firm offers comprehensive financial planning with portfolio management and pension consulting, focusing on broadly diversified, long-term asset allocation using low-cost, tax-efficient investments.

James Murphy is a financial advisor at St. Nicholas Private Asset Management, Inc. in Jacksonville, FL, with nine years of industry experience. His prior roles include positions at Deutsche Bank Securities Inc. and Wells Fargo Advisors. He serves on the finance committee of Holy Family Catholic Church. St. Nicholas Private Asset Management provides discretionary portfolio management and investment advice primarily to high-net-worth individuals, trusts, foundations, endowments, and charitable institutions. The firm employs a Growth-At-a-Reasonable-Price equity strategy combined with investment-grade fixed-income management and offers active account oversight.

Joseph Smith is a CFP® professional with 18 years of industry experience. He has been with Stillblue Financial Partners, LLC since 2013. Outside of his advisory role, he is also licensed as an independent insurance agent. Stillblue Financial Partners serves individual investors, including high-net-worth clients, and business entities by providing portfolio management, financial planning, selection of other advisers, and pension/retirement plan consulting. The firm uses model portfolios developed by an internal Investment Committee but allows for individualized portfolio construction through its network of Investment Adviser Representatives.

David Strohecker is a CFP® with 14 years of industry experience and has been with D2 Capital Management since 2001. He is based in Jacksonville, FL, and is one of two advisors at the firm. D2 Capital Management is a fee-only, state-registered investment adviser serving individuals, trusts, and charitable organizations. The firm employs a fundamental analysis and proprietary valuation process to manage tailored portfolios using a blend of growth-at-a-reasonable-price and value-oriented stock selection, incorporating strategies such as ETFs, individual bonds, and selective use of options and margin.

Michael Ellis is a CFP® professional with nine years of industry experience. He has worked at Madden Advisory Services, Inc. since 2018 and previously held roles at Bank of America and Merrill Lynch. Madden Advisory Services provides financial planning, discretionary portfolio management, and pension consulting to individuals, trusts, estates, and other entities. The firm combines personalized wealth management with an online, model-driven ETF and mutual fund platform, employing a dual delivery approach that integrates fundamental, technical, and cyclical analysis.

Troy Lerche is a CFP® and holds a Series 65 license with nine years of industry experience. He currently works at Davis Capital Management and previously spent seven years at Firstwave Financial Inc (formerly CPA Wealth Management Services). Davis Capital Management serves individual investors, trusts, foundations, corporations, and employer-sponsored retirement plans, providing discretionary portfolio management, customized financial planning, and qualified plan consulting. The firm emphasizes capital preservation through a combination of top-down macroeconomic sector weighting and bottom-up security selection, maintaining risk controls to limit exposure by sector and security.

Shawn Mccabe is a CFP® and PFS™ credentialed financial advisor with 14 years of industry experience. He is currently with Gunn & Company Investment Management, Inc. and also serves as Owner and President of McCabe Gunn, CPA, PA, a non-investment related CPA firm. His prior roles include positions at CPS Investment Advisors and various consulting and financial firms. Gunn & Company Investment Management, Inc. provides discretionary investment advisory and portfolio management services to individuals, trusts, estates, corporations, small business owners, pension plans, foundations, and other charitable entities. The firm manages approximately $194.5 million across about 164 client accounts and offers services including financial planning, tax and estate considerations, and a 401(k) Daily Valuation program.

Christopher Knight is a Series 66-licensed financial advisor with The Palmer Knight Company in Jacksonville, FL, where he has worked since 2003. He has 23 years of industry experience. The Palmer Knight Company is a fee-for-service registered investment adviser managing approximately $296 million for individual clients, including both high-net-worth and non-high-net-worth households. The firm employs diversified equity and fixed-income portfolios based on fundamental and technical analysis, offering multiple model allocation frameworks tailored to different investment goals.

Brian Hughes is a CFP® and CFA® credentialed financial advisor with 19 years of industry experience. He is currently with River City Wealth Management, where he has worked since 2019, following prior roles at Advisory Services Network, LLC and Madden Advisory Services, Inc. River City Wealth Management provides discretionary wealth management and financial planning services to individuals, professionals, business owners, and retirement plans. The firm employs a macroeconomic, long-term asset allocation approach utilizing third-party research and manager due diligence to construct diversified portfolios, typically implementing strategic allocations through mutual funds, ETFs, and individual securities.

Luiz Cunha is a CFA® charterholder affiliated with Baluarte Capital US, where he has worked since 2025. He has prior experience at Baluarte Capital Gestão de Recursos Ltda and worked in the fitness training industry with 4Perform Treinamento & Fitness. Baluarte Capital US provides portfolio management and investment advisory services primarily to high-net-worth individuals, emphasizing client-specific Investment Policy Statements and both discretionary and non-discretionary account management. The firm uses a blend of quantitative, fundamental, and cyclical analysis alongside modern portfolio theory and often employs specialized outside managers for various asset classes.

Michelle Barron is a CFP® and Series 66-licensed advisor with 17 years of industry experience. She has worked at River City Wealth Management since 2021 and previously at Advisory Services Network and Madden Advisory Services. Outside of financial advising, she manages a property management business in Jacksonville, Florida. River City Wealth Management provides discretionary wealth management and financial planning to individuals, professionals, business owners, and retirement plans. The firm employs a macroeconomic, long-term asset allocation approach using third-party research and manager due diligence to build diversified portfolios across equities, fixed income, mutual funds, and ETFs.

Christopher Johns is a financial advisor at Spark Wealth Advisors in Jacksonville, FL, with eight years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Ally Invest Securities and TradeKing. Johns is also the owner of Spark Tax Advisors, where he provides tax preparation and accounting services. Spark Wealth Advisors serves individuals, small business owners, and employer-sponsored retirement plans with financial planning and portfolio management. The firm uses a passive investment approach focused on low costs, tax efficiency, and long-term market exposure.