William Harrison Jr. is a financial advisor with First Advisors National, LLC, holding Series 63, 65, and 66 licenses and bringing 54 years of industry experience. He worked at Oberweis Securities, Inc. for 13 years from 2003 to 2016. Outside of his advisory role, he is a licensed insurance agent in Johnson City, Tennessee. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients, including ERISA plan participants. The firm implements client strategies mainly through third-party money managers and combines tactical and strategic asset allocation with fundamental analysis and formal annual reviews.

Kenna Mc Murray is a financial advisor at Guardian Wealth Advisors, LLC with two years of industry experience. She holds a Series 65 designation and has worked at Guardian Wealth Advisors since 2022. Prior to her advisory career, she held roles in various industries including retail and mortgage services. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and other business entities by providing investment advisory, portfolio management, financial planning, and retirement plan consulting. The firm employs a systematic, quantitative investment approach utilizing ETFs, mutual funds, and risk-mitigation strategies.

Matthew Deitel is a financial advisor with Guardian Wealth Advisors, LLC, holding a Series 66 designation and 14 years of industry experience. His prior positions include roles at Triad Hybrid Solutions, Triad Advisors, Inc., and Wells Fargo Clearing. He is also licensed to sell life insurance and long-term care insurance. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and business entities by providing investment advisory, financial planning, retirement consulting, and cash management services. The firm employs a combination of fundamental and technical analysis within a systematic framework, utilizing ETFs, mutual funds, third-party managers, and risk measurement tools.

Darina Nghiem is a Series 65-licensed advisor at Guardian Wealth Advisors, LLC with two years of industry experience. She has worked at Guardian Wealth Advisors since 2022 and is also co-owner of LV Nail Bar, a salon she has managed since 2013. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional clients. The firm uses a systematic investment approach combining fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management.

Regina Cornelio is a financial advisor at Altitude Capital Management LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at Whitney & Associates, Forthright Capital Partners, Appreciation Financial, and QSAC. Altitude Capital Management LLC provides investment advisory and financial planning services to individuals and high net worth clients. The firm offers tailored portfolio management and consulting services, focusing on individualized investment approaches aligned with client goals, risk tolerance, and time horizon.

Samuel Ross is a CFP®, ChFC®, and Series 63-licensed financial advisor with 43 years of industry experience. He has been with ON Investment Management Co. since 2007 and concurrently involved with affiliated firms including THE O.N. Equity Sales Company and Ohio National Financial Services. Outside of advisory services, Ross operates a tax preparation business and serves as a vice president at Secure Money Masters, where he is involved in selling insurance products. ON Investment Management Company (ONIMCO) is a SEC-registered investment adviser that provides financial planning, portfolio management, and retirement-plan advisory services to a diverse client base including individuals, families, trusts, charitable organizations, and businesses. The firm employs a dual-registration model, offering both discretionary and non-discretionary management options while maintaining broker-dealer activity and relationships with multiple program sponsors.

Philip Alford is a CFP® professional with 10 years of industry experience. He is currently with Facet and has previously worked at The O.N. Equity Sales Company, Edward Jones, Values First Advisors Inc, and Fidelity Investments. He is also licensed to sell life, health, and long-term care insurance. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, utilizing technology-driven processes and model-based asset allocations primarily through ETFs. The firm serves both non-high-net-worth and high-net-worth households, offering a broad range of planning services delivered via phone, video, and a proprietary web platform.

Patrick Carroll is a CFP® and ChFC® with 43 years of experience in the financial services industry. He is currently with Merit Financial Advisors and has previously worked at firms including Purshe Kaplan Sterling Investments, Triad Advisors, ACI Partners, National Planning Corporation, and Wealth Strategies Group. Carroll is the author of the book *Tame Your Money Elephants* and serves on the board of the National Capital Trolley Museum, a nonprofit organization. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving over 20,000 clients across 66 offices and managing approximately $23.9 billion in assets. The firm offers coordinated wealth-management services with a focus on long-term, diversified portfolios overseen by an internal Investment Management team and Investment Committee, allowing for customizable investment strategies and a range of advisory services.

Michael Bird is a CFP® and ChFC® with 29 years of experience in the financial services industry. He has been with ON Investment Management Company and its affiliated firms since 2013. In addition to his advisory role, he is involved in insurance sales and operates a tax preparation business. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, charitable organizations, businesses, and plan sponsors with financial planning, portfolio management, and retirement-plan advisory services. The firm uses a dual-registration model combining advisory and broker-dealer activities and offers access to third-party investment programs alongside customized portfolio management.

