Eliza Kwentus is a financial advisor at Destiny Wealth Partners, LLC with 11 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and Edward Jones. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management. The firm employs a range of investment strategies guided by an investment policy committee and integrates technology and process controls in client reporting and oversight.

Lisa Malaspine is a financial advisor at QTR Family Wealth, LLC with 25 years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill Lynch, Pierce, Fenner & Smith, Metric Financial, Inc., and Bison Wealth, LLC. QTR Family Wealth, LLC serves high-net-worth individuals, families, trusts, estates, and small businesses by providing comprehensive wealth management, portfolio management, retirement plan advisory, and business consulting services. The firm employs a manager-of-managers approach, utilizing model portfolios and third-party managers, and offers both discretionary and non-discretionary programs with services including financial and estate planning, tax coordination, trustee assistance, and philanthropic support.

Morgan Hatfield is a financial advisor at Destiny Wealth Partners, LLC with 15 years of industry experience. He holds the Series 65 designation and has worked previously at CWM, LLC and Ruggie Wealth Management. Outside of his advisory role, he serves as a trustee and secretary/treasurer for SECO Energy and is the Chief Financial Officer of H&M Global Enterprise LLC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients by providing wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach including model asset allocation portfolios, mutual funds, ETFs, individual equities, fixed income, and access to private investment funds, with both discretionary and non-discretionary management options.

Audrey Mancuso is a CFP® professional with 13 years of industry experience, currently serving at Destiny Wealth Partners, LLC. She has held roles at several firms including Carson Wealth and Purshe Kaplan Sterling Investments. Mancuso is a partner in RUSO, LLC, a client partnership formed to invest in various ventures. Destiny Wealth Partners serves individuals, high-net-worth families, retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diversified investment approach combining model portfolios with various asset classes and offers both discretionary and non-discretionary management.

Sandra Stickney is a CFP® and holds a Series 66 license with 23 years of industry experience. She has been with Collaborative Wealth Management since 2016 and also maintains a longstanding association with LPL Financial since 2004. Outside of her advisory role, she provides administrative support to Collaborative Wealth Management and is involved with CSKK, LLC, a non-investment-related business entity. Collaborative Wealth Management is an SEC-registered firm with nine advisors managing approximately $564 million for a diverse client base that includes individual and high-net-worth households, pension and profit-sharing plans, foundations, charities, and business entities. The firm utilizes a combination of fundamental and technical analysis to construct long-term, diversified portfolios and offers both discretionary and non-discretionary management alongside comprehensive wealth planning services.

Charles Kunzelman is a CFP® and ChFC® with 24 years of experience in financial advisory roles. He is currently with QTR Family Wealth, LLC and previously worked at Schwab Private Client Investment Advisory, Inc., among other firms. Outside of his advisory role, he is a licensed life insurance agent and maintains property and casualty insurance licenses. QTR Family Wealth, LLC serves high-net-worth individuals, families, trusts, estates, and small businesses by providing comprehensive wealth management, portfolio management, retirement plan advisory, and business consulting services. The firm manages approximately $582.8 million in discretionary client assets and employs a manager-of-managers investment approach, including access to alternative strategies through pooled investment vehicles.

Yulia Dance is a CFP® and CFA® with four years of industry experience. She is currently with Jackson Wealth Management, LLC, where she has worked since 2022. Prior to that, she worked in corporate finance at Verizon and has a role as a research analyst at Jackson Investment Management, LLC. Jackson Wealth Management serves individual and institutional clients, including high-net-worth individuals and plan sponsors, managing about $1.07 billion for roughly 900 clients. The firm employs an active trend-following and tactical asset allocation approach using a mix of mutual funds, ETFs, and individual equities, with portfolios monitored and rebalanced regularly.

Alexa Pao is a financial advisor at Cornerstone Planning Group with 14 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked previously with firms including New York Life and Island Wealth Strategies and Insurance Solutions. Outside of her advisory role, she owns Authentic Alexa, LLC, which provides consulting and a subscription-based platform focused on digital workspace setup and LinkedIn lead generation. Cornerstone Planning Group serves individuals, businesses, and institutions with discretionary portfolio management and comprehensive financial planning. The firm emphasizes a low-cost, passive investment approach and offers ERISA fiduciary consulting for retirement plans.

Christopher Nichols is a financial advisor at Destiny Wealth Partners, LLC, with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Cetera Advisor Networks and LPL Financial. Nichols is also involved in several business ventures, including owning Nichols Wealth Partners and Wealth Partners, LLC, through which he provides financial advisory and insurance services. Destiny Wealth Partners is a team-based SEC-registered advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management services. The firm employs tailored discretionary and non-discretionary investment strategies using a range of securities and alternative instruments, supported by technology platforms and an investment policy committee, and offers a broad product scope including fiduciary services and private fund advisory.

Robert Clark is a CFP® with 25 years of industry experience, currently serving at Destiny Wealth Partners, LLC. His prior roles include positions at Destiny Family Office, CWM, LLC dba Carson Wealth, Ruggie Wealth Management, and LPL Financial. He is also an independent insurance agent outside of his advisory work. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, utilizing model portfolios, mutual funds, ETFs, individual equities, fixed income, and alternative strategies.

