Darwin Beard is a financial advisor with MassMutual Investors Services in Tupelo, MS, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Co since 2013. Outside of his advisory role, he is involved in life and health insurance sales and owns consulting and investment service entities primarily for tax reporting purposes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning engagements using firm-approved analytical tools and offers various programs including wrap and money-manager services.

Robert Evans Jr. is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Merrill, where he worked from 1998 to 2012. He also has interests in real estate ownership unrelated to investment activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning advice focused on income sources and tax-aware withdrawal strategies. The firm’s offerings rely on a collaborative model and utilize proprietary research and third-party data within a defined investment framework.

John Bourne is a financial advisor with Edward Jones in Pontotoc, Mississippi, holding Series 63 and Series 66 credentials and with 23 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, Bourne serves on the Pontotoc Rotary Club board, the Pontotoc County Bodock Association board, and is a board member of North Mississippi Health Services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large nationwide network of financial advisors and branch offices.

Christopher Hallmark is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 25 years of industry experience. Prior to joining Wells Fargo in 2019, he worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2012 to 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Alan Landrum is a CFP® and ChFC® affiliated with Cetera, with one year of industry experience. His prior roles include positions at Van Skiver Financial Services, Raymond James Financial Services, Eagle Strategies, and New York Life. Outside of financial advising, he is an owner of Auto Demand, LLC, a business unrelated to investment activities. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to a range of program platforms and third-party money managers, operating a multi-manager platform with both discretionary and non-discretionary account services.

Shelle Ramage is a financial advisor with Primerica Advisors in Pontotoc, MS, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has been with Primerica Advisors since 2002 and Primerica Financial Services since 2001. Outside of her advisory role, she is the owner and president of Ramage Enterprises, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio management and trading delegated to established custodians and advisors.

John Sparks is a financial advisor at Raymond James Financial with seven years of industry experience. He holds a Series 66 designation and has a background that includes roles at Raymond James & Associates, Edward Jones, First Bank, and running his own business, Sparks Group, Inc., where he provides bookkeeping services for a family CPA firm. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse group of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains notable institutional consulting and municipal advisory capabilities.

Robert Mc Auley is a financial advisor with Raymond James Financial, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Raymond James, he worked in healthcare and banking sectors, including roles at Relias Healthcare and BankPlus. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary advice supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Amanda Hillhouse is a financial advisor with LPL Financial in Tupelo, MS, holding the Series 63 and Series 65 designations with three years of industry experience. Her career includes roles at Cadence Bank and Cadence Bank Investments prior to joining LPL Financial. She also spent six years working at Bath and Body Works. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of representatives, offering diverse investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Rob Chesnut is a financial advisor with Ameriprise in Tupelo, MS, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Chesnut serves on the Board of Directors for the Financial Planning Association of Mississippi. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, written recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions.

Stacy Spearman is a financial advisor with LPL Financial in Pontotoc, Mississippi, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has been with LPL Financial since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by technology tools for operational and research purposes.

Lauren Norman Fox is a financial advisor with Ameriprise in Tupelo, MS, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Ameriprise and its predecessor firm since 2005. Fox serves on the boards of the Pied Piper Players and the Kiwanis Club and is an ambassador for Plexus health products. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Noah Douglas is a financial advisor with Mass Mutual Investors Services in Tupelo, MS, holding a Series 66 credential and four years of industry experience. He has been with Mass Mutual Life Insurance Co and Mass Mutual Investors Services since 2021. Outside of advising, he is a member of two LLCs, one for income tax purposes related to commissions and another involved in purchasing and renovating an office building. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements with tools like Monte Carlo simulations and also provides specialized services such as divorce planning and employer-sponsored planning programs.

Thomas Boyd is an Associate Resident Director and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1990, focusing on providing personalized wealth management strategies designed to help clients pursue their long-term financial goals. Drawing on Merrill’s investment insights and the banking and lending solutions of Bank of America, he works one-on-one with clients to create flexible strategies tailored to evolving market conditions. Tom Boyd holds a bachelor's degree in Finance and Economics from Marshall University. He is a Personal Investment Advisor (PIA) and attributes his competitive and disciplined approach to his background as a student athlete on Marshall’s 1987 NCAA tournament basketball team and the 1988 NIT tournament team. Tom and his wife Holly reside in Tupelo, Mississippi, with their three children. He is also involved in community volunteering, reflecting the Merrill tradition of active participation in the communities served.

Christopher Mccrory is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and six years of industry experience. He has worked with Primerica Advisors since 2020 and also has a background in education, having taught at multiple high schools since 2014. In addition to financial advising, he receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies created by unaffiliated asset managers and operates through a large network of advisors, with approximately $15.5 billion in assets under management.

Paul Saylors is a financial advisor at Cambridge Investment Research Advisors with eight years of industry experience. He previously worked at Edward Jones for six years and is registered with Series 63 and Series 66 licenses. Saylors also owns SAYLORS STRATEGIC WEALTH PLLC, which focuses on insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm supports a range of investment strategies through multiple custody platforms and provides both proprietary and third-party model solutions.