Joshua Anderson is a CFA® charterholder with 15 years of industry experience. He is the Chief Investment Officer for Nestimate, Inc., a fintech firm providing analytical tools for financial advisors to assess in-plan annuities, and also the Founder of The Retirement Innov8ion Lab, which develops thought leadership and innovative ideas in the retirement plan sector. Anderson currently serves as an advisor at Nestimate Investment Management LLC. Nestimate Investment Management, LLC offers portfolio management and pension consulting services primarily to retirement plans, other advisers, and insurance companies. The firm employs a fiduciary investment approach that integrates quantitative scoring with qualitative due diligence, leveraging proprietary analytics and fintech tools to support diversified, cost-aware, and customized plan solutions, including lifetime income product analysis and 3(21)/3(38) fiduciary services.

Eric Lam is a financial advisor at Cassedy Financial Group, Inc. in Tampa, FL, with six years of industry experience. He holds a Series 66 designation and has previous experience at First Allied Securities, Inc. Outside of his advisory role, he provides notary services on a limited basis. Cassedy Financial Group, Inc. advises high-net-worth families, individuals, corporations, trusts, pension plans, and plan fiduciaries. The firm offers discretionary and non-discretionary asset management along with consulting services, employing fundamental analysis and systematic rebalancing to build customized portfolios.

Cameron Cassedy is a financial advisor at Cassedy Financial Group, Inc. in Tampa, FL, with nine years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at The Vanguard Group and First Allied Advisory Services. Outside of his advisory work, Cassedy serves as a board member of the Davis Island Civic Association, a trustee of the Tampa Bay History Center Foundation, and treasurer on the executive board of the Club of Tampa. Cassedy Financial Group, Inc. advises high-net-worth individuals, families, corporations, trusts, and pension plans, providing discretionary and non-discretionary asset management along with financial and consulting services. The firm constructs customized portfolios using fundamental and occasional technical analysis and manages held-away defined-contribution accounts through a third-party platform.

Bruce Snyder Jr. is a CFP® with 25 years of industry experience, currently serving as President and Managing Member of SFG Wealth Advisors, LLC. He has worked with multiple firms throughout his career, including The Strategic Financial Alliance, Inc. and Snyder Financial Group, LLC. In addition to his advisory role, he has been involved in fixed insurance and fixed annuity sales. SFG Wealth Advisors serves individuals and families such as active retirees, business owners, and young professionals, offering discretionary portfolio management, comprehensive financial planning, insurance solutions, and retirement-plan advisory services. The firm utilizes a cash-flow based financial planning approach and implements diversified allocations primarily through mutual funds, ETFs, and selectively, alternative investments, often engaging third-party money managers through the Frontier platform.

Jon Pellecchia is a CFP® with 26 years of industry experience, currently serving at PFS Signature Wealth LLC. His prior roles include positions at IFP Securities, Independent Financial Partners, and LPL Financial. He is a board member and chair of the finance committee for the Salvation Army Tampa and serves on the board of First Priority of Tampa Bay. PFS Signature Wealth LLC provides asset management, comprehensive wealth management, and retirement plan consulting to individuals, families, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, goals-based approach that incorporates Monte Carlo and cash-flow planning along with fundamental, technical, and quantitative analysis, using tailored portfolios and third-party money managers.

Tye Pellecchia is a financial advisor at PFS Signature Wealth in Tampa, FL, holding a Series 66 designation with two years of industry experience. Prior to joining PFS Signature Wealth and IFP Securities, he worked in various roles including positions at Universal Volcano Bay and educational institutions such as Valencia College and H.B. Plant High School. PFS Signature Wealth LLC is a registered investment adviser offering asset management, comprehensive wealth management, and retirement plan consulting to individuals, families, trusts, and business entities. The firm employs a fiduciary, goals-based approach utilizing Monte Carlo and cash-flow planning alongside asset allocation and a combination of fundamental, technical, and quantitative analysis.