Carl Rylander is a financial advisor at Orca Investment Management, LLC with 10 years of industry experience. He holds the Series 66 designation and has worked at firms including Paulson Investment Advisors LLC and Paulson Investment Company, LLC. Orca Investment Management provides discretionary portfolio management and advisory services to individuals, retirement plans, businesses, trusts, estates, and charitable organizations. The firm manages approximately $212 million across 359 client accounts, employing a mix of fundamental, technical, charting, and cyclical analysis to implement diversified, tailored investment strategies.

Alan Belanger is a financial advisor at Destiny Wealth Partners, LLC with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Vintage Financial Partners, Legacy Capital Partners, State Farm, and Guardian Life Insurance. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm offers a range of investment strategies and consulting services, including discretionary and non-discretionary management, and utilizes various investment vehicles and technologies to manage client accounts.

Mitchel Faulkner is a CFP® with seven years of industry experience, currently serving at Destiny Wealth Partners, LLC. He previously worked at MAI Capital Management, Greenway Family Office, and the Alvery Bartlett Group. Destiny Wealth Partners serves individuals including high-net-worth families, employer-sponsored retirement plans, and family-office clients, offering wealth management, financial planning, and portfolio management through both wrap and non-wrap arrangements. The firm employs a diverse investment approach combining model asset-allocation portfolios with various securities and provides discretionary and non-discretionary management alongside retirement plan consulting and trust administration services.

Jaren Holmes is a financial advisor at Collaborative Wealth with a Series 65 designation and two years of industry experience. He previously worked at Merrill Lynch for eight years. Outside of advisory work, he serves as Director of Public Relations for Collaborative Digital Innovations, an AI and machine learning software company. Collaborative Wealth Management is an SEC-registered firm with nine advisors managing approximately $564 million for a diverse client base including individuals, high-net-worth households, and institutions. The firm employs a combination of fundamental and technical analysis to construct portfolios with a long-term focus, offering investment management alongside comprehensive planning and consulting services.

Keith Ward is a financial advisor with Destiny Wealth Partners, LLC, holding Series 65 and Series 63 credentials and two years of industry experience. Prior to joining Destiny Wealth Partners, he was employed at Northwestern Mutual in various roles from 2023 to 2025. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management. The firm uses a range of investment strategies and technology platforms to provide tailored, discretionary, and non-discretionary services.

Thomas Ruggie is a CFP® and ChFC® with 34 years of experience in financial advisory roles. He is currently with Destiny Wealth Partners, LLC, where he has worked for 12 years, and previously held positions at firms including Asset Advisors of America and Purshe Kaplan Sterling. Outside of his advisory work, he is president and treasurer of the Tom and Kim Ruggie Family Foundation and has invested in the Museum of Crime and Punishment in Washington, DC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, model asset-allocation portfolios, and access to private investment funds, along with unique operational features such as a general counsel attorney relationship and performance-based fee arrangements for qualified clients.

Shawn Smith is a financial advisor with Collaborative Wealth in Lake Mary, FL, holding Series 63 and Series 66 licenses and offering 12 years of industry experience. His prior roles include positions at Bank of America/Merrill Lynch and Merrill Lynch, Pierce, Fenner & Smith Incorporated. He also operates SMS Wealth Advisors LLC, a separate business entity used for tax and investment purposes. Collaborative Wealth provides financial planning and portfolio management services to individuals, including high-net-worth and multi-generational households, as well as institutional clients such as pension plans and foundations. The firm employs both fundamental and technical analysis to develop long-term asset allocation strategies and manages a private real estate fund with AI-assisted underwriting and blockchain-anchored reporting.

Natalie Samuels is a financial advisor at Jackson Wealth Management, LLC, holding a Series 65 designation with one year of industry experience. Prior to her current role, she worked at Starbucks Coffee Company and The Walt Disney Company. Additionally, she has experience with Little Water Cantina LLC. Jackson Wealth Management serves a diverse range of clients, including high-net-worth individuals, plan sponsors, trusts, and retirement accounts, managing approximately $1.07 billion for around 900 clients. The firm utilizes an active trend-following and tactical asset allocation approach, combining various investment strategies and ongoing portfolio monitoring.

Ronald Hopper is a financial advisor at Destiny Wealth Partners, LLC, holding a Series 65 designation with two years of industry experience. He previously worked at Destiny Family Office and has a background that includes roles at the University of Central Florida and local schools. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and employer-sponsored retirement plans with wealth management, financial planning, and portfolio management services. The firm offers both discretionary and non-discretionary management using a range of investment vehicles and incorporates technology and process controls in client reporting and oversight.

John Murphy is a Series 65 licensed advisor with QTR Family Wealth, LLC, where he has worked since 2024. He has one year of industry experience and previously worked at Bison Wealth, LLC. Outside of his financial career, he was employed at Seminole Legacy Golf Club from 2021 to 2024. QTR Family Wealth, LLC serves high-net-worth individuals, families, trusts, estates, and small businesses by providing wealth management, portfolio management, retirement plan advisory, and business consulting services. The firm manages approximately $582.8 million in discretionary client assets and uses a manager-of-managers approach with model portfolios and third-party managers.