Philip Rutterer is the sole advisor at Rutterer Planning, an independent firm based in Nashville, TN. He holds the CFP® designation along with Series 63 and Series 65 licenses and has eight years of industry experience. Prior to founding Rutterer Planning in 2021, he worked at TrustCore Financial Services, Inc. and was self-employed for five years. Rutterer Planning provides discretionary investment management and comprehensive financial planning services to individual and high-net-worth clients. The firm employs a modern portfolio theory approach, focusing on low-cost, tax-efficient portfolios using passive index mutual funds and ETFs, and emphasizes a high assets-per-client profile.

Toby Green is a financial advisor at Tennessee Wealth Management in Franklin, TN, with 20 years of industry experience. He holds the Series 66 designation and has been with Tennessee Wealth Management since 2008. Outside of his advisory role, he is also self-employed in general business consulting. Tennessee Wealth Management provides discretionary investment advisory services to individuals, trusts, estates, charitable organizations, corporations, and pension and profit-sharing plans. The firm employs an asset-allocation driven investment approach based on Modern Portfolio Theory, using model portfolios and exchange-traded funds, and extends pension consulting services uncommon among independent advisers.

Erik Roberts is the sole advisor at Infinitus Wealth Management LLC in Nashville, TN, holding Series 65 and Series 66 designations with five years of industry experience. He previously worked at Edward Jones for nine years and was involved with RAWIRAQ.COM for ten years. Infinitus Wealth Management provides discretionary portfolio management and financial planning primarily for individual clients and their families. The firm uses multiple methods of analysis and offers tailored portfolios, educational seminars, and modular financial plans with a focus on a broad investible universe including conventional securities, real estate partnerships, and cryptocurrencies.

Michael Taylor is the principal of Taylor Financial Planning LLC in Nashville, TN. He holds a Series 65 designation and has one year of experience as a financial advisor. Prior to founding his firm, he worked at Amazon, Inc. as a business developer and has additional experience with Daxko LLC and Regions Bank. Taylor maintains a substantial outside business role with Amazon. Taylor Financial Planning LLC serves individual and high-net-worth clients by providing comprehensive financial planning and portfolio management through fee-only arrangements. The firm employs a combination of passive and active investment strategies based on modern portfolio theory and offers fixed-term and hourly planning engagements without percentage-of-assets billing.

Brock Love is a financial advisor at Southern Capital Partners, LLC with four years of industry experience. He holds a Series 66 designation and previously worked at Northwestern Mutual in various capacities from 2020 to 2026. Outside of advisory services, he owns and operates Multiply Insurance Group, LLC, which involves insurance product sales. Southern Capital Partners is an independent firm serving individual and high-net-worth clients, offering both discretionary and non-discretionary asset management along with financial planning. The firm's investment approach is tailored to client-specific goals and risk tolerances, utilizing various analytical methods and third-party sub-advisors when appropriate.

Barrington Gist is a financial advisor at Heritage Private Wealth with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and LPL Financial. Heritage Private Wealth offers comprehensive investment management and financial planning services to individuals, high-net-worth clients, business owners, trusts, estates, charitable organizations, and business entities. The firm employs a high-touch service model alongside a technology-driven platform, emphasizing strategic asset allocation, long-term investing, diversification, and the use of derivatives in separately managed accounts.

Vincent Giannattasio is the principal of A&G Financial Management, LLC in Nashville, TN, holding a Series 66 designation with 21 years of industry experience. He has led A&G Financial Management since 2009. Outside of his advisory practice, he serves as a member of the A&G Foundation, a charitable organization involved in overseeing the distribution of funds. A&G Financial Management provides discretionary portfolio management and prepares written Investment Policy Statements for individuals, high-net-worth clients, and business entities. The firm manages approximately $23.5 million in discretionary assets and serves both individual and institutional clients, including pension and profit-sharing accounts, utilizing a variety of analytical methods and investment strategies.