Kimberly Burdette Hord is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Opinicus. She has held various roles within Opinicus and its affiliated entities since 2011. In addition to her advisory work, she manages client insurance needs as a licensed independent insurance agent and oversees non-investment activities at Opinicus Tax & Accounting. Opinicus serves entrepreneurs, high-net-worth families, and individual clients, offering financial planning, investment management, and retirement plan consulting. The firm requires a comprehensive financial plan for access to its Wealth Advancement Consulting program and employs a multifaceted investment approach that includes tax-aware rebalancing, options strategies, and coordinated CPA collaboration.

Doris Howland is a CFA® charterholder with 33 years of industry experience. She has been with Howland and Associates, LLC since 2004 and previously worked at Howland Partners, LLC. Outside of her advisory role, she is the owner of two small business ventures, including a short-term rental property and a business rental property. Howland and Associates provides discretionary portfolio management primarily to individual and family clients, including high-net-worth individuals, trusts, IRAs, 529 plans, and certain institutions. The firm focuses on fundamental analysis and tailored strategies across equities and fixed income, maintaining ongoing advisory relationships and offering specialized approaches such as tax-efficient portfolio management and a lower-cost short-term cash program.

Ross Thomas is a Series 65-credentialed financial advisor with six years at Howland and Associates, LLC and a total of five years in the industry. His prior experience includes roles at Rapid Web Services, LLC and AccentHealth. Howland and Associates provides discretionary portfolio management for individual and family accounts, including high-net-worth clients, trusts, IRAs, and certain institutional clients. The firm employs fundamental analysis and tailored strategies across various objectives, managing portfolios based on client time horizons, tax considerations, and risk profiles.

Michelle Miller is a financial advisor at Skyview Pinnacle with a Series 65 designation and one year of industry experience. Prior to joining Skyview Pinnacle and Impact Partnership in 2025, she worked at Mango Technologies International, Inc. for eight years. In addition to her advisory role, Miller is a licensed insurance agent authorized to sell life insurance and annuity products. Skyview Pinnacle is a registered investment adviser that provides discretionary portfolio management and financial planning to individuals, trusts, associations, and businesses. The firm employs a multi-faceted investment approach combining technical, quantitative, fundamental, cyclical, and economic analysis to pursue client objectives.

Charles Sober is a financial advisor with Aft, Forsyth & Sober, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been with Aft, Forsyth & Sober, LLC since 2012 and also works with Aft, Forsyth And Company, Inc. Outside of his advisory role, he serves on the board and the enterprise risk management committee of U.S. Epperson Underwriting Company, an insurance underwriting firm. Aft, Forsyth & Sober, LLC provides investment advisory and portfolio management services primarily to high-net-worth individuals, trust accounts, and foundations. The firm manages approximately $323.5 million in assets, focusing on long-term strategies including a disaster protection approach and flexible asset allocation, with a predominantly non-discretionary management style.

Gregory Dooley is a financial advisor at VectorWealth with 22 years of industry experience. He holds the Series 66 designation and has worked at several firms including GT Securities, LPL Financial, UBS Financial Services, VOYA Financial Advisors, and Ameriprise. VectorWealth provides discretionary portfolio management to individual and high-net-worth clients through a wrap fee program, managing diverse asset classes such as ETFs, mutual funds, stocks, bonds, options, and private investment vehicles. The firm uses a blend of quantitative analysis, passive strategies, and options trading, acting as the sole portfolio manager for its wrap fee program and tailoring portfolios to clients’ income, tax situation, and risk tolerance.

Shannon Littlejohn is a financial advisor with Valley Financial Management, Inc. in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her prior roles include positions at LPL Financial, CUNA Brokerage Services, SunTrust Advisory Services, TD Private Client Wealth, Morgan Stanley, and T. Rowe Price Advisory Services. Outside of financial advising, she is a licensed real estate associate with Charles Rutenberg Realty since 2018. Valley Financial Management, operating as Valley Digital Investor, provides discretionary portfolio management and automated implementation of model ETF portfolios through an online platform for individual and high-net-worth clients. The firm manages portfolios based on client profiles and market conditions, offering a range from conservative income to aggressive growth strategies.

