Roger Davis is a financial advisor at Sound Income Strategies, LLC with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms, including Concourse Financial Group Securities and Lincoln Financial Securities Corporation. Outside of his advisory work, he serves as chairperson of the board for the nonprofit Volunteers in Medicine and is a member of the school board for Silverdale Baptist Academy. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, other advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis with active portfolio management and allocation to third-party managers.

Rae Haulk Davis is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 66 designations and over 31 years of industry experience. Her career includes roles at multiple firms and dba entities, including Davis Wealth Partners and Concourse Financial Group Securities. Sound Income Strategies is a fee-based investment adviser serving a diverse client base, including individuals, pension plans, and other advisors. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers services such as financial planning, ERISA plan management, and ETF sub-advisory.

James Satterfield is a financial advisor at StoneX Advisors Inc. in Chattanooga, TN, with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes seven years with Cetera Investment Services LLC and Regions Bank before joining StoneX in 2023. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations by providing portfolio management, financial planning, ERISA plan consulting, and related services. The firm utilizes a combination of independent advisors and in-house teams alongside various model-based and third-party investment solutions.

James Spann is a financial advisor at IP Financial Advisory Services LLC with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Woodbury Financial Services and Questar Asset Management. Outside of his advisory role, Spann is involved in managing family commercial real estate through a general partnership and operates an accounting services business. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes customized portfolio construction and utilizes a range of analyses while also coordinating with third-party investment advisors.

Sara Di Ruscio is a Certified Financial Planner (CFP®) with eight years of industry experience. She is currently with Dynamic and has previously worked at Bank of America. Her tenure at Dynamic includes roles with both Dynamic Wealth Advisors and Prioritas Financial Advisors. Dynamic serves a diverse client base, including individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, businesses, and other registered investment advisers. The firm emphasizes a long-term, client-specific portfolio approach and provides a range of services such as discretionary and non-discretionary portfolio management, financial planning, retirement plan services, and support for other advisers through sub-advisory and technology platforms.

Bradley Church is a Series 66-licensed financial advisor with Advisory Services Network in Chattanooga, TN, where he has worked since 2016. He has 25 years of industry experience. Outside of his advisory role, he is involved in providing and selling non-variable insurance products through Private Ridge Risk Management. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of independent Investment Adviser Representatives. The firm offers portfolio management, financial planning, and investment consulting, managing approximately $8.6 billion in client assets across a range of investment strategies.

John Maloney is a Series 65-licensed financial advisor at Mercer Global Advisors Inc. with six years of industry experience. Prior to joining Mercer in 2024, he worked at Fisher Investments for six years and spent time at Daimler Trucks North America and Willamette University. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with a range of investment advisory, financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, separate account managers, and other vehicles, alongside educational programming and integrated affiliated service lines.

Heather Rogers is a financial advisor with Truist Advisory Services and holds Series 63 and Series 66 licenses. She has eight years of industry experience, including roles with Truist Investment Services, Truist Bank, and SunTrust Bank. Prior to her current position, she worked briefly at Thirty One Gifts. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by an Equity Research team that employs AI-enabled tools and oversight from an Investment Advisory Group and CIO.

Christopher Gaither is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 credential and seven years of industry experience. He previously worked at Raymond James Financial Services and Freedom Street Partners. Outside of his advisory role, he is an independent contractor with Covenant Wealth Advisors. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering a range of portfolio management and financial planning services through both in-house and third-party solutions.

Zachariah Robertson is a financial advisor at Brookstone Capital Management LLC with six years of industry experience. He holds a Series 65 designation and has worked at Brookstone since 2020. He also has experience in insurance sales through AmeriLife, where he has worked since 2012. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities, utilizing a range of strategic asset-allocation models and investment strategies.

Virginia Owens is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 15 years of industry experience. She has worked at Truist Advisory Services and Truist Investment Services since 2021, following roles at BB&T Investments and BB&T Securities. Owens serves as treasurer and volunteer for The Ark of Cleveland, a nonprofit animal shelter. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, combining discretionary manager relationships with non-discretionary consulting and utilizing AI-enabled research tools to support investment decisions.

James Gioia is a CFP® with 34 years of experience in the financial services industry. He currently works at Stratos Wealth Partners, Ltd., having joined in 2025, and has prior experience with LPL Financial, ProNvest, Bank of England, and Ameriprise Financial Services. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management, serving individuals, retirement plans, corporations, nonprofits, and institutional clients. The firm offers a range of services including financial planning and outsourced CIO solutions, employing an open-architecture model that integrates multiple third-party platforms and managers to provide customized portfolio management.

Harrison Fisher is a financial advisor with Truist Advisory Services, holding a Series 66 designation and four years of industry experience. His prior work history includes roles at Wells Fargo Clearing, Bank of America, Merrill, and Centerra-SRS. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and an integrated inter-affiliate operating structure.

Judith Harkleroad is a financial advisor at Truist Advisory Services with 30 years of industry experience. She has held positions at Truist Advisory Services since 2016 and has been with Truist Investment Services, Inc. since 1998. Her professional credentials include Series 63 and Series 66 licenses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools to assist in manager selection and oversight.

Jeffrey Flowers is a financial advisor with Empower Advisory Group, holding a Series 66 designation and 22 years of industry experience. His work history includes roles at Gwfs Equities, Inc., FTB Advisors, Inc., and LPL Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, offering both single “point-in-time” financial plans and optional managed account solutions.

Melissa Boyd is a financial advisor at Brookstone Capital Management LLC with two years of industry experience. She holds the Series 66 designation and previously worked at Sagepoint Financial, Inc. and AmeriLife of Tennessee. Brookstone Capital Management provides fee-based asset management and financial planning services to individuals, retirement plans, corporations, trusts, and other business entities. The firm employs strategic and dynamic asset-allocation models and offers discretionary portfolio management through a turnkey asset management platform and a wrap-fee program.

Joseph Parker is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Transamerica Investors Securities Corporation, The Prudential Insurance Company of America, New York Life Insurance Company, and FedEx Ground. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed advice programs and investment education that emphasize asset allocation, contribution rates, and retirement age guidance. The firm relies on Morningstar Investment Management for portfolio construction and oversight, operating at scale with over 212,000 clients and 301 advisors.

Vernon Thornton is a CFP® with eight years of industry experience, currently serving as a financial advisor at Steward Partners Investment Advisory, LLC. His prior experience includes roles at Freedom Street Partners and Raymond James Financial Services. He is a board member of the nonprofit Ignite Living. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise RIA managing approximately $36.7 billion in assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.

Kayla Fortanel is a financial advisor with Principal Financial Services, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Ameriprise and Freedom Planning Partners. Outside of advising, she serves as treasurer for the Chattanooga Medical Group Management Association and is a board member of The Hope House. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money managers through various advisory and promoter arrangements.

Celeste Friend is a CFP® professional with 24 years of experience in the financial services industry. She is currently with Voya Financial Advisors, Inc. and has previously worked at firms including Valic Financial Advisors and Bellwether Investment Group. Outside of advisory services, she also holds a position as an independent insurance agent. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer firm serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a blend of in-house and third-party investment strategies, emphasizing client-centered, often non-discretionary account management.