Richard Ditter is a financial advisor at Prime Capital Financial with 19 years of industry experience. He holds a Series 65 credential and has worked at firms including Pier Financial Advisors and United Capital Financial Advisers. Outside of advisory work, he is involved in managing commercial real estate investments through several LLCs focused on net lease properties and self-storage facilities. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans with services such as asset management, financial planning, and retirement plan administration. The firm employs a range of investment strategies and offers family office services along with an affiliated tax advisory subsidiary.

Wade Winsett is a CFP® professional with eight years of industry experience, currently affiliated with Commonwealth Financial Network and Pickler Wealth Advisors. He has served as General Counsel for The Pickler Law Firm, providing legal counsel to Pickler Wealth Advisors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients, offering a comprehensive adviser-support platform including managed-account programs, third-party asset manager access, and custody/clearing services.

William Krag is a financial advisor with Principal Financial Services, holding a Series 63 designation and 42 years of industry experience. His prior roles include positions with Principal Securities Inc, Principal Life Insurance Company, and SunTrust Advisory Services. Outside of his advisory work, he is involved in a fixed insurance business focusing on life, annuities, and long-term care products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jared Sandridge is a financial advisor at Ameritas Advisory Services, LLC with four years of industry experience. He holds the Series 66 designation and has worked at firms including Ameritas Investment Company, LLC and Marston Rogers Group. Jared is also involved with UCL Financial Group, LLC, where he provides financial planning services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base that includes individual investors, retirement plans, charitable organizations, and corporate clients. The firm provides various managed account programs and fee-based management of variable products, supported by an Investment Committee and third-party partners to assist with portfolio construction and monitoring.

Charlton Gutierrez is a financial advisor at Creative Planning with a Series 66 designation and four years of industry experience. Prior to joining Creative Planning, he worked at Empower Advisory Group, Empower Financial Services, and Thrivent Financial. Before his career in finance, he spent eight years with Memphis Shelby County Schools. Outside of advising, he has occasionally performed pressure washing services. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, institutions, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure while offering a range of advisory and fiduciary services.

Bruce Martin is a CFP® with 13 years of industry experience, currently serving as a financial advisor at TLG Advisors, Inc. He previously worked at MAS Advisors, LLC, Advantage Investment Management LLC, and LPL Financial. Outside of his advisory role, Martin is involved as a health and fitness coach with Beach Body and works as an independent insurance agent. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing a research approach based on fundamental analysis and Modern Portfolio Theory.

John Templeton is a financial advisor at Benjamin F. Edwards & Company, Inc. with 31 years of industry experience. He has worked at Benjamin F. Edwards since 2017 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. He holds a Series 63 designation. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, pension plans, charitable organizations, corporations, and other institutions. The firm offers a variety of fee-based wrap programs, financial planning, retirement plan consulting, and investment management services through a large network of advisors and manages tens of billions in assets.

David Pickler is a CFP® and ChFC® with 41 years of industry experience. He is affiliated with Commonwealth Financial Network and has worked with Memphis Divorce Financial Consultants since 2017. In addition to his advisory work, he is president and practicing attorney of The Pickler Law Firm, LLC, and author of the book *Pillars of Purpose*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operations, technology, and compliance support to affiliated advisors.

Herbert Landstreet Jr. is a CFP® and holds a Series 66 license with 18 years of experience in the financial industry. He is currently affiliated with Gwfs Equities, Inc., where he has worked since 2015. He is based in Eads, Tennessee. He works with Empower Advisory Group (EAG), which provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Anne Borst is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 25 years of industry experience. She has been with Commonwealth since 2015. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of individual and institutional clients, managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.

Christopher Murrah is a financial advisor with Commonwealth Financial Network holding a Series 65 designation. He has five years of experience in wealth advisory roles, including his current position at Pickler Wealth Advisors. His prior work includes roles outside finance, such as operating a dessert bar and experience in education. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a broad adviser-support platform with access to managed-account programs, third-party asset managers, retirement consulting, and custody/clearing services.

James Evans is a CERTIFIED FINANCIAL PLANNER™ professional with 29 years of industry experience. He has worked at Benjamin F. Edwards & Company, Inc. since 2017, following roles at Wells Fargo Clearing and Wells Fargo Advisors. Evans serves as co-trustee for family trusts, which involves limited investment-related responsibilities. Benjamin F. Edwards & Company, Inc. is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, pension plans, charitable organizations, and corporations. The firm offers fee-based wrap programs, financial planning, retirement plan consulting, and investment management, utilizing a range of managed strategies that are regularly reviewed and rebalanced.

Cal Templeton is a financial advisor at Benjamin F. Edwards & Company, Inc. He holds a Series 66 credential and has less than one year of industry experience. His prior roles include positions at Orgill Inc., AllianceBernstein, and The Marston Group. Benjamin F. Edwards & Company, Inc. is an SEC-registered investment adviser and broker-dealer serving individuals, pension plans, charitable organizations, corporations, and institutions with a variety of investment management and consulting services. The firm offers consolidated wrap programs featuring strategies managed internally, by financial advisors, and third-party managers, supported by an internal trading desk and an investment strategy committee.

Stephen Stamps is a financial advisor at TLG Advisors, Inc. with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including The Leaders Group, Inc., MAS Advisors LLC, Advantage Investment Management LLC, and LPL Financial LLC. He is also affiliated with Wealth Strategies Group, where he advises clients on financial goals and investment planning. TLG Advisors serves a diverse client base, including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm emphasizes manager selection and monitoring using fundamental analysis and Modern Portfolio Theory, offering a range of services from portfolio management to fiduciary oversight and a digital program called Starlight Portfolios.

Sherri Thomas is a financial advisor at Empower Advisory Group with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Allstate Insurance Company, Valic Financial Advisors, and Cuna Mutual Group. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, with services delivered through Empower’s recordkeeping and administrative platforms.

William Truett is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he has experience working at First Horizon Advisors and has been involved with Poplar Pike Wine and Liquors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various financial planning and advisory programs along with brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Matthew Syron is a CFP®-designated financial advisor with Edward Jones in Germantown, TN, where he has worked since 2009, totaling 16 years of industry experience. He holds a Series 66 license. Outside of his advisory work, he owns a commercial property in Germantown, which includes his Edward Jones office along with a leased separate suite. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Ronald Rhea is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been associated with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of his advisory role, he is the owner of a pecan pie sales business called Pop's Pecan Pie in Cordova, TN. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Jerry Milligan II is a Series 66-credentialed financial advisor with 15 years of industry experience. He is currently with LPL Financial and has previously worked at Ameriprise Financial Services, Waddell & Reed, and various insurance agencies. Outside of his advisory role, he is a business owner involved in acting, modeling, and voice-over work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies.

Brian Boswell is a financial advisor with Ameriprise in Memphis, TN, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset thresholds, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement income advice through a centralized consulting team.