Jason Kaplan is a financial advisor with Neptune Wealth in St. Petersburg, FL, holding Series 63 and Series 66 licenses and two years of industry experience. His previous roles include positions at Northwestern Mutual Wealth Management Company and several other financial firms. Neptune Wealth provides investment advice, financial planning, and model portfolio construction to individual retail clients and business entities, including other advisers. The firm employs a top-down macro asset allocation combined with bottom-up fundamental analysis and utilizes AI tools alongside quantitative models for its actively managed separately managed accounts and advisory-to-advisor services.

Kevin Sprouse is a financial advisor at Achieving Veritas LLC with Series 63 and Series 65 licenses and one year of industry experience. He has previously worked at Wealth Creation Group, LP for ten years and currently serves as a managing member of Accrete Group LLC, providing consulting services. Achieving Veritas LLC offers discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities, using a variety of analytic approaches and a platform/sub-advisor model to implement client strategies.

Thomas Cassedy is a financial advisor with Cassedy Financial Group, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses with 44 years of industry experience. He has worked with First Allied Advisory Services and its affiliates for over two decades and has been with Cassedy Financial Group for a combined total of 31 years. He serves on the board of the endowment for St. John's Episcopal Church and St. John's Episcopal Day School. Cassedy Financial Group, Inc. advises high-net-worth families, individual clients, corporations, trusts, and pension plans, offering discretionary and non-discretionary asset management along with financial and consulting services. The firm builds customized portfolios using fundamental analysis and provides pension-plan consulting, private offering due diligence, and participant education.

Michael Gagne is a financial advisor at Mad River Investors with one year of industry experience. He holds a Series 65 designation and has previously worked at Egmont LLC, Axon, Allego, Kantar, and Comscore. Outside of his advisory role, he is the owner and CEO of Egmont LLC, a consulting business focused on sales and marketing strategy development. Mad River Investors provides discretionary investment management to individuals, high-net-worth clients, companies, trusts, and institutional clients. The firm uses an opportunistic, concentrated equity-oriented approach with a long-term, contrarian orientation, managing portfolios typically holding 20–25 positions across multiple asset types.

David Maddux Jr. is a financial advisor at Brightwater Advisory, LLC in Tampa, FL, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Advisors and Tampa Asset Management. Brightwater Advisory serves individual and high-net-worth clients, charitable organizations, pension and profit-sharing plans, and business entities. The firm manages approximately $303.8 million across about 273 client relationships, offering discretionary and non-discretionary investment management, financial planning, and consulting with a primarily fundamental investment approach augmented by quantitative metrics and a risk-management overlay.

Griffin Dalrymple is a CFP® with 20 years of experience in financial services. He is currently with Opinicus in Tampa, FL, where he has worked since 2009 in various roles, including leadership positions at Opinicus Financial Group, Inc. and Opinicus Tax & Accounting. Outside of advisory work, he holds board roles with a fire equipment distributor and a condominium association. Opinicus provides financial planning, investment management, and retirement plan services to individuals, entrepreneurs, and high-net-worth families. The firm operates a proprietary Wealth Advancement Consulting (WAC) program that integrates comprehensive financial planning with discretionary portfolio management and tax collaboration, supported by affiliated accounting and insurance services.

Sean Louderback is a financial advisor at VectorWealth with 10 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2025. VectorWealth serves individual and high-net-worth clients by providing discretionary portfolio management across a range of investment vehicles, including ETFs, mutual funds, stocks, bonds, options, and private investments. The firm sponsors a wrap-fee program and employs a quantitative investment process combining passive buy-and-hold strategies with options trading and regular portfolio monitoring.