Caleb Clark is a CFP® and holds a Series 66 license with four years of industry experience. He has worked at Creative Financial Designs, Inc. and CFD Investments, Inc. since 2021. His prior work includes roles at Z and C Farms, Alliance Security Inc., and the Indiana State Police. Caleb is also the owner of ProsperWise Financial LLC, where he serves as an independent financial adviser. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans with a range of investment management and financial planning services. The firm’s investment approach includes asset-class model allocations based on third-party research and offers a variety of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Robert Kretz is a CFP® professional with 26 years of industry experience, currently serving at Creative Financial Designs, Inc. since 2026. Prior to this, he spent 17 years with PNC Investments LLC. Creative Financial Designs serves individual clients—including non‑HNW and high‑net‑worth households—corporate and institutional clients, and employer retirement plans. The firm offers both discretionary and non‑discretionary investment management across multiple platforms, employing asset‑class model allocations with various risk objectives and utilizing third‑party research and an Executive Investment Committee to guide portfolio construction.

Kregg Rooze is a financial advisor with Creative Financial Designs, Inc. in Kokomo, IN, holding a Series 63 designation and 27 years of industry experience. He has worked at CFD Investments, Inc. since 1999 and Creative Financial Designs since 1997. Creative Financial Designs serves individual clients, charitable organizations, corporate clients, and employer retirement plans with investment management and financial planning services. The firm employs an asset-class model allocation approach informed by third-party research and offers a range of strategies including Biblical Responsible Investing, with both discretionary and non-discretionary execution options.

Donna Ray is a Series 66 licensed advisor at Creative Financial Designs, Inc. with two years of industry experience. She has previously worked at Ray Wealth Management and Solution Tree, Inc. Ray is involved with Ray Wealth Management in an assistant capacity, supporting administrative and client service functions. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients through discretionary and non-discretionary investment management and financial planning. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies including Biblical Responsible Investing, with flexible billing and specialized management programs.

Lisa Raderstorf is a financial advisor with Creative Financial Designs, Inc. She holds Series 63 and Series 66 credentials and has 20 years of industry experience. She has been with Creative Financial Designs and CFD Investments, Inc. since 2010. In addition to her advisory role, she is an independent insurance agent and owner/adviser of Wealth Management Solutions, LLC, providing financial and insurance-related services. Creative Financial Designs serves individual clients, charitable organizations, corporate and business clients, and employer retirement plans with investment management and financial planning services. The firm utilizes asset-class model allocations and offers a range of strategies, including Biblical Responsible Investing, with discretionary and non-discretionary execution options.

Brent Owens is a financial advisor with Creative Financial Designs, Inc. in Kokomo, IN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Creative Financial Designs and its associated entities since 1985. Outside of advising, Owens also serves as an independent insurance agent. Creative Financial Designs serves individual, corporate, institutional, and retirement plan clients through discretionary and non-discretionary investment management, financial planning, and consulting. The firm uses asset-class model allocations and risk-based strategies supported by third-party research and an Executive Investment Committee, and it offers unique features including Biblically Responsible Investing strategies and various fee arrangements.

Otto Ray is a CFP® professional with 26 years of experience, currently serving at Creative Financial Designs, Inc. He has worked at Otto Ray Insurance & Investments since 2008 and cfd Investments, Inc. since 2006. Outside of his advisory roles, he is a bassist performing in worship services at Emmanuel Church’s Martinsville campus. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with discretionary and non-discretionary investment management, variable annuities, and financial planning. The firm employs asset-class model allocations supported by third-party research and offers a range of strategies including passive ETFs, tactical management, and Biblical Responsible Investing.

Matthew Bahrenburg is a Series 66-licensed financial advisor with Creative Financial Designs, Inc., where he has worked since 2007. He has 18 years of industry experience. Outside of his advisory role, he owns and operates a tree farm in Amboy, Indiana. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies from passive ETF models to tactically managed portfolios, including a suite of Biblical Responsible Investing options.

Kyle Marburger is a financial advisor with Creative Financial Designs, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, with 18 years of industry experience. Prior to joining Creative Financial Designs in 2016, he worked at VALIC Financial Advisors for five years. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Eric Grzegorski is a Series 66 credentialed advisor with 14 years of industry experience, currently serving at Creative Financial Designs, Inc. since 2011. In addition to his advisory role, he is an attorney and is involved in property rehabilitation and resale activities. Creative Financial Designs provides investment management, financial planning, and consulting services to individual, charitable, corporate, and retirement plan clients. The firm employs a range of strategies from passive to tactical management, including Biblical Responsible Investing options, and offers flexible fee arrangements alongside its family of affiliated businesses.