My name is Shaun Melby and I am the founder of Melby Wealth Management, LLC. At the time of my certification, I was one of the youngest CERTIFIED FINANCIAL PLANNER™ practitioners in the country. I have over a decade of experience in the financial industry while working closely with some of the biggest names in music. I believe the financial planning process is the best way to create and maintain wealth, so I formed Melby Wealth Management to help as many people as possible work towards achieving their dreams and obtaining financial peace of mind. I grew up in Onalaska, Wisconsin and moved to Nashville, Tennessee in 2005 to earn a BBA in Finance as well as Music Business from Belmont University. My wife and I call Nashville, Tennessee home and in 2019 we welcomed our daughter into the world and in 2022 our son. During my spare time, I enjoy going to Nashville Predators and Nashville SC games, cheering on the Green Bay Packers, checking out the local dining scene, traveling, playing with our dogs Hank and Bo, and spending time with family and friends.

Tim brings over 15 years of industry experience. He graduated from Miami University with a Finance Degree from the Business Honors Program. He spent most of his first 9 years in the industry directly supporting individuals as a financial advisor with Fidelity Investments where he grew his practice to over $500 million. He transitioned to Charles Schwab where he spent the last few years leading a team of advisors where he was responsible for the retail branches for most of Tennessee. He helped grow his team from 17 to over 30 representatives with responsibility for over 80,000 families and households. Tim has always been interested in the FIRE movement (Financial Independence/Retire Early). However, as he reached the mid-point of his career he decided that he really enjoys working, helping people achieve their goals, and that he could have the most valuable impact working with a small group of people. He left Charles Schwab to found Nashville Finacial Planning in August of 2023 as it would be the perfect time to bring his 15+ years of experience to helping people for the next 15-20 years. Given his experience at two of the largest firms in the industry he has seen how much money people can pay in fees, and how a lot of advisors are incentivized to continue growing while neglecting a portion of their clients. Nashville Financial Planning was not only founded to help solve these two challenges (fixed fee and limited client base), but the true independent model gives a lot more flexibility to help people in areas of their financial life where they need it most in an unbiased way.

Scott Davis is the sole advisor at Family Tree Wealth Advisors, LLC in Mt Juliet, TN, holding a Series 63 designation with 19 years of industry experience. He has led Family Tree Wealth Advisors since its founding in 2011. Family Tree Wealth Advisors serves individual clients, including high-net-worth individuals, by providing discretionary investment supervisory services and fee-based financial planning. The firm creates individualized Investment Policy Statements and constructs bespoke portfolios using fundamental analysis and both long- and short-term trading, incorporating multigenerational family information into planning.

Claude Carmichael is a CFA® charterholder with 29 years of industry experience. He has been with Carmichael Capital, Inc. since 1993 and is a principal at Carmichael Creel Investments in Franklin, TN. Carmichael Creel Investments provides portfolio management services to individuals, corporate pensions, retirement accounts, trusts, and estates. The firm employs a value-oriented investment approach focused on fundamental analysis and incorporates exchange-traded options within separately managed accounts, a practice used by only a minority of similar firms.

Douglas Vowels is a CFP® professional with 24 years of industry experience, currently affiliated with Intentional Wealth Planning. His prior work includes roles at Advisory Services Network, LLC, MML Investors Services, and Mass Mutual Life Insurance Company. Intentional Wealth Planning serves individuals, high net worth clients, trusts, estates, businesses, and retirement plans by providing discretionary investment management, retirement-plan advisory, comprehensive financial planning, and educational seminars. The firm employs fundamental and technical analysis with an emphasis on value, quality, and risk management across a variety of investment vehicles.

Mete Fikri is the sole advisor at SEF Financial with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked at SEM Capital, LLC since 2014. Outside of advisory work, he co-owns a business that invests in short-term vacation rental properties. SEF Financial provides portfolio management and financial planning primarily for individual and high-net-worth clients, as well as other investment advisers. The firm offers subadvisory services and employs a combination of fundamental, technical, cyclical, and quantitative analysis to support various investment strategies.

