Tyler Howarth is a CFP® with three years of industry experience, currently serving as a financial advisor at SageSpring Wealth Partners in Knoxville, TN. His prior roles include positions at Raymond James Financial and Renascent Protection Solutions. SageSpring Wealth Partners is an SEC-registered advisory firm managing approximately $6.5 billion in discretionary assets across a team of 75 advisors. The firm serves a diverse client base, including high-net-worth individuals, charitable organizations, corporations, and retirement plans, offering personalized investment management, financial planning, and retirement plan consulting.

Jennifer Sweigert is a financial advisor with CreativeOne Wealth, LLC and holds a Series 65 designation. She has experience dating back to 2014, including roles at Oak River Wealth Advisors, Inc., where she serves as President and Owner. Sweigert is involved in overseeing business activities, marketing, and sales at Oak River Wealth Advisors. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub‑advisory services to individual, corporate, charitable, and RIA clients. The firm employs a range of investment strategies, including proprietary ETF-based core models and third-party managers, supported by quantitative and fundamental analyses.

Travis Cullman is a CFP® professional with 12 years of industry experience, currently serving as an advisor and partner at SageSpring Wealth Partners. He has previously worked at Raymond James Financial Services, Inc. and Raymond James Financial Services Advisors, Inc. Located in Knoxville, TN, Cullman is also an independent contractor for Cullman Wealth Team and provides insurance solutions as a broker through Dixon Wells. SageSpring Wealth Partners serves a diverse client base that includes individual households across wealth levels, institutional clients, and plan sponsors. The firm offers tailored investment management, financial planning, and consulting services, employing both fundamental and technical analysis as well as a range of investment strategies to meet client objectives.

Luther Sweigert III is a Series 65-licensed advisor with CreativeOne Wealth, LLC and has one year of industry experience. He previously worked at Quility Financial Advisors and Empowered To Retire, and he is also Vice-President and Owner of Oak River Wealth Advisors, Inc., where he is involved in life insurance and annuities. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, charitable organizations, and other RIAs. The firm employs a mix of proprietary ETF-based core models, third-party managers, and option-based strategies to support tailored investment solutions.

Rocky Montgomery is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. His prior roles include positions at Capital Guardian Wealth Management, LLC, OSAIC Services, Inc., Investors Capital Corp., and Eastern Point Advisors Inc. Outside of his advisory work, he owns TN K-9 Services LLC, a drug dog training business. Prospera Financial Services is a multi-team firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Matthew De Graff is a CFP® and holds a Series 66 license, currently serving as a financial advisor at SageSpring Wealth Partners with five years of industry experience. His prior roles include positions at Raymond James Financial Services, Park Avenue Securities, Guardian Life Insurance Company, and Rethink Wealth LLC. SageSpring Wealth Partners serves a diverse client base ranging from non-high-net-worth individuals to institutional clients such as retirement plans and sovereign wealth funds. The firm provides discretionary investment management and financial planning, utilizing a range of investment vehicles and both fundamental and technical analysis within a multi-team structure managing approximately $8.5 billion for over 11,500 clients.

David Topor is a financial advisor with Gradient Advisors, LLC, holding a Series 65 credential and bringing 16 years of industry experience. He has worked with Gradient Advisors since 2013 and is also president and sales agent at IntelliShield, where he has been involved in life, health, and annuity sales since 2010. Outside of his advisory roles, he serves as an educational speaker and advisor for the Society of Financial Awareness and works as an estate planning advisor collaborating with legal professionals. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through third-party money managers and Investment Advisor Representatives in a largely non-discretionary model, employing various analytical methods to align portfolios with client objectives and risk tolerance.

Paul Hoskin is a CFP® with 37 years of industry experience, currently serving at Arax Advisory Partners. His prior roles include positions at Summit Trail Advisors, LPL Financial, BMO Bank NA, BancWest Investment Services, and Citigroup Global Markets. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in regulatory assets with over 200 advisors. The firm serves individuals, high-net-worth clients, family offices, institutions, and retirement plans, offering a range of services including financial planning, portfolio management, and retirement plan consulting.

James Reynolds is a financial advisor with Thoroughbred Financial Services, LLC, holding a Series 66 designation and 15 years of industry experience. He has been with Thoroughbred Financial Services since 2010. In addition to his advisory role, Reynolds is also licensed as an insurance agent, selling life, disability, medical, and long-term care insurance. Thoroughbred Financial Services, LLC provides investment supervisory services, financial planning, and retirement-plan consulting to a range of clients including individuals, trusts, estates, and organizations. The firm’s investment approach emphasizes asset and sector allocation with diversified portfolios primarily composed of mutual funds and ETFs, and it offers both discretionary and nondiscretionary management through various account programs.

Patrick Gawrych is affiliated with Simplicity Wealth and holds the Series 65 and Series 63 designations. He has been with Simplicity Group since 2014 and currently works at Simplicity Wealth and Simplicity UFC. Gawrych is based in Greenback, Tennessee, and has no industry experience prior to his current roles. Simplicity Wealth serves a diverse client base including individual and high-net-worth investors, retirement plans, corporate and institutional investors, and financial firms such as third-party advisors and broker-dealers. The firm employs a fund-of-funds investment approach using ETFs, mutual funds, and individual securities, alongside model portfolios that are actively monitored and rebalanced, and offers technology and operational support for other advisers through its managed account platform.