Kelly Stockberger is a financial advisor at Creative Financial Designs, Inc. with 26 years of industry experience. She holds Series 65, Series 63, and Series 66 licenses and has been with cfd Investments since 2014. Creative Financial Designs serves individual, corporate, and institutional clients, providing discretionary and non-discretionary investment management alongside financial planning and modular consulting. The firm uses asset-class model allocations based on five risk objectives and employs third-party research and an Executive Investment Committee to guide portfolio management.

Christin Clark is a Series 66-credentialed financial advisor with 21 years of industry experience. She has been with Creative Financial Designs, Inc. since 2017 and previously worked at Lincoln Financial Network. Outside of her advisory role, she serves as managing member of Neal Clark Farms, LLC, handling check-writing and bill paying for a family-owned farm operation. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm’s investment approach is based on asset-class model allocations supported by third-party research and includes a variety of strategies from passive ETFs to tactically managed portfolios, along with Biblical Responsible Investing options.

Brian Doak is a financial advisor with HighPoint Planning Partners, holding the CFP® designation and Series 66 license, and has 24 years of industry experience. He has been affiliated with HighPoint Advisor Group, LLC DBA OnPath Financial, LLC and LPL Financial since 2016. Outside of his advisory role, he is involved with Pinnacle Insurance Consulting Group, LLC. HighPoint Advisor Group serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. The firm provides discretionary asset management, financial planning, retirement plan advisory, and sponsors a wrap-fee program, implementing portfolios through fundamental analysis and utilizing various third-party and LPL-sponsored platforms.

Michael Mc Neal is a CFP®-credentialed financial advisor with nine years of industry experience. He is affiliated with Creative Financial Designs, Inc. and has held roles at various firms including Avantax Advisory Services and McNeal Wealth Management, LLC. In addition to his advisory work, he provides independent insurance sales and tax preparation consulting through McNeal Wealth Management, LLC. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and modular consulting. The firm employs asset-class model allocations guided by an Executive Investment Committee and offers a range of implementation features, including Biblically Responsible Investing strategies.

Troy Jerrils is a financial advisor with Creative Financial Designs, Inc., holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has been with Creative Financial Designs since 2022 and is also associated with CFD Investments Inc. In addition to his advisory roles, he is involved in independent insurance sales. Creative Financial Designs serves a diverse client base including individuals, high-net-worth clients, charitable organizations, corporate entities, and employer retirement plans. The firm employs an investment process based on asset-class model allocations and third-party research, offering a range of strategies from passive ETFs to tactically managed portfolios, including Biblical Responsible Investing options.

Edward Camp is a CFP® and ChFC® with 35 years of industry experience. He has worked at Creative Financial Designs, Inc. since 2002 and at Advanced Estate Planning since 2009. Outside of his financial advisory roles, he teaches lessons on Lift E-foil boards in Mishawaka, IN. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers strategies including passive ETFs, tactical management, and Biblical Responsible Investing.

Randy Umbaugh is a financial advisor at Creative Financial Designs, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Creative Financial Designs and Diligent Wealth Management since 2004. In addition to his advisory role, he is involved in independent insurance sales. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with investment management and financial planning services. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Ryan Ollar is a CFP® with five years of industry experience, currently serving as an advisor at Creative Financial Designs, Inc. He has held positions at Camp Wealth Management, cfd Investments, Inc., Notre Dame Credit Union, LPL Financial, and Northwestern Mutual. Prior to his financial advisory career, he worked for 13 years at Costco Wholesale. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and consulting services. The firm employs asset-class model allocations and risk-based strategies supported by third-party research and an Executive Investment Committee.

Cole Schroeder is a financial advisor at Creative Financial Designs, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at State Farm, UPS, 1st Source Bank, LPL Financial LLC, and Lowe's. Schroeder is based in Kokomo, Indiana. Creative Financial Designs serves individual clients, corporate and institutional clients, and employer retirement plans, offering both discretionary and non-discretionary investment management alongside financial planning and consulting. The firm employs asset-class model allocations across five risk profiles and provides specialized strategies such as Biblically Responsible Investing.

Justin Keeling is a CFP® professional with 27 years of industry experience, currently affiliated with Creative Financial Designs, Inc. in Kokomo, IN. He has been involved with Creative Financial Designs since 1997 and also operates Community Tax and Financial, providing bookkeeping, tax preparation, payroll, investments, financial planning, and insurance services. Keeling is the owner of Community Insurance Group LLC, a property and casualty insurance agency. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients through discretionary and non-discretionary investment management and financial planning. The firm employs a research-driven, asset-class allocation approach with a range of strategies including Biblical Responsible Investing and offers flexible billing arrangements alongside integrated services in insurance, tax, and real estate.