Rosemary Frank is a financial advisor with Rosemary Frank Financial, LLC in Brentwood, TN. She holds a Series 63 designation and has 21 years of industry experience. She is also president of Financial Advantage, Inc., where she operates as an independent licensed insurance agent. Rosemary Frank Financial, LLC provides asset management and financial planning services to individuals, high-net-worth clients, and business entities. The firm utilizes a manager-of-managers approach through the Envestnet platform, emphasizing quantitative analysis and long-term investment strategies with ongoing portfolio monitoring.

Brice Jennings is the principal of Jennings Investment Group, Inc. in Smyrna, TN, holding Series 63, 65, and 66 designations with 16 years of industry experience. He has been with Jennings Investment Group, LLC since 2006 and is the sole advisor at the firm. Jennings Investment Group provides investment advisory and supervisory services to individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm uses a tactical asset allocation approach that integrates fundamental, quantitative, and economic analysis with proprietary indicators, and manages most client assets on a non-discretionary basis.

William Welborn III is a CFP® with 15 years of industry experience, currently serving as the sole advisor at Hoskins Financial, LLC since 2022. Prior to this, he worked as a contractor for the Tennessee Army National Guard through Hoskins & Company for six years. Outside of advising, he holds a part-time administrative assistant role at Hoskins & Co. PC, a non-investment-related firm. Hoskins Financial, LLC provides discretionary asset management and financial planning primarily to individuals, high-net-worth clients, and fiduciaries such as trusts and estates. The firm integrates fundamental analysis and modern portfolio theory in portfolio management and maintains close coordination with accounting and business advisors through a disclosed affiliation with an accounting and tax services firm.

Blake Cate is the sole advisor at SMEAC Financial, LLC in Nolensville, Tennessee, holding Series 63 and Series 65 licenses with 45 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing Services, LLC. SMEAC Financial, LLC provides discretionary and non-discretionary portfolio management, financial planning, consulting, and family office services primarily to individuals, high-net-worth clients, and business entities. The firm customizes portfolios based on client objectives and employs a range of investment strategies while maintaining ongoing monitoring and annual reviews.

Michael McKinney is the principal of McKinney Capital Management, LLC in Nashville, TN, holding the PFS™ designation and Series 66 license with 17 years of industry experience. He has managed his independent advisory firm since 2010 and also serves as a CPA manager involved in business development, tax preparation, auditing, and firm administration. McKinney Capital Management provides discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations, and corporations. The firm’s portfolios use mutual funds and ETFs guided by fundamental and technical analysis, with many accounts managed on a discretionary basis, while the principal’s CPA background supports a distinctive combination of accounting and advisory services.

Michael Taylor is the sole advisor at Taylor Financial Management, LLC in Franklin, TN, with 11 years of industry experience. He holds a Series 65 designation and has managed his independent firm since 2012. Taylor is also a licensed accountant, although his CPA license is currently inactive and he does not provide accounting services to clients. Taylor Financial Management, LLC offers discretionary portfolio management tailored to individuals, including high-net-worth clients, as well as corporations and business entities. The firm emphasizes fundamental analysis and a long-term trading orientation, focusing primarily on growth equity securities alongside mutual funds, ETFs, and inflation-protected bonds for diversification.

William McDonald is a financial advisor at Retirement Planning Solutions, LLC in Nolensville, TN, with 25 years of industry experience. He holds the Series 66 designation and has been affiliated with HD Vest Advisory Services and Retirement Planning Solutions since 2003. Retirement Planning Solutions provides discretionary investment management and consulting services to individuals, trusts, estates, corporations, pension and profit-sharing plans, and charitable organizations. The firm uses a mix of fundamental and cyclical analysis methods and implements portfolios with index funds, ETFs, mutual funds, stocks, bonds, and cash equivalents.