William Baucum III is a financial advisor with Wealthcare Advisory Partners LLC and holds a Series 66 designation. He has 13 years of industry experience, including prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he is involved in a family business focused on designing and manufacturing portable backup electrical systems and owns a staffing company. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of more than 150 advisors. The firm serves a diverse client base including individuals, trusts, retirement plans, and businesses, using a goals-based planning approach supported by proprietary software and an evidence-based investment framework.

Jeffrey Farrar is a CFP® with 27 years of industry experience currently serving at Procyon since 2017. His prior roles include positions at Purshe Kaplan Sterling Investments, UBS Financial Services, and Merrill. He serves as a FINRA arbitrator and is a member of the investment committee at DELC, a tea manufacturer. Farrar also participates in expert networks responding to industry research inquiries. Procyon serves a diverse client base, including individuals, high-net-worth households, institutions, and retirement plans, offering investment management, financial planning, and advisory services. The firm’s investment approach is long-term and fundamentally driven, utilizing mutual funds, ETFs, and individual securities, and it manages a majority of assets on a non-discretionary basis.

Robert Armstrong is a financial advisor with Integrity Advisory Solutions, holding Series 65 and Series 66 credentials and bringing 14 years of industry experience. He has extensive experience in estate planning, serving as president of the American Academy of Estate Planning Attorneys since 1993 and owning an estate planning law firm, Armstrong, Fisch & Tutoli. Armstrong also holds leadership roles in organizations supporting estate planning attorneys and wealth management. Integrity Advisory Solutions serves a diverse client base including individuals, trusts, estates, and business clients through a network of about 100 independent advisors managing approximately $1.1 billion in assets. The firm offers portfolio management, financial planning, retirement plan consulting, and model portfolio programs, utilizing both fundamental and technical analysis alongside multiple asset-allocation strategies.

Nathaniel Napier is a financial advisor with Silver Oak Securities, Inc. in Knoxville, TN, holding a Series 66 designation and two years of industry experience. He has served as President and CEO/CFO of Miza Foods Inc., a multi-unit Little Caesars franchise, since 2017. Silver Oak Securities serves individuals, pension and profit-sharing plans, corporations, trusts, and estates through a network of over 100 financial professionals. The firm manages approximately $2.4 billion in discretionary assets and offers a range of advisory programs that emphasize customized, primarily discretionary investment management tailored to client objectives and risk tolerances.

Travis Mc Curry is a financial advisor with M HOLDINGS SECURITIES, Inc. in Knoxville, TN, holding a Series 66 designation and 17 years of industry experience. He has worked previously with MML Investor Services and MassMutual Life Insurance Company. Outside of his advisory role, Mc Curry is involved in managing several real estate holdings and rental properties. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and financial professionals. The firm offers a range of advisory and brokerage services with an emphasis on suitability-based recommendations and ongoing portfolio monitoring.

Michael Kull is a financial advisor with Eagle Strategies (NY Life) in Knoxville, TN, holding Series 63 and Series 66 credentials and bringing six years of industry experience. His career includes roles at New York Life Insurance Company and NYLIFE Securities LLC dating back to 2018. Outside of his advisory work, he serves as President of the Knoxville Opera Guild and is involved in local musical activities, including singing for retirement communities and acting as a church cantor. Eagle Strategies serves a broad range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and works extensively with retirement investors, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Thomas Stines is a financial advisor at Fifth Third Securities, Inc. based in Knoxville, TN, holding Series 63 and Series 65 designations with seven years of industry experience. He has been with Fifth Third Securities since 2019 and also has experience working at Fifth Third Bank and The Bed Store. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, corporations, trusts, and retirement accounts through investment advisory and brokerage services. The firm offers multiple program types on its Passageway Managed Account platform, allowing clients to work with Investment Advisor Representatives to choose tailored investment strategies.

Michael Reynolds is a financial advisor at Mariner with six years of industry experience. He holds the CFP® designation and a Series 65 license. Prior to joining Mariner, Reynolds worked at Insight Strategic Wealth LLC and Helen Hudson Boring CPA, and he also taught at Pellissippi State Community College. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm utilizes customized discretionary portfolios supported by in-house research and third-party managers, and it provides integrated tax and accounting services alongside traditional portfolio management.

Daniel Rourke is a financial advisor at Truist Advisory Services in Knoxville, TN, holding Series 63 and Series 65 licenses with nine years of industry experience. He has been with SunTrust and its affiliated entities since 2017. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager-selection program. The firm uses a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Christina Alford is a financial advisor with First Command Advisory Services, holding a Series 66 designation and seven years of industry experience. Her career has included roles at First Command Insurance Services, First Command Financial Planning, and 21st Mortgage Corporation. Prior to her advisory work, she worked at Buffalo Wild Wings for one year. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs that use model portfolios managed centrally by an Investment Management Team and Wealth Portfolio Managers.