William Bingham is a financial advisor at Silver Oak Securities, Inc. with 33 years of industry experience. He holds the Series 63 designation and has been with Silver Oak Securities since 2013. He is also part owner of Beez Bikes and More, a business unrelated to investments. Silver Oak Securities serves individuals, pension plans, corporations, trusts, estates, and other entities through a network of over 100 financial professionals, offering a variety of advisory programs tailored to client objectives and risk tolerances. The firm manages approximately $2.4 billion in discretionary assets and provides services ranging from customized portfolios to retirement plan consulting and third-party manager referrals.

Maureen Maciver is a financial advisor at Cary Street Partners with 26 years of industry experience. She has been with Cary Street Partners since 2011, previously working at Ftb Advisors, Inc. and First Horizon Advisors, Inc. She serves as Chairman of the Board for Blue Ridge Medical Management. Cary Street Partners serves a diverse client base including individuals, corporations, trusts, and institutional clients, providing portfolio management, financial planning, and access to proprietary strategies supported by affiliated asset-management and broker-dealer businesses.

Russell Ingram Jr. is a financial advisor at Guardian Wealth Advisors, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including THE O.N. Equity Sales Company, Ohio National Financial Services, and Duke Ingram Financial Services. In addition to his advisory roles, he is active in insurance sales, including life, disability, health, and long-term care insurance. Guardian Wealth Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, retirement plans, and institutional clients. The firm employs a systematic investment approach using mutual funds, ETFs, bonds, options, and equities, combining fundamental and technical analysis to manage portfolios.

Jordan Carrier is a financial advisor at ON Investment Management Company with three years of industry experience. He holds a Series 66 credential and previously worked at Secure Money Masters, the Department of Veterans Affairs, and Bristol Tennessee Essential Services. Outside of advising, he is a commissioned public notary in Tennessee and is affiliated with NOBOX, an estate planning organization. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors. The firm provides financial planning, portfolio management, and retirement-plan advisory services, utilizing a mix of discretionary and non-discretionary third-party investment programs.

Russell Ingram is a financial advisor at Guardian Wealth Advisors, LLC with 31 years of industry experience. He holds the ChFC® and Series 63 designations and has worked with The O.N. Equity Sales Company and Duke Ingram Financial Services. Outside of advising, he is a partner in a golf course development partnership. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional clients. The firm uses a systematic investment approach combining fundamental and technical analysis and offers both discretionary and non-discretionary portfolio management.

Barbara Deitel is a CFP® professional with 30 years of industry experience, currently with Guardian Wealth Advisors, LLC since 2021. She previously worked at Triad Hybrid Solutions and Triad Advisors, Inc. from 2016 to 2021. In addition to her advisory role, she is licensed to sell life and long-term care insurance. Guardian Wealth Advisors serves individuals, retirement plans, charitable organizations, trusts, and business entities, offering investment advisory, financial planning, and retirement consulting. The firm primarily employs ETFs and mutual funds within a systematic, quantitative framework that incorporates risk mitigation and utilizes third-party managers and UMA platforms.

Thomas Davis is a financial advisor at CL Wealth Management LLC with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones and SB Advisory, LLC. Outside of his advisory role, he operates a small eBay account selling clothing items. CL Wealth Management LLC provides portfolio advisory and financial planning services to a broad range of clients, including individuals, pension and profit-sharing plans, trusts, and business entities. The firm tailors investment strategies using fundamental and technical analysis and manages accounts through both discretionary and non-discretionary approaches.

William Sjem is a CFP®-certified financial advisor at Guardian Life with 12 years of industry experience. He has worked at firms including SFIS and Cavalier Advisory & Insurance. His other business activity includes clerical work as a non-licensed contractor for SFIS. Guardian Life’s subsidiary, Park Avenue Securities LLC, operates as a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services.

Zachary Colvin is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 66 and Series 63 credentials and has four years of industry experience. Prior to joining Concurrent, he worked at Wells Fargo Advisors in multiple roles and also spent time at Foreside Fund Services, LLC and Global X ETFs. He is based in Kingsport, TN. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individual, high-net-worth, family, trust, estate, business, and retirement plan clients. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by internal due diligence, strategic asset allocation, and various operational tools.

Monique Cross is a financial advisor with CWM, LLC in Johnson City, TN, holding a Series 65 designation and two years of industry experience. She has worked at multiple firms, including Carson Wealth, Marmo Financial Group, Trinitas Wealth Management, and Worthwhile Wealth Council. Cross serves as a board member for Make A Wish of East Tennessee, helping to guide the chapter. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios, combining fundamental and technical analysis, third-party sub-advisors, and customization tools.

Jeffrey Burgess is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 66 designations and has 23 years of industry experience. His prior roles include positions at TriStar Advisors, Regions Bank, Cetera, Humana, and several other firms. Voya Financial Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, retirement plan sponsors, and charitable organizations. The firm offers various financial planning and portfolio management services through multiple program structures, focusing primarily on non-discretionary, recommendation-based